Alinma Bank, the kingdom’s second largest Islamic bank by assets, reported a net profit of SAR 800 million for the first half of 2016, a 13 percent year-on-year (YoY) increase mainly attributed to a 15 percent drop in operating expenses, and lower financing and investment provisions.
Item | 6m 2015 | 6m 2016 | Change |
---|---|---|---|
Net Income from investments and financial activities | 1,160.46 | 1,237.95 | 6.7 % |
Operating Income | 1,575.10 | 1,554.21 | (1.3 %) |
Total Provisions | (148.25) | (37.73) | 74.5 % |
Net Income | 708.87 | 800.44 | 12.9 % |
Average Shares | 2,500.00 | 2,500.00 | - |
EPS (Riyals) | 0.28 | 0.32 | 12.9 % |
The lender made a second-quarter net profit of SAR 409 million, up 5 percent YoY due to a decrease in total operating expenses.
Item | Q2 2015 | Q2 2016 | Change |
---|---|---|---|
Net Income from investments and financial activities | 610.46 | 626.79 | 2.7 % |
Operating Income | 845.51 | 819.89 | (3.0 %) |
Debt Provisions | (78.13) | (24.70) | 68.4 % |
Net Income | 364.76 | 409.12 | 12.2 % |
Average Shares | 2,500.00 | 2,500.00 | - |
EPS (Riyals) | 0.15 | 0.16 | 12.2 % |
Item | Q1 2016 | Q2 2016 | Change |
---|---|---|---|
Net Income from investments and financial activities | 611.17 | 626.79 | 2.6 % |
Operating Income | 734.32 | 819.89 | 11.7 % |
Debt Provisions | (13.03) | (24.70) | (89.5 %) |
Net Income | 391.32 | 409.12 | 4.5 % |
Average Shares | 2,500.00 | 2,500.00 | - |
EPS (Riyals) | 0.16 | 0.16 | 4.5 % |
Item | 6m 2015 | 6m 2016 | Change |
---|---|---|---|
Assets | 81.84 | 98.19 | 20.0 % |
Customer Deposits | 60.59 | 74.17 | 22.4 % |
Financing Investments | 53.39 | 66.49 | 24.5 % |
Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2007 | - | - | - | - | - | - |
Q2 2007 | - | - | - | - | - | - |
Q3 2007 | - | - | - | - | - | - |
Q4 2007 | - | - | - | - | - | - |
2007 | - | - | - | - | - | - |
Q1 2008 | - | - | - | - | - | - |
Q2 2008 | - | - | - | - | - | - |
Q3 2008 | - | - | - | - | - | - |
Q4 2008 | - | - | - | - | - | - |
2008 | 338.67 | - | 338.67 | - | - | - |
Q1 2009 | 177.96 | - | 178.21 | - | - | - |
Q2 2009 | 152.81 | - | 153.56 | - | - | - |
Q3 2009 | 144.07 | - | 145.22 | - | - | - |
Q4 2009 | 470.66 | - | 476.99 | - | - | - |
2009 | 945.50 | 179.2 % | 953.98 | 181.7 % | - | - |
Q1 2010 | 67.26 | (62.2 %) | 82.36 | (53.8 %) | - | - |
Q2 2010 | 161.61 | 5.8 % | 174.26 | 13.5 % | - | - |
Q3 2010 | 187.50 | 30.1 % | 191.04 | 31.6 % | - | - |
Q4 2010 | 108.77 | (76.9 %) | 214.57 | (55.0 %) | (3.00) | - |
2010 | 525.14 | (44.5 %) | 662.22 | (30.6 %) | (3.00) | - |
Q1 2011 | 219.18 | 225.9 % | 261.71 | 217.8 % | (2.00) | - |
Q2 2011 | 277.87 | 71.9 % | 307.25 | 76.3 % | (5.04) | - |
Q3 2011 | 298.60 | 59.3 % | 332.25 | 73.9 % | (5.64) | - |
Q4 2011 | 315.91 | 190.4 % | 487.05 | 127.0 % | (112.06) | (3,635.4 %) |
2011 | 1,111.57 | 111.7 % | 1,388.27 | 109.6 % | (124.73) | (4,057.8 %) |
Q1 2012 | 330.36 | 50.7 % | 393.08 | 50.2 % | (16.88) | (743.8 %) |
Q2 2012 | 346.36 | 24.7 % | 484.15 | 57.6 % | (67.41) | (1,238.9 %) |
Q3 2012 | 407.10 | 36.3 % | 459.10 | 38.2 % | (44.07) | (681.9 %) |
Q4 2012 | 433.31 | 37.2 % | 489.72 | 0.5 % | (26.01) | 76.8 % |
2012 | 1,517.13 | 36.5 % | 1,826.05 | 31.5 % | (154.37) | (23.8 %) |
Q1 2013 | 443.27 | 34.2 % | 521.71 | 32.7 % | (51.03) | (202.4 %) |
Q2 2013 | 456.91 | 31.9 % | 559.13 | 15.5 % | (60.49) | 10.3 % |
Q3 2013 | 460.46 | 13.1 % | 542.46 | 18.2 % | (28.31) | 35.8 % |
Q4 2013 | 474.20 | 9.4 % | 655.78 | 33.9 % | (134.40) | (416.6 %) |
2013 | 1,834.84 | 20.9 % | 2,279.08 | 24.8 % | (274.22) | (77.6 %) |
Q1 2014 | 512.62 | 15.6 % | 599.84 | 15.0 % | (24.98) | 51.1 % |
Q2 2014 | 501.80 | 9.8 % | 611.44 | 9.4 % | (15.65) | 74.1 % |
Q3 2014 | 529.49 | 15.0 % | 687.33 | 26.7 % | (50.65) | (78.9 %) |
Q4 2014 | 531.05 | 12.0 % | 721.31 | 10.0 % | (70.40) | 47.6 % |
2014 | 2,074.95 | 13.1 % | 2,619.84 | 15.0 % | (161.67) | 41.0 % |
Q1 2015 | 550.00 | 7.3 % | 729.60 | 21.6 % | (70.12) | (180.8 %) |
Q2 2015 | 610.46 | 21.7 % | 845.51 | 38.3 % | (78.13) | (399.3 %) |
Q3 2015 | 547.52 | 3.4 % | 707.94 | 3.0 % | (10.33) | 79.6 % |
Q4 2015 | 570.72 | 7.5 % | 779.70 | 8.1 % | (37.59) | 46.6 % |
2015 | 2,278.69 | 9.8 % | 3,062.74 | 16.9 % | (196.17) | (21.3 %) |
Q1 2016 | 611.17 | 11.1 % | 734.32 | 0.6 % | (13.03) | 81.4 % |
Q2 2016 | 626.79 | 2.7 % | 819.89 | (3.0 %) | (24.70) | 68.4 % |
Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2006 | - | - | - | - | - | - |
2007 | - | - | - | - | - | - |
2008 | 338.67 | - | 338.67 | - | - | - |
2009 | 945.50 | 179.2 % | 953.98 | 181.7 % | - | - |
2010 | 525.14 | (44.5 %) | 662.22 | (30.6 %) | (3.00) | - |
2011 | 1,111.57 | 111.7 % | 1,388.27 | 109.6 % | (124.73) | (4,057.8 %) |
2012 | 1,517.13 | 36.5 % | 1,826.05 | 31.5 % | (154.37) | (23.8 %) |
2013 | 1,834.84 | 20.9 % | 2,279.08 | 24.8 % | (274.22) | (77.6 %) |
2014 | 2,074.95 | 13.1 % | 2,619.84 | 15.0 % | (161.67) | 41.0 % |
2015 | 2,278.69 | 9.8 % | 3,062.74 | 16.9 % | (196.17) | (21.3 %) |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2007 | - | - | - | - | - | - |
Q2 2007 | - | - | - | - | - | - |
Q3 2007 | - | - | - | - | - | - |
Q4 2007 | - | - | - | - | - | - |
2007 | - | - | - | - | - | - |
Q1 2008 | - | - | - | - | - | - |
Q2 2008 | - | - | - | - | - | - |
Q3 2008 | - | - | - | - | - | - |
Q4 2008 | - | - | - | - | - | - |
2008 | 389.98 | - | 0.16 | - | 389.98 | 0.16 |
Q1 2009 | 109.38 | - | 0.04 | - | 109.38 | 0.04 |
Q2 2009 | 67.92 | - | 0.03 | - | 67.92 | 0.03 |
Q3 2009 | 38.65 | - | 0.02 | - | 38.65 | 0.02 |
Q4 2009 | 395.57 | - | 0.16 | - | 395.57 | 0.16 |
2009 | 605.34 | 55.2 % | 0.24 | - | 605.34 | 0.24 |
Q1 2010 | (75.09) | (168.7 %) | (0.03) | - | (75.09) | (0.03) |
Q2 2010 | 3.30 | (95.1 %) | 0.00 | - | 3.30 | 0.00 |
Q3 2010 | 20.21 | (47.7 %) | 0.01 | - | 20.21 | 0.01 |
Q4 2010 | 66.80 | (83.1 %) | 0.03 | - | 66.80 | 0.03 |
2010 | 15.21 | (97.5 %) | 0.01 | - | 15.21 | 0.01 |
Q1 2011 | 70.23 | 193.5 % | 0.03 | - | 70.23 | 0.03 |
Q2 2011 | 102.50 | 3007.9 % | 0.04 | - | 102.50 | 0.04 |
Q3 2011 | 122.30 | 505.1 % | 0.05 | - | 122.30 | 0.05 |
Q4 2011 | 136.30 | 104.1 % | 0.05 | - | 136.30 | 0.05 |
2011 | 431.33 | 2735.6 % | 0.17 | - | 431.33 | 0.17 |
Q1 2012 | 150.48 | 114.3 % | 0.06 | - | 150.48 | 0.06 |
Q2 2012 | 179.42 | 75.0 % | 0.07 | - | 179.42 | 0.07 |
Q3 2012 | 195.65 | 60.0 % | 0.08 | - | 195.65 | 0.08 |
Q4 2012 | 207.61 | 52.3 % | 0.08 | - | 207.61 | 0.08 |
2012 | 733.15 | 70.0 % | 0.29 | - | 733.15 | 0.29 |
Q1 2013 | 221.41 | 47.1 % | 0.09 | - | 221.41 | 0.09 |
Q2 2013 | 241.46 | 34.6 % | 0.10 | - | 241.46 | 0.10 |
Q3 2013 | 262.03 | 33.9 % | 0.10 | - | 262.03 | 0.10 |
Q4 2013 | 279.86 | 34.8 % | 0.11 | - | 279.86 | 0.11 |
2013 | 1,004.76 | 37.0 % | 0.40 | - | 1,004.76 | 0.40 |
Q1 2014 | 292.84 | 32.3 % | 0.12 | - | 292.84 | 0.12 |
Q2 2014 | 307.66 | 27.4 % | 0.12 | - | 307.66 | 0.12 |
Q3 2014 | 331.34 | 26.4 % | 0.13 | - | 331.34 | 0.13 |
Q4 2014 | 332.60 | 18.8 % | 0.13 | - | 332.60 | 0.13 |
2014 | 1,264.43 | 25.8 % | 0.51 | - | 1,264.43 | 0.51 |
Q1 2015 | 344.11 | 17.5 % | 0.14 | - | 344.11 | 0.14 |
Q2 2015 | 364.76 | 18.6 % | 0.15 | - | 364.76 | 0.15 |
Q3 2015 | 375.19 | 13.2 % | 0.15 | - | 375.19 | 0.15 |
Q4 2015 | 385.92 | 16.0 % | 0.15 | - | 385.92 | 0.15 |
2015 | 1,469.98 | 16.3 % | 0.59 | - | 1,469.98 | 0.59 |
Q1 2016 | 391.32 | 13.7 % | 0.16 | - | 391.32 | 0.16 |
Q2 2016 | 409.12 | 12.2 % | 0.16 | - | 409.12 | 0.16 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2006 | - | - | - | - | - | - |
2007 | - | - | - | - | - | - |
2008 | 389.98 | - | 0.16 | - | 389.98 | 0.16 |
2009 | 605.34 | 55.2 % | 0.24 | - | 605.34 | 0.24 |
2010 | 15.21 | (97.5 %) | 0.01 | - | 15.21 | 0.01 |
2011 | 431.33 | 2735.6 % | 0.17 | - | 431.33 | 0.17 |
2012 | 733.15 | 70.0 % | 0.29 | - | 733.15 | 0.29 |
2013 | 1,004.76 | 37.0 % | 0.40 | - | 1,004.76 | 0.40 |
2014 | 1,264.43 | 25.8 % | 0.51 | - | 1,264.43 | 0.51 |
2015 | 1,469.98 | 16.3 % | 0.59 | - | 1,469.98 | 0.59 |
Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
---|---|---|---|
Q1 2007 | - | - | - |
Q2 2007 | - | - | - |
Q3 2007 | - | - | - |
Q4 2007 | - | - | - |
2007 | - | - | - |
Q1 2008 | - | - | - |
Q2 2008 | - | - | - |
Q3 2008 | - | - | - |
Q4 2008 | - | - | - |
2008 | - | - | 115.15 % |
Q1 2009 | - | - | - |
Q2 2009 | - | - | - |
Q3 2009 | - | - | - |
Q4 2009 | - | - | 64.42 % |
2009 | 3.68 % | 3.91 % | 63.77 % |
Q1 2010 | 2.44 % | 2.75 % | 50.85 % |
Q2 2010 | 1.74 % | 2.33 % | 42.49 % |
Q3 2010 | 1.71 % | 2.21 % | 38.01 % |
Q4 2010 | 0.07 % | 0.10 % | 2.74 % |
2010 | 0.07 % | 0.10 % | 2.74 % |
Q1 2011 | 0.66 % | 1.03 % | 22.24 % |
Q2 2011 | 0.91 % | 1.67 % | 30.56 % |
Q3 2011 | 1.26 % | 2.31 % | 37.34 % |
Q4 2011 | 1.36 % | 2.74 % | 36.42 % |
2011 | 1.36 % | 2.74 % | 36.42 % |
Q1 2012 | 1.47 % | 3.24 % | 39.27 % |
Q2 2012 | 1.54 % | 3.69 % | 42.61 % |
Q3 2012 | 1.58 % | 4.11 % | 43.96 % |
Q4 2012 | 1.61 % | 4.50 % | 44.83 % |
2012 | 1.61 % | 4.50 % | 44.83 % |
Q1 2013 | 1.67 % | 4.88 % | 45.54 % |
Q2 2013 | 1.70 % | 5.19 % | 45.78 % |
Q3 2013 | 1.71 % | 5.51 % | 47.66 % |
Q4 2013 | 1.72 % | 6.00 % | 49.72 % |
2013 | 1.72 % | 6.00 % | 49.72 % |
Q1 2014 | 1.77 % | 6.32 % | 51.32 % |
Q2 2014 | 1.78 % | 6.61 % | 53.15 % |
Q3 2014 | 1.80 % | 6.88 % | 54.49 % |
Q4 2014 | 1.76 % | 7.27 % | 55.32 % |
2014 | 1.76 % | 7.27 % | 55.32 % |
Q1 2015 | 1.76 % | 7.60 % | 56.31 % |
Q2 2015 | 1.80 % | 7.76 % | 55.92 % |
Q3 2015 | 1.79 % | 7.86 % | 57.08 % |
Q4 2015 | 1.73 % | 8.10 % | 57.71 % |
2015 | 1.73 % | 8.10 % | 57.71 % |
Q1 2016 | 1.73 % | 8.57 % | 56.87 % |
Q2 2016 | 1.73 % | 8.60 % | 55.56 % |
Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
---|---|---|---|
2006 | - | - | - |
2007 | - | - | - |
2008 | - | - | 115.15 % |
2009 | 3.68 % | 3.91 % | 63.77 % |
2010 | 0.07 % | 0.10 % | 2.74 % |
2011 | 1.36 % | 2.74 % | 36.42 % |
2012 | 1.61 % | 4.50 % | 44.83 % |
2013 | 1.72 % | 6.00 % | 49.72 % |
2014 | 1.76 % | 7.27 % | 55.32 % |
2015 | 1.73 % | 8.10 % | 57.71 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
Q1 2007 | - | - | - | - | - | - |
Q2 2007 | - | - | - | - | - | - |
Q3 2007 | - | - | - | - | - | - |
Q4 2007 | - | - | - | - | - | - |
Q1 2008 | - | - | - | - | - | - |
Q2 2008 | - | - | - | - | - | - |
Q3 2008 | - | - | - | - | - | - |
Q4 2008 | - | - | - | - | - | - |
Q1 2009 | 16.19 | - | 0.58 | - | 0.30 | - |
Q2 2009 | 16.61 | - | 0.54 | - | 0.42 | - |
Q3 2009 | 16.53 | - | 0.78 | - | 0.73 | - |
Q4 2009 | 17.31 | - | 1.50 | - | 1.11 | - |
Q1 2010 | 18.83 | 16.3 % | 2.98 | 411.2 % | 3.60 | 1095.0 % |
Q2 2010 | 24.95 | 50.2 % | 6.41 | 1091.6 % | 8.43 | 1927.1 % |
Q3 2010 | 23.77 | 43.8 % | 6.79 | 767.2 % | 13.75 | 1783.1 % |
Q4 2010 | 26.67 | 54.1 % | 8.32 | 455.3 % | 15.59 | 1302.5 % |
Q1 2011 | 29.61 | 57.2 % | 11.31 | 280.3 % | 20.38 | 466.6 % |
Q2 2011 | 32.35 | 29.7 % | 13.23 | 106.4 % | 22.50 | 167.1 % |
Q3 2011 | 33.85 | 42.4 % | 15.85 | 133.6 % | 24.06 | 74.9 % |
Q4 2011 | 36.78 | 37.9 % | 17.78 | 113.8 % | 25.26 | 62.0 % |
Q1 2012 | 39.87 | 34.7 % | 21.33 | 88.5 % | 27.61 | 35.5 % |
Q2 2012 | 44.19 | 36.6 % | 25.96 | 96.2 % | 30.03 | 33.5 % |
Q3 2012 | 49.85 | 47.3 % | 28.57 | 80.2 % | 35.00 | 45.4 % |
Q4 2012 | 54.01 | 46.8 % | 32.21 | 81.2 % | 37.19 | 47.2 % |
Q1 2013 | 56.24 | 41.0 % | 34.36 | 61.1 % | 39.42 | 42.8 % |
Q2 2013 | 57.94 | 31.1 % | 36.47 | 40.4 % | 41.57 | 38.4 % |
Q3 2013 | 59.14 | 18.6 % | 37.62 | 31.7 % | 41.91 | 19.8 % |
Q4 2013 | 63.00 | 16.6 % | 42.76 | 32.7 % | 44.92 | 20.8 % |
Q1 2014 | 65.44 | 16.4 % | 45.14 | 31.4 % | 45.81 | 16.2 % |
Q2 2014 | 70.60 | 21.8 % | 48.98 | 34.3 % | 49.01 | 17.9 % |
Q3 2014 | 75.46 | 27.6 % | 53.39 | 41.9 % | 50.22 | 19.8 % |
Q4 2014 | 80.86 | 28.3 % | 59.43 | 39.0 % | 53.64 | 19.4 % |
Q1 2015 | 83.69 | 27.9 % | 61.56 | 36.4 % | 55.01 | 20.1 % |
Q2 2015 | 81.84 | 15.9 % | 60.59 | 23.7 % | 53.39 | 8.9 % |
Q3 2015 | 82.39 | 9.2 % | 60.38 | 13.1 % | 53.47 | 6.5 % |
Q4 2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
Q1 2016 | 91.61 | 9.5 % | 68.79 | 11.7 % | 60.25 | 9.5 % |
Q2 2016 | 98.19 | 20.0 % | 74.17 | 22.4 % | 66.49 | 24.5 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
3m 2007 | - | - | - | - | - | - |
6m 2007 | - | - | - | - | - | - |
9m 2007 | - | - | - | - | - | - |
12m 2007 | - | - | - | - | - | - |
3m 2008 | - | - | - | - | - | - |
6m 2008 | - | - | - | - | - | - |
9m 2008 | - | - | - | - | - | - |
12m 2008 | 15.56 | - | - | - | - | - |
3m 2009 | 16.19 | - | 0.58 | - | 0.30 | - |
6m 2009 | 16.61 | - | 0.54 | - | 0.42 | - |
9m 2009 | 16.53 | - | 0.78 | - | 0.73 | - |
12m 2009 | 17.31 | 11.2 % | 1.50 | - | 1.11 | - |
3m 2010 | 18.83 | 16.3 % | 2.98 | 411.2 % | 3.60 | 1095.0 % |
6m 2010 | 24.95 | 50.2 % | 6.41 | 1091.6 % | 8.43 | 1927.1 % |
9m 2010 | 23.77 | 43.8 % | 6.79 | 767.2 % | 13.75 | 1783.1 % |
12m 2010 | 26.67 | 54.1 % | 8.32 | 455.3 % | 15.59 | 1302.5 % |
3m 2011 | 29.61 | 57.2 % | 11.31 | 280.3 % | 20.38 | 466.6 % |
6m 2011 | 32.35 | 29.7 % | 13.23 | 106.4 % | 22.50 | 167.1 % |
9m 2011 | 33.85 | 42.4 % | 15.85 | 133.6 % | 24.06 | 74.9 % |
12m 2011 | 36.78 | 37.9 % | 17.78 | 113.8 % | 25.26 | 62.0 % |
3m 2012 | 39.87 | 34.7 % | 21.33 | 88.5 % | 27.61 | 35.5 % |
6m 2012 | 44.19 | 36.6 % | 25.96 | 96.2 % | 30.03 | 33.5 % |
9m 2012 | 49.85 | 47.3 % | 28.57 | 80.2 % | 35.00 | 45.4 % |
12m 2012 | 54.01 | 46.8 % | 32.21 | 81.2 % | 37.19 | 47.2 % |
3m 2013 | 56.24 | 41.0 % | 34.36 | 61.1 % | 39.42 | 42.8 % |
6m 2013 | 57.94 | 31.1 % | 36.47 | 40.4 % | 41.57 | 38.4 % |
9m 2013 | 59.14 | 18.6 % | 37.62 | 31.7 % | 41.91 | 19.8 % |
12m 2013 | 63.00 | 16.6 % | 42.76 | 32.7 % | 44.92 | 20.8 % |
3m 2014 | 65.44 | 16.4 % | 45.14 | 31.4 % | 45.81 | 16.2 % |
6m 2014 | 70.60 | 21.8 % | 48.98 | 34.3 % | 49.01 | 17.9 % |
9m 2014 | 75.46 | 27.6 % | 53.39 | 41.9 % | 50.22 | 19.8 % |
12m 2014 | 80.86 | 28.3 % | 59.43 | 39.0 % | 53.64 | 19.4 % |
3m 2015 | 83.69 | 27.9 % | 61.56 | 36.4 % | 55.01 | 20.1 % |
6m 2015 | 81.84 | 15.9 % | 60.59 | 23.7 % | 53.39 | 8.9 % |
9m 2015 | 82.39 | 9.2 % | 60.38 | 13.1 % | 53.47 | 6.5 % |
12m 2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
3m 2016 | 91.61 | 9.5 % | 68.79 | 11.7 % | 60.25 | 9.5 % |
6m 2016 | 98.19 | 20.0 % | 74.17 | 22.4 % | 66.49 | 24.5 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
2006 | - | - | - | - | - | - |
2007 | - | - | - | - | - | - |
2008 | 15.56 | - | - | - | - | - |
2009 | 17.31 | 11.2 % | 1.50 | - | 1.11 | - |
2010 | 26.67 | 54.1 % | 8.32 | 455.3 % | 15.59 | 1302.5 % |
2011 | 36.78 | 37.9 % | 17.78 | 113.8 % | 25.26 | 62.0 % |
2012 | 54.01 | 46.8 % | 32.21 | 81.2 % | 37.19 | 47.2 % |
2013 | 63.00 | 16.6 % | 42.76 | 32.7 % | 44.92 | 20.8 % |
2014 | 80.86 | 28.3 % | 59.43 | 39.0 % | 53.64 | 19.4 % |
2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
---|---|---|---|
Q1 2007 | - | - | - |
Q2 2007 | - | - | - |
Q3 2007 | - | - | - |
Q4 2007 | - | - | - |
Q1 2008 | - | - | - |
Q2 2008 | - | - | - |
Q3 2008 | - | - | - |
Q4 2008 | - | - | - |
Q1 2009 | 3.60 % | 51.70 % | 1.86 % |
Q2 2009 | 3.24 % | 77.28 % | 2.50 % |
Q3 2009 | 4.73 % | 93.34 % | 4.42 % |
Q4 2009 | 8.65 % | 74.25 % | 6.42 % |
Q1 2010 | 15.80 % | 120.88 % | 19.10 % |
Q2 2010 | 25.69 % | 131.46 % | 33.77 % |
Q3 2010 | 28.55 % | 202.67 % | 57.86 % |
Q4 2010 | 31.18 % | 187.51 % | 58.47 % |
Q1 2011 | 38.21 % | 180.11 % | 68.82 % |
Q2 2011 | 40.91 % | 170.06 % | 69.57 % |
Q3 2011 | 46.83 % | 151.82 % | 71.09 % |
Q4 2011 | 48.33 % | 142.09 % | 68.67 % |
Q1 2012 | 53.49 % | 129.43 % | 69.24 % |
Q2 2012 | 58.75 % | 115.68 % | 67.96 % |
Q3 2012 | 57.31 % | 122.51 % | 70.21 % |
Q4 2012 | 59.64 % | 115.44 % | 68.85 % |
Q1 2013 | 61.10 % | 114.72 % | 70.09 % |
Q2 2013 | 62.94 % | 113.99 % | 71.74 % |
Q3 2013 | 63.61 % | 111.41 % | 70.87 % |
Q4 2013 | 67.88 % | 105.05 % | 71.31 % |
Q1 2014 | 68.97 % | 101.49 % | 70.00 % |
Q2 2014 | 69.37 % | 100.07 % | 69.42 % |
Q3 2014 | 70.75 % | 94.07 % | 66.55 % |
Q4 2014 | 73.49 % | 90.26 % | 66.33 % |
Q1 2015 | 73.56 % | 89.37 % | 65.74 % |
Q2 2015 | 74.03 % | 88.11 % | 65.23 % |
Q3 2015 | 73.28 % | 88.56 % | 64.90 % |
Q4 2015 | 74.04 % | 86.77 % | 64.25 % |
Q1 2016 | 75.08 % | 87.59 % | 65.77 % |
Q2 2016 | 75.54 % | 89.65 % | 67.72 % |
Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
---|---|---|---|
2006 | - | - | - |
2007 | - | - | - |
2008 | - | - | - |
2009 | 8.65 % | 74.25 % | 6.42 % |
2010 | 31.18 % | 187.51 % | 58.47 % |
2011 | 48.33 % | 142.09 % | 68.67 % |
2012 | 59.64 % | 115.44 % | 68.85 % |
2013 | 67.88 % | 105.05 % | 71.31 % |
2014 | 73.49 % | 90.26 % | 66.33 % |
2015 | 74.04 % | 86.77 % | 64.25 % |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2007 | - | - | - | - | - |
Q2 2007 | - | - | - | - | - |
Q3 2007 | - | - | - | - | - |
Q4 2007 | - | - | - | - | - |
Q1 2008 | - | - | - | - | - |
Q2 2008 | - | - | - | - | - |
Q3 2008 | - | - | - | - | - |
Q4 2008 | - | - | - | - | - |
Q1 2009 | 2,500.00 | - | - | - | 6.20 |
Q2 2009 | 2,500.00 | - | - | - | 6.22 |
Q3 2009 | 2,500.00 | - | - | - | 6.24 |
Q4 2009 | 2,500.00 | 0.24 | 0.24 | - | 6.24 |
Q1 2010 | 2,500.00 | 0.17 | 0.17 | - | 6.21 |
Q2 2010 | 2,500.00 | 0.14 | 0.14 | - | 6.21 |
Q3 2010 | 2,500.00 | 0.14 | 0.14 | - | 6.22 |
Q4 2010 | 2,500.00 | 0.01 | 0.01 | - | 6.25 |
Q1 2011 | 2,500.00 | 0.06 | 0.06 | - | 6.22 |
Q2 2011 | 2,500.00 | 0.10 | 0.10 | - | 6.26 |
Q3 2011 | 2,500.00 | 0.14 | 0.14 | - | 6.30 |
Q4 2011 | 2,500.00 | 0.17 | 0.17 | - | 6.36 |
Q1 2012 | 2,500.00 | 0.20 | 0.20 | - | 6.43 |
Q2 2012 | 2,500.00 | 0.24 | 0.24 | - | 6.49 |
Q3 2012 | 2,500.00 | 0.26 | 0.26 | - | 6.58 |
Q4 2012 | 2,500.00 | 0.29 | 0.29 | - | 6.67 |
Q1 2013 | 2,500.00 | 0.32 | 0.32 | - | 6.76 |
Q2 2013 | 2,500.00 | 0.35 | 0.35 | - | 6.85 |
Q3 2013 | 2,500.00 | 0.37 | 0.37 | - | 6.97 |
Q4 2013 | 2,500.00 | 0.40 | 0.40 | - | 6.73 |
Q1 2014 | 2,500.00 | 0.43 | 0.43 | - | 6.86 |
Q2 2014 | 2,500.00 | 0.46 | 0.46 | - | 6.98 |
Q3 2014 | 2,500.00 | 0.48 | 0.48 | - | 7.12 |
Q4 2014 | 2,500.00 | 0.51 | 0.51 | - | 7.18 |
Q1 2015 | 2,500.00 | 0.53 | 0.53 | - | 6.98 |
Q2 2015 | 2,500.00 | 0.55 | 0.55 | - | 7.16 |
Q3 2015 | 2,500.00 | 0.57 | 0.57 | - | 7.29 |
Q4 2015 | 2,500.00 | 0.59 | 0.59 | - | 7.34 |
Q1 2016 | 2,500.00 | 0.61 | 0.61 | - | 7.18 |
Q2 2016 | 2,500.00 | 0.62 | 0.62 | - | 7.36 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2006 | - | - | - | - | - |
2007 | - | - | - | - | - |
2008 | 2,500.00 | 0.16 | 0.16 | - | 6.16 |
2009 | 2,500.00 | 0.24 | 0.24 | - | 6.24 |
2010 | 2,500.00 | 0.01 | 0.01 | - | 6.25 |
2011 | 2,500.00 | 0.17 | 0.17 | - | 6.36 |
2012 | 2,500.00 | 0.29 | 0.29 | - | 6.67 |
2013 | 2,500.00 | 0.40 | 0.40 | - | 6.73 |
2014 | 2,500.00 | 0.51 | 0.51 | - | 7.18 |
2015 | 2,500.00 | 0.59 | 0.59 | - | 7.34 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2007 | - | - | - |
Q2 2007 | - | - | - |
Q3 2007 | - | - | - |
Q4 2007 | - | - | - |
Q1 2008 | - | - | - |
Q2 2008 | - | - | - |
Q3 2008 | - | - | - |
Q4 2008 | - | - | - |
Q1 2009 | - | - | 1.02 |
Q2 2009 | - | - | 1.27 |
Q3 2009 | - | - | 1.29 |
Q4 2009 | 31.15 | 31.15 | 1.22 |
Q1 2010 | 45.31 | 45.31 | 1.25 |
Q2 2010 | 44.91 | 44.91 | 1.05 |
Q3 2010 | 47.97 | 47.97 | 1.06 |
Q4 2010 | More than 100 | More than 100 | 1.01 |
Q1 2011 | More than 100 | More than 100 | 0.95 |
Q2 2011 | More than 100 | More than 100 | 0.95 |
Q3 2011 | 38.35 | 38.35 | 0.88 |
Q4 2011 | 32.52 | 32.52 | 0.88 |
Q1 2012 | 45.74 | 45.74 | 1.46 |
Q2 2012 | 31.22 | 31.22 | 1.13 |
Q3 2012 | 29.35 | 29.35 | 1.18 |
Q4 2012 | 26.29 | 26.29 | 1.16 |
Q1 2013 | 24.62 | 24.62 | 1.17 |
Q2 2013 | 23.64 | 23.64 | 1.20 |
Q3 2013 | 22.60 | 22.60 | 1.21 |
Q4 2013 | 22.24 | 22.24 | 1.33 |
Q1 2014 | 25.99 | 25.99 | 1.63 |
Q2 2014 | 23.91 | 23.91 | 1.56 |
Q3 2014 | 30.40 | 30.40 | 2.07 |
Q4 2014 | 24.19 | 24.19 | 1.70 |
Q1 2015 | 25.14 | 25.14 | 1.89 |
Q2 2015 | 24.67 | 24.67 | 1.89 |
Q3 2015 | 17.83 | 17.83 | 1.39 |
Q4 2015 | 15.07 | 15.07 | 1.21 |
Q1 2016 | 12.67 | 12.67 | 1.07 |
Q2 2016 | 12.55 | 12.55 | 1.07 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2006 | - | - | - |
2007 | - | - | - |
2008 | 42.69 | 42.69 | 1.08 |
2009 | 31.47 | 31.47 | 1.22 |
2010 | More than 100 | More than 100 | 1.01 |
2011 | 32.52 | 32.52 | 0.88 |
2012 | 26.29 | 26.29 | 1.16 |
2013 | 22.24 | 22.24 | 1.33 |
2014 | 24.19 | 24.19 | 1.70 |
2015 | 15.07 | 15.07 | 1.21 |
Q2 2016
2016
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
Q1 2009 | - | 1.62 | 78.68 | - | 97.92 |
Q2 2009 | 0.28 | 2.06 | 52.48 | - | 98.74 |
Q3 2009 | 1.34 | 12.20 | 10.83 | - | 120.85 |
Q4 2009 | 2.36 | 75.24 | 265.12 | - | 134.28 |
Q1 2010 | 5.35 | 30.44 | 12.81 | 0.17 | 33.59 |
Q2 2010 | 13.64 | 108.23 | 28.30 | 0.33 | 23.77 |
Q3 2010 | 12.97 | 93.34 | 60.71 | 0.60 | 23.42 |
Q4 2010 | 21.67 | 100.90 | 67.58 | 1.17 | 23.24 |
Q1 2011 | 48.00 | 105.04 | 50.02 | 3.38 | 55.28 |
Q2 2011 | 66.60 | 140.07 | 42.92 | 3.42 | 54.23 |
Q3 2011 | 75.31 | 143.91 | 53.83 | 3.05 | 56.16 |
Q4 2011 | 110.96 | 416.19 | 120.17 | 5.41 | (165.67) |
Q1 2012 | 85.88 | 162.19 | 81.98 | 6.30 | 56.74 |
Q2 2012 | 99.58 | 254.50 | 65.85 | 8.44 | 55.78 |
Q3 2012 | 109.11 | 205.78 | 77.24 | 8.21 | 58.77 |
Q4 2012 | 159.16 | 355.93 | 130.58 | 15.34 | (171.28) |
Q1 2013 | 145.56 | 267.62 | 103.74 | 4.79 | - |
Q2 2013 | 159.00 | 269.96 | 112.21 | 17.96 | - |
Q3 2013 | 163.71 | 265.82 | 102.78 | 10.15 | - |
Q4 2013 | 163.15 | 321.84 | 162.65 | 8.14 | - |
Q1 2014 | 186.32 | 270.65 | 133.18 | 9.69 | - |
Q2 2014 | 211.90 | 266.07 | 107.79 | 25.61 | - |
Q3 2014 | 217.99 | 326.18 | 116.88 | 26.28 | - |
Q4 2014 | 224.12 | 332.08 | 137.48 | 27.63 | - |
Q1 2015 | 247.68 | 326.48 | 123.74 | 31.70 | - |
Q2 2015 | 264.91 | 380.71 | 163.50 | 36.38 | - |
Q3 2015 | 266.23 | 333.07 | 78.56 | 30.08 | - |
Q4 2015 | 262.89 | 394.75 | 87.07 | 35.00 | - |
Q1 2016 | 271.68 | 317.10 | 105.45 | 40.10 | - |
Q2 2016 | 279.19 | 357.18 | 139.50 | 44.01 | - |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
2009 | 3.98 | 91.12 | 407.10 | - | 451.79 |
2010 | 53.63 | 332.91 | 169.40 | 2.27 | 104.02 |
2011 | 300.87 | 805.21 | 266.94 | 15.25 | - |
2012 | 453.73 | 978.40 | 355.64 | 38.29 | - |
2013 | 631.42 | 1,125.24 | 481.39 | 41.04 | - |
2014 | 840.32 | 1,194.98 | 495.33 | 89.20 | - |
2015 | 1,041.71 | 1,435.02 | 452.87 | 133.15 | - |
Item | Q2 2016 (e) | Q2 2016 (a) | Change |
---|---|---|---|
Average | 411.52 | 409.12 | (0.6 %) |
Item | Q2 2016 (e) | Q2 2016 (a) | Change |
---|---|---|---|
Value Capital | 408.60 | 409.12 | 0.1 % |
Albilad Capital | 417.00 | 409.12 | (1.9) % |
AlJazira Capital | 401.30 | 409.12 | 1.9 % |
Sico | 380.00 | 409.12 | 7.7 % |
Alistithmar Capital | 450.70 | 409.12 | (9.2) % |
Current | |
Market Cap (M) | 81,000.00 |
Shares Outstanding ((M)) | 2,500.00 |
EPS ( Riyal) (TTM) | 2.15 |
EPS Diluted ( Riyal) (TTM) | 2.08 |
Book Value (BV) ( Riyal) | 12.51 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 15.07 |
P/E (TTM) | 15.07 |
Price/book | 2.59 |
Return on Average Assets (%) (TTM) | 2.2 |
Return on Average Equity (%) (TTM) | 18.1 |
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