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Council of Health Insurance logo
The Council of Health Insurance launched the "Health Insurance Fund" program, which aims to lend support for expenses that exceed the insurance policy coverage for specified facilities, Saudi Press Agency (SPA) reported.
This will be in accordance with the procedures and controls set by the council in coordination with the Saudi Central Bank (SAMA).
The council noted that that this will reflect positively on reducing risks for health insurance companies.
The program contributes to reducing the cost of the insurance policy for employers, for the specific and targeted groups, in addition to ensuring that the beneficiaries are treated, even if the maximum limit of insurance coverage is exceeded.
It also targets strengthening the regulatory and legislative environment for the sector, and improving sustainability and innovation in the private health insurance market.
The council’s official spokesman, Ahmed Abuamara, affirmed that the Health Insurance Fund aims to harmonize the application of health insurance risk prevention portfolios, by not placing additional financial burdens on related parties.
This is in line with the council's strategy to enable beneficiaries to obtain the necessary healthcare, provide full protection to employers, and enable them to insure their employees at a lower cost.
The strategy works through reducing risks to insurance companies while guaranteeing the rights of service providers, which enhances the comprehensiveness of health coverage, checks the distribution of risks in accordance with the principle of cooperation.
This, in turn, contributes to boosting the coverage efficiency for health insurance beneficiaries, Abuamara said.
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