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Private health insurance subscribers reach 37.5% of population in 2023: GASTAT
The General Authority for Statistics (GASTAT) said Saudi Arabia’s private health insurance subscribers amounted to 37.5% of the population (aged 15 years and older) in 2023, with Saudis constituting about 20.5% of the total, while foreigners made up 53.6%.
According to the Child Health and Wellbeing Survey and the National Health Survey by GASTAT, which provide descriptive analysis of healthcare trends in the Kingdom, government coverage reached nearly 33% during the same period, with Saudis and foreigners representing about 46% and 20.6%, respectively.
Approximately 21.8% of total subscribers paid in cash or via credit card for healthcare services.
The following table shows the details of basic health coverage for the Kingdom's population of 15 years old and above in 2023:
Health Insurance Coverage for 15-Year-Olds & Above in 2023 |
|||
Healthcare Coverage |
Saudi |
Non-Saudi |
Total |
Private health insurance |
20.5% |
53.6% |
37.5% |
Govt & Ministry of Health coverage |
46.0% |
20.6% |
33.0% |
Cash/credit card payments |
21.3% |
22.3% |
21.8% |
Other govt coverage (military & university hospitals) |
11.9% |
3.1% |
7.4% |
Non-profit organizations |
0.2% |
0.3% |
0.3% |
Total |
100.0% |
100.0% |
100.0% |
Data also showed that the 30-34 years age group recorded the largest coverage rate for private health insurance at 45.9%. The following table indicates the coverage details of the other age groups:
Basic Health Insurance Coverage by Age Group in 2023 |
||||||
Age Group |
Govt & Ministry of Health Coverage |
Other Govt Coverage |
Private Insurance Coverage |
Non-Profit Organizations |
Cash/Credit Card Payments |
Total |
15-19 |
43.1% |
11.3% |
21.3% |
0.1% |
24.2% |
100.0% |
20-24 |
37.2% |
6.1% |
30.7% |
0.0% |
25.9% |
100.0% |
25-29 |
29.3% |
5.6% |
38.3% |
0.2% |
26.6% |
100.0% |
30-34 |
26.0% |
7.1% |
45.9% |
0.1% |
20.8% |
100.0% |
35-39 |
28.6% |
7.9% |
44.0% |
0.9% |
18.6% |
100.0% |
40-44 |
30.2% |
6.1% |
41.8% |
0.2% |
21.7% |
100.0% |
45-49 |
34.8% |
6.2% |
38.4% |
0.6% |
20.1% |
100.0% |
50-54 |
37.2% |
6.1% |
39.8% |
0.0% |
16.8% |
100.0% |
55-59 |
40.6% |
10.4% |
31.0% |
0.0% |
18.0% |
100.0% |
60-64 |
41.9% |
8.7% |
28.7% |
0.1% |
20.6% |
100.0% |
65-69 |
38.1% |
9.9% |
34.7% |
0.0% |
17.4% |
100.0% |
70-74 |
35.4% |
14.8% |
26.6% |
0.0% |
23.2% |
100.0% |
75-79 |
59.6% |
14.4% |
7.5% |
0.0% |
18.5% |
100.0% |
80 years & above |
54.2% |
14.9% |
13.5% |
0.0% |
17.5% |
100.0% |
Total |
33.0% |
7.4% |
37.5% |
0.3% |
21.8% |
100.0% |
Meanwhile, 19.5% of children aged less than 15 years signed up for private health insurance to cover basic healthcare expenses. Meanwhile, percentage of children whose parents pay in cash or by credit card to obtain healthcare services is estimated at 9.7%, as shown in the following chart:
The survey added that 46.8% of the Kingdom's adult population (15 years and above) undergo medical examinations at least once a year. The percentage increases significantly in age groups of 50 years and older, as indicated below:
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