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Real Estate Mgmt & Dev't
Food & Beverages
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Banque Saudi Fransi reported a net profit of SAR 3.038 billion for the first nine months of 2018, a 2.28 percent year-on-year (YoY) drop due to higher total operating expenses mainly on higher impairment charges for credit losses, other operating expenses, general and administrative expenses, and depreciation and amortization.
Financials (M)
Item | 9m 2017 | 9m 2018 | Change |
---|---|---|---|
Net Special Commission Income | 3,486.03 | 3,769.70 | 8.1 % |
Operating Income | 4,956.53 | 5,008.69 | 1.1 % |
Total Provisions | (143.29) | (343.77) | (139.9 %) |
Net Income | 3,109.12 | 2,834.69 | (8.8 %) |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 2.58 | 2.35 | (8.8 %) |
EPS Diluted (Riyals) | 2.59 | 2.36 | (8.9 %) |
The bank’s net profit in Q3 edged up by 0.4 percent YoY to SAR 1.005 billion due to higher total operating income.
On a sequential basis, Q3 net profit rose 9.1 percent compared to the previous quarter on higher total operating income.
Current Quarter Comparison (M)
Item | Q3 2017 | Q3 2018 | Change |
---|---|---|---|
Net Special Commission Income | 1,207.13 | 1,261.35 | 4.5 % |
Operating Income | 1,629.57 | 1,696.39 | 4.1 % |
Debt Provisions | (55.68) | (127.84) | (129.6 %) |
Net Income | 1,000.54 | 943.44 | (5.7 %) |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 0.83 | 0.78 | (5.7 %) |
EPS Diluted (Riyal) | 0.83 | 0.79 | (4.8 %) |
Item | Q2 2018 | Q3 2018 | Change |
---|---|---|---|
Net Special Commission Income | 1,252.35 | 1,261.35 | 0.7 % |
Operating Income | 1,665.13 | 1,696.39 | 1.9 % |
Debt Provisions | (126.18) | (127.84) | (1.3 %) |
Net Income | 841.31 | 943.44 | 12.1 % |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 0.70 | 0.78 | 12.1 % |
EPS Diluted (Riyal) | 0.70 | 0.79 | 12.9 % |
Balance Sheet (B)
Item | 9m 2017 | 9m 2018 | Change |
---|---|---|---|
Assets | 201.70 | 189.34 | (6.1 %) |
Customer Deposits | 155.47 | 146.69 | (5.6 %) |
Loan | 128.95 | 123.70 | (4.1 %) |
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- TASI
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Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
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- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3001 - HCC
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
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- 1212 - ASTRA INDUSTRIAL
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- 1214 - SHAKER
- 4110 - BATIC
- 4143 - TALCO
- 4031 - SGS
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- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - ALHOKAIR GROUP
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 1830 - Leejam Sports
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- 4291 - NCLE
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- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 2284 - MODERN MILLS
- 2285 - ARABIAN MILLS
- 2286 - FOURTH MILLING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
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- 2140 - AYYAN
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- 1010 - RIBL
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- 4082 - MRNA
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- 4340 - Al RAJHI REIT
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- 4349 - ALINMA HOSPITALITY REIT
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- 4090 - TAIBA
- 4100 - MCDC
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- 4250 - JABAL OMAR
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- NOMU
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Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
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- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9526 - JAHEZ
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
Share Price
Banque Saudi Fransi (BSF)
Current | |
Market Cap (M Riyal) | 37,849.56 |
Shares Outstanding ((M)) | 1,205.40 |
EPS ( Riyal) (TTM) | 3.53 |
EPS Diluted ( Riyal) (TTM) | 3.35 |
Book Value (BV) ( Riyal) | 31.62 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 8.90 |
P/E (TTM) | 8.90 |
Price/book | 0.99 |
Return on Average Assets (%) (TTM) | 1.6 |
Return on Average Equity (%) (TTM) | 11.8 |
Financial results (Million)
Financial results (Million)
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2009 | 767.49 | 9.2 % | 1,078.23 | 4.3 % | (46.13) | (120.8 %) |
Q2 2009 | 757.15 | 23.0 % | 1,096.33 | 1.9 % | (119.85) | (1,120.3 %) |
Q3 2009 | 757.65 | 10.7 % | 1,057.16 | (7.0 %) | (57.57) | (476.6 %) |
Q4 2009 | 768.00 | (6.1 %) | 1,063.19 | (7.2 %) | (351.07) | (345.3 %) |
2009 | 3,050.29 | 8.1 % | 4,294.91 | (2.2 %) | (574.62) | (509.6 %) |
Q1 2010 | 723.08 | (5.8 %) | 1,072.06 | (0.6 %) | (53.89) | (16.8 %) |
Q2 2010 | 776.31 | 2.5 % | 1,154.60 | 5.3 % | (83.97) | 29.9 % |
Q3 2010 | 777.63 | 2.6 % | 1,084.45 | 2.6 % | (154.95) | (169.2 %) |
Q4 2010 | 788.84 | 2.7 % | 1,084.12 | 2.0 % | (46.53) | 86.7 % |
2010 | 3,065.86 | 0.5 % | 4,395.23 | 2.3 % | (339.34) | 40.9 % |
Q1 2011 | 757.46 | 4.8 % | 1,150.27 | 7.3 % | (22.22) | 58.8 % |
Q2 2011 | 788.65 | 1.6 % | 1,162.67 | 0.7 % | (23.46) | 72.1 % |
Q3 2011 | 808.30 | 3.9 % | 1,164.10 | 7.3 % | (56.48) | 63.5 % |
Q4 2011 | 782.65 | (0.8 %) | 1,107.74 | 2.2 % | (55.75) | (19.8 %) |
2011 | 3,137.07 | 2.3 % | 4,584.77 | 4.3 % | (157.91) | 53.5 % |
Q1 2012 | 801.81 | 5.9 % | 1,220.21 | 6.1 % | (61.27) | (175.7 %) |
Q2 2012 | 843.93 | 7.0 % | 1,282.80 | 10.3 % | (141.65) | (503.9 %) |
Q3 2012 | 825.99 | 2.2 % | 1,220.25 | 4.8 % | (174.37) | (208.7 %) |
Q4 2012 | 834.04 | 6.6 % | 1,286.30 | 16.1 % | (77.89) | (39.7 %) |
2012 | 3,305.78 | 5.4 % | 5,009.55 | 9.3 % | (455.18) | (188.3 %) |
Q1 2013 | 799.24 | (0.3 %) | 1,205.05 | (1.2 %) | (127.84) | (108.7 %) |
Q2 2013 | 830.50 | (1.6 %) | 1,282.64 | 0.0 % | (107.59) | 24.0 % |
Q3 2013 | 869.60 | 5.3 % | 1,284.06 | 5.2 % | (169.01) | 3.1 % |
Q4 2013 | 863.96 | 3.6 % | 1,280.78 | (0.4 %) | (552.98) | (609.9 %) |
2013 | 3,363.30 | 1.7 % | 5,052.53 | 0.9 % | (957.42) | (110.3 %) |
Q1 2014 | 896.55 | 12.2 % | 1,401.17 | 16.3 % | (108.57) | 15.1 % |
Q2 2014 | 969.86 | 16.8 % | 1,478.33 | 15.3 % | (105.37) | 2.1 % |
Q3 2014 | 980.13 | 12.7 % | 1,486.66 | 15.8 % | (72.55) | 57.1 % |
Q4 2014 | 970.45 | 12.3 % | 1,419.88 | 10.9 % | (34.44) | 93.8 % |
2014 | 3,816.98 | 13.5 % | 5,786.04 | 14.5 % | (320.93) | 66.5 % |
Q1 2015 | 962.89 | 7.4 % | 1,590.11 | 13.5 % | (37.20) | 65.7 % |
Q2 2015 | 1,016.15 | 4.8 % | 1,578.73 | 6.8 % | (42.97) | 59.2 % |
Q3 2015 | 1,044.11 | 6.5 % | 1,588.27 | 6.8 % | (50.23) | 30.8 % |
Q4 2015 | 1,032.13 | 6.4 % | 1,534.38 | 8.1 % | (50.51) | (46.7 %) |
2015 | 4,055.28 | 6.2 % | 6,291.50 | 8.7 % | (180.90) | 43.6 % |
Q1 2016 | 1,062.82 | 10.4 % | 1,644.92 | 3.4 % | (41.74) | (12.2 %) |
Q2 2016 | 1,068.80 | 5.2 % | 1,612.88 | 2.2 % | (36.58) | 14.9 % |
Q3 2016 | 1,107.55 | 6.1 % | 1,587.64 | 0.0 % | (54.53) | (8.6 %) |
Q4 2016 | 1,017.03 | (1.5 %) | 1,554.28 | 1.3 % | (635.53) | (1,158.2 %) |
2016 | 4,256.19 | 5.0 % | 6,399.71 | 1.7 % | (768.37) | (324.7 %) |
Q1 2017 | 1,111.53 | 4.6 % | 1,696.56 | 3.1 % | (29.04) | 30.4 % |
Q2 2017 | 1,167.37 | 9.2 % | 1,630.39 | 1.1 % | (58.57) | (60.1 %) |
Q3 2017 | 1,207.13 | 9.0 % | 1,629.57 | 2.6 % | (55.68) | (2.1 %) |
Q4 2017 | 1,213.64 | 19.3 % | 1,619.68 | 4.2 % | (517.82) | 18.5 % |
2017 | 4,699.67 | 10.4 % | 6,576.21 | 2.8 % | (497.96) | 35.2 % |
Q1 2018 | 1,256.00 | 13.0 % | 1,647.17 | (2.9 %) | (89.74) | (209.0 %) |
Q2 2018 | 1,252.35 | 7.3 % | 1,665.13 | 2.1 % | (126.18) | (115.4 %) |
Q3 2018 | 1,261.35 | 4.5 % | 1,696.39 | 4.1 % | (127.84) | (129.6 %) |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2008 | 2,820.59 | 23.2 % | 4,391.64 | 18.9 % | (94.27) | (124.4 %) |
2009 | 3,050.29 | 8.1 % | 4,294.91 | (2.2 %) | (574.62) | (509.6 %) |
2010 | 3,065.86 | 0.5 % | 4,395.23 | 2.3 % | (339.34) | 40.9 % |
2011 | 3,137.07 | 2.3 % | 4,584.77 | 4.3 % | (157.91) | 53.5 % |
2012 | 3,305.78 | 5.4 % | 5,009.55 | 9.3 % | (455.18) | (188.3 %) |
2013 | 3,363.30 | 1.7 % | 5,052.53 | 0.9 % | (957.42) | (110.3 %) |
2014 | 3,816.98 | 13.5 % | 5,786.04 | 14.5 % | (320.93) | 66.5 % |
2015 | 4,055.28 | 6.2 % | 6,291.50 | 8.7 % | (180.90) | 43.6 % |
2016 | 4,256.19 | 5.0 % | 6,399.71 | 1.7 % | (768.37) | (324.7 %) |
2017 | 4,699.67 | 10.4 % | 6,576.21 | 2.8 % | (497.96) | 35.2 % |
Profit Performance (Million)
Profit Performance (Million)
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2009 | 740.75 | 1.1 % | 0.61 | - | 740.75 | 0.61 |
Q2 2009 | 691.76 | (10.6 %) | 0.57 | - | 691.76 | 0.57 |
Q3 2009 | 714.32 | (1.8 %) | 0.59 | - | 714.32 | 0.59 |
Q4 2009 | 323.78 | (43.3 %) | 0.27 | - | 323.78 | 0.27 |
2009 | 2,470.62 | (11.9 %) | 2.05 | - | 2,470.62 | 2.05 |
Q1 2010 | 713.64 | (3.7 %) | 0.59 | - | 713.64 | 0.59 |
Q2 2010 | 756.90 | 9.4 % | 0.63 | - | 756.90 | 0.63 |
Q3 2010 | 621.50 | (13.0 %) | 0.52 | - | 621.50 | 0.52 |
Q4 2010 | 708.96 | 119.0 % | 0.59 | - | 708.96 | 0.59 |
2010 | 2,801.01 | 13.4 % | 2.32 | - | 2,801.01 | 2.32 |
Q1 2011 | 716.75 | 0.4 % | 0.59 | - | 716.75 | 0.59 |
Q2 2011 | 773.43 | 2.2 % | 0.64 | - | 773.43 | 0.64 |
Q3 2011 | 759.83 | 22.3 % | 0.63 | - | 759.83 | 0.63 |
Q4 2011 | 660.93 | (6.8 %) | 0.55 | - | 660.93 | 0.55 |
2011 | 2,910.94 | 3.9 % | 2.42 | - | 2,910.94 | 2.42 |
Q1 2012 | 788.90 | 10.1 % | 0.65 | - | 788.90 | 0.65 |
Q2 2012 | 757.21 | (2.1 %) | 0.63 | - | 757.21 | 0.63 |
Q3 2012 | 661.53 | (12.9 %) | 0.55 | - | 661.53 | 0.55 |
Q4 2012 | 807.50 | 22.2 % | 0.67 | - | 807.50 | 0.67 |
2012 | 3,015.14 | 3.6 % | 2.50 | - | 3,015.14 | 2.50 |
Q1 2013 | 683.86 | (13.3 %) | 0.57 | - | 683.86 | 0.57 |
Q2 2013 | 762.64 | 0.7 % | 0.63 | - | 762.64 | 0.63 |
Q3 2013 | 685.44 | 3.6 % | 0.57 | - | 685.44 | 0.57 |
Q4 2013 | 273.65 | (66.1 %) | 0.23 | - | 273.65 | 0.23 |
2013 | 2,405.58 | (20.2 %) | 2.00 | - | 2,405.58 | 2.00 |
Q1 2014 | 855.78 | 25.1 % | 0.71 | - | 855.78 | 0.71 |
Q2 2014 | 884.24 | 15.9 % | 0.73 | - | 884.24 | 0.73 |
Q3 2014 | 925.61 | 35.0 % | 0.77 | - | 925.61 | 0.77 |
Q4 2014 | 850.71 | 210.9 % | 0.71 | - | 850.71 | 0.71 |
2014 | 3,516.34 | 46.2 % | 2.92 | - | 3,516.34 | 2.92 |
Q1 2015 | 1,050.38 | 22.7 % | 0.87 | - | 1,050.38 | 0.87 |
Q2 2015 | 1,015.83 | 14.9 % | 0.84 | - | 1,015.83 | 0.84 |
Q3 2015 | 1,020.25 | 10.2 % | 0.85 | - | 1,020.25 | 0.85 |
Q4 2015 | 949.98 | 11.7 % | 0.79 | - | 949.98 | 0.79 |
2015 | 4,036.44 | 14.8 % | 3.35 | - | 4,036.44 | 3.35 |
Q1 2016 | 1,077.80 | 2.6 % | 0.89 | - | 1,077.80 | 0.89 |
Q2 2016 | 1,048.19 | 3.2 % | 0.87 | - | 1,048.19 | 0.87 |
Q3 2016 | 1,010.24 | (1.0 %) | 0.84 | - | 1,010.24 | 0.84 |
Q4 2016 | 374.01 | (60.6 %) | 0.31 | - | 374.01 | 0.31 |
2016 | 3,510.23 | (13.0 %) | 2.91 | - | 3,510.23 | 2.91 |
Q1 2017 | 1,103.89 | 2.4 % | 0.92 | - | 1,103.89 | 0.92 |
Q2 2017 | 1,004.69 | (4.1 %) | 0.83 | - | 1,004.69 | 0.83 |
Q3 2017 | 1,000.54 | (1.0 %) | 0.83 | - | 1,000.54 | 0.83 |
Q4 2017 | 422.77 | 13.0 % | 0.35 | - | 422.77 | 0.35 |
2017 | 3,531.88 | 0.6 % | 2.93 | - | 3,531.88 | 2.93 |
Q1 2018 | 1,049.95 | (4.9 %) | 0.87 | 97.31 | 952.64 | 0.79 |
Q2 2018 | 841.31 | (16.3 %) | 0.70 | - | 841.31 | 0.70 |
Q3 2018 | 943.44 | (5.7 %) | 0.78 | - | 943.44 | 0.78 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2008 | 2,805.66 | 3.5 % | 2.33 | - | 2,805.66 | 2.33 |
2009 | 2,470.62 | (11.9 %) | 2.05 | - | 2,470.62 | 2.05 |
2010 | 2,801.01 | 13.4 % | 2.32 | - | 2,801.01 | 2.32 |
2011 | 2,910.94 | 3.9 % | 2.42 | - | 2,910.94 | 2.42 |
2012 | 3,015.14 | 3.6 % | 2.50 | - | 3,015.14 | 2.50 |
2013 | 2,405.58 | (20.2 %) | 2.00 | - | 2,405.58 | 2.00 |
2014 | 3,516.34 | 46.2 % | 2.92 | - | 3,516.34 | 2.92 |
2015 | 4,036.44 | 14.8 % | 3.35 | - | 4,036.44 | 3.35 |
2016 | 3,510.23 | (13.0 %) | 2.91 | - | 3,510.23 | 2.91 |
2017 | 3,531.88 | 0.6 % | 2.93 | - | 3,531.88 | 2.93 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2009 | 123.87 | 11.3 % | 91.62 | 16.8 % | 81.30 | 18.8 % |
Q2 2009 | 122.82 | 6.7 % | 90.31 | 5.8 % | 81.38 | 7.0 % |
Q3 2009 | 121.72 | 0.6 % | 90.22 | 7.5 % | 81.32 | 2.8 % |
Q4 2009 | 120.57 | (4.2 %) | 91.24 | (1.7 %) | 78.32 | (3.2 %) |
Q1 2010 | 121.25 | (2.1 %) | 87.71 | (4.3 %) | 79.58 | (2.1 %) |
Q2 2010 | 120.56 | (1.8 %) | 92.23 | 2.1 % | 81.94 | 0.7 % |
Q3 2010 | 120.96 | (0.6 %) | 91.29 | 1.2 % | 81.46 | 0.2 % |
Q4 2010 | 123.22 | 2.2 % | 93.53 | 2.5 % | 80.98 | 3.4 % |
Q1 2011 | 126.55 | 4.4 % | 96.03 | 9.5 % | 83.94 | 5.5 % |
Q2 2011 | 133.74 | 10.9 % | 99.71 | 8.1 % | 85.20 | 4.0 % |
Q3 2011 | 130.97 | 8.3 % | 97.75 | 7.1 % | 89.72 | 10.1 % |
Q4 2011 | 140.48 | 14.0 % | 109.96 | 17.6 % | 92.33 | 14.0 % |
Q1 2012 | 150.48 | 18.9 % | 112.60 | 17.3 % | 97.48 | 16.1 % |
Q2 2012 | 147.09 | 10.0 % | 108.94 | 9.3 % | 100.52 | 18.0 % |
Q3 2012 | 154.97 | 18.3 % | 116.85 | 19.5 % | 102.22 | 13.9 % |
Q4 2012 | 157.78 | 12.3 % | 115.57 | 5.1 % | 102.79 | 11.3 % |
Q1 2013 | 163.99 | 9.0 % | 119.26 | 5.9 % | 105.81 | 8.6 % |
Q2 2013 | 165.78 | 12.7 % | 124.58 | 14.3 % | 110.24 | 9.7 % |
Q3 2013 | 168.04 | 8.4 % | 124.96 | 6.9 % | 112.57 | 10.1 % |
Q4 2013 | 170.06 | 7.8 % | 131.60 | 13.9 % | 111.31 | 8.3 % |
Q1 2014 | 184.28 | 12.4 % | 137.91 | 15.6 % | 114.84 | 8.5 % |
Q2 2014 | 184.31 | 11.2 % | 134.41 | 7.9 % | 117.39 | 6.5 % |
Q3 2014 | 183.24 | 9.0 % | 131.94 | 5.6 % | 118.22 | 5.0 % |
Q4 2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
Q1 2015 | 193.88 | 5.2 % | 150.21 | 8.9 % | 120.79 | 5.2 % |
Q2 2015 | 185.95 | 0.9 % | 142.63 | 6.1 % | 125.04 | 6.5 % |
Q3 2015 | 184.99 | 1.0 % | 143.95 | 9.1 % | 124.41 | 5.2 % |
Q4 2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
Q1 2016 | 184.02 | (5.1 %) | 141.82 | (5.6 %) | 124.98 | 3.5 % |
Q2 2016 | 193.91 | 4.3 % | 138.81 | (2.7 %) | 129.64 | 3.7 % |
Q3 2016 | 195.74 | 5.8 % | 147.28 | 2.3 % | 133.94 | 7.7 % |
Q4 2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
Q1 2017 | 204.36 | 11.1 % | 158.47 | 11.7 % | 129.09 | 3.3 % |
Q2 2017 | 205.34 | 5.9 % | 163.90 | 18.1 % | 129.38 | (0.2 %) |
Q3 2017 | 201.70 | 3.0 % | 155.47 | 5.6 % | 128.95 | (3.7 %) |
Q4 2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
Q1 2018 | 184.02 | (10.0 %) | 141.94 | (10.4 %) | 123.88 | (4.0 %) |
Q2 2018 | 188.96 | (8.0 %) | 146.70 | (10.5 %) | 122.81 | (5.1 %) |
Q3 2018 | 189.34 | (6.1 %) | 146.69 | (5.6 %) | 123.70 | (4.1 %) |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2009 | 123.87 | 11.3 % | 91.62 | 16.8 % | 81.30 | 18.8 % |
6m 2009 | 122.82 | 6.7 % | 90.31 | 5.8 % | 81.38 | 7.0 % |
9m 2009 | 121.72 | 0.6 % | 90.22 | 7.5 % | 81.32 | 2.8 % |
12m 2009 | 120.57 | (4.2 %) | 91.24 | (1.7 %) | 78.32 | (3.2 %) |
3m 2010 | 121.25 | (2.1 %) | 87.71 | (4.3 %) | 79.58 | (2.1 %) |
6m 2010 | 120.56 | (1.8 %) | 92.23 | 2.1 % | 81.94 | 0.7 % |
9m 2010 | 120.96 | (0.6 %) | 91.29 | 1.2 % | 81.46 | 0.2 % |
12m 2010 | 123.22 | 2.2 % | 93.53 | 2.5 % | 80.98 | 3.4 % |
3m 2011 | 126.55 | 4.4 % | 96.03 | 9.5 % | 83.94 | 5.5 % |
6m 2011 | 133.74 | 10.9 % | 99.71 | 8.1 % | 85.20 | 4.0 % |
9m 2011 | 130.97 | 8.3 % | 97.75 | 7.1 % | 89.72 | 10.1 % |
12m 2011 | 140.48 | 14.0 % | 109.96 | 17.6 % | 92.33 | 14.0 % |
3m 2012 | 150.48 | 18.9 % | 112.60 | 17.3 % | 97.48 | 16.1 % |
6m 2012 | 147.09 | 10.0 % | 108.94 | 9.3 % | 100.52 | 18.0 % |
9m 2012 | 154.97 | 18.3 % | 116.85 | 19.5 % | 102.22 | 13.9 % |
12m 2012 | 157.78 | 12.3 % | 115.57 | 5.1 % | 102.79 | 11.3 % |
3m 2013 | 163.99 | 9.0 % | 119.26 | 5.9 % | 105.81 | 8.6 % |
6m 2013 | 165.78 | 12.7 % | 124.58 | 14.3 % | 110.24 | 9.7 % |
9m 2013 | 168.04 | 8.4 % | 124.96 | 6.9 % | 112.57 | 10.1 % |
12m 2013 | 170.06 | 7.8 % | 131.60 | 13.9 % | 111.31 | 8.3 % |
3m 2014 | 184.28 | 12.4 % | 137.91 | 15.6 % | 114.84 | 8.5 % |
6m 2014 | 184.31 | 11.2 % | 134.41 | 7.9 % | 117.39 | 6.5 % |
9m 2014 | 183.24 | 9.0 % | 131.94 | 5.6 % | 118.22 | 5.0 % |
12m 2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
3m 2015 | 193.88 | 5.2 % | 150.21 | 8.9 % | 120.79 | 5.2 % |
6m 2015 | 185.95 | 0.9 % | 142.63 | 6.1 % | 125.04 | 6.5 % |
9m 2015 | 184.99 | 1.0 % | 143.95 | 9.1 % | 124.41 | 5.2 % |
12m 2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
3m 2016 | 184.02 | (5.1 %) | 141.82 | (5.6 %) | 124.98 | 3.5 % |
6m 2016 | 193.91 | 4.3 % | 138.81 | (2.7 %) | 129.64 | 3.7 % |
9m 2016 | 195.74 | 5.8 % | 147.28 | 2.3 % | 133.94 | 7.7 % |
12m 2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
3m 2017 | 204.36 | 11.1 % | 158.47 | 11.7 % | 129.09 | 3.3 % |
6m 2017 | 205.34 | 5.9 % | 163.90 | 18.1 % | 129.38 | (0.2 %) |
9m 2017 | 201.70 | 3.0 % | 155.47 | 5.6 % | 128.95 | (3.7 %) |
12m 2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
3m 2018 | 184.02 | (10.0 %) | 141.94 | (10.4 %) | 123.88 | (4.0 %) |
6m 2018 | 188.96 | (8.0 %) | 146.70 | (10.5 %) | 122.81 | (5.1 %) |
9m 2018 | 189.34 | (6.1 %) | 146.69 | (5.6 %) | 123.70 | (4.1 %) |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2008 | 125.86 | 26.1 % | 92.79 | 25.4 % | 80.87 | 35.1 % |
2009 | 120.57 | (4.2 %) | 91.24 | (1.7 %) | 78.32 | (3.2 %) |
2010 | 123.22 | 2.2 % | 93.53 | 2.5 % | 80.98 | 3.4 % |
2011 | 140.48 | 14.0 % | 109.96 | 17.6 % | 92.33 | 14.0 % |
2012 | 157.78 | 12.3 % | 115.57 | 5.1 % | 102.79 | 11.3 % |
2013 | 170.06 | 7.8 % | 131.60 | 13.9 % | 111.31 | 8.3 % |
2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2009 | 2.39 % | 21.09 % | 65.05 % |
Q2 2009 | 2.30 % | 20.06 % | 67.93 % |
Q3 2009 | 2.24 % | 18.95 % | 70.83 % |
Q4 2009 | 2.01 % | 16.59 % | 71.02 % |
2009 | 2.01 % | 16.59 % | 71.02 % |
Q1 2010 | 1.99 % | 15.91 % | 70.09 % |
Q2 2010 | 2.06 % | 15.81 % | 69.59 % |
Q3 2010 | 1.99 % | 14.44 % | 69.61 % |
Q4 2010 | 2.30 % | 16.61 % | 69.75 % |
2010 | 2.30 % | 16.61 % | 69.75 % |
Q1 2011 | 2.26 % | 16.71 % | 69.30 % |
Q2 2011 | 2.22 % | 15.95 % | 69.45 % |
Q3 2011 | 2.35 % | 15.97 % | 68.91 % |
Q4 2011 | 2.21 % | 15.46 % | 68.42 % |
2011 | 2.21 % | 15.46 % | 68.42 % |
Q1 2012 | 2.15 % | 15.54 % | 68.35 % |
Q2 2012 | 2.11 % | 14.90 % | 67.79 % |
Q3 2012 | 2.01 % | 13.83 % | 67.36 % |
Q4 2012 | 2.02 % | 14.24 % | 65.99 % |
2012 | 2.02 % | 14.24 % | 65.99 % |
Q1 2013 | 1.85 % | 13.24 % | 66.14 % |
Q2 2013 | 1.86 % | 13.15 % | 65.87 % |
Q3 2013 | 1.82 % | 12.93 % | 65.90 % |
Q4 2013 | 1.47 % | 10.48 % | 66.57 % |
2013 | 1.47 % | 10.48 % | 66.57 % |
Q1 2014 | 1.48 % | 10.85 % | 65.93 % |
Q2 2014 | 1.54 % | 11.20 % | 66.12 % |
Q3 2014 | 1.67 % | 12.12 % | 65.71 % |
Q4 2014 | 1.96 % | 14.15 % | 65.97 % |
2014 | 1.96 % | 14.15 % | 65.97 % |
Q1 2015 | 1.96 % | 14.22 % | 64.99 % |
Q2 2015 | 2.08 % | 14.45 % | 64.68 % |
Q3 2015 | 2.14 % | 14.69 % | 64.65 % |
Q4 2015 | 2.17 % | 14.96 % | 64.46 % |
2015 | 2.17 % | 14.96 % | 64.46 % |
Q1 2016 | 2.15 % | 14.23 % | 65.47 % |
Q2 2016 | 2.16 % | 14.48 % | 65.95 % |
Q3 2016 | 2.15 % | 14.38 % | 66.95 % |
Q4 2016 | 1.81 % | 12.28 % | 66.51 % |
2016 | 1.81 % | 12.28 % | 66.51 % |
Q1 2017 | 1.82 % | 11.82 % | 66.73 % |
Q2 2017 | 1.75 % | 11.59 % | 68.07 % |
Q3 2017 | 1.75 % | 11.61 % | 69.16 % |
Q4 2017 | 1.78 % | 11.51 % | 71.46 % |
2017 | 1.78 % | 11.51 % | 71.46 % |
Q1 2018 | 1.79 % | 11.14 % | 74.22 % |
Q2 2018 | 1.68 % | 10.39 % | 75.12 % |
Q3 2018 | 1.67 % | 10.27 % | 75.18 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2008 | 2.49 % | 22.19 % | 64.23 % |
2009 | 2.01 % | 16.59 % | 71.02 % |
2010 | 2.30 % | 16.61 % | 69.75 % |
2011 | 2.21 % | 15.46 % | 68.42 % |
2012 | 2.02 % | 14.24 % | 65.99 % |
2013 | 1.47 % | 10.48 % | 66.57 % |
2014 | 1.96 % | 14.15 % | 65.97 % |
2015 | 2.17 % | 14.96 % | 64.46 % |
2016 | 1.81 % | 12.28 % | 66.51 % |
2017 | 1.78 % | 11.51 % | 71.46 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2009 | 73.97 % | 65.63 % | 88.73 % |
Q2 2009 | 73.53 % | 66.26 % | 90.11 % |
Q3 2009 | 74.12 % | 66.81 % | 90.14 % |
Q4 2009 | 75.67 % | 64.95 % | 85.84 % |
Q1 2010 | 72.34 % | 65.63 % | 90.73 % |
Q2 2010 | 76.50 % | 67.96 % | 88.84 % |
Q3 2010 | 75.47 % | 67.34 % | 89.23 % |
Q4 2010 | 75.91 % | 65.72 % | 86.58 % |
Q1 2011 | 75.89 % | 66.33 % | 87.41 % |
Q2 2011 | 74.55 % | 63.71 % | 85.45 % |
Q3 2011 | 74.64 % | 68.50 % | 91.78 % |
Q4 2011 | 78.28 % | 65.72 % | 83.96 % |
Q1 2012 | 74.83 % | 64.78 % | 86.57 % |
Q2 2012 | 74.07 % | 68.34 % | 92.27 % |
Q3 2012 | 75.40 % | 65.96 % | 87.48 % |
Q4 2012 | 73.25 % | 65.15 % | 88.94 % |
Q1 2013 | 72.72 % | 64.52 % | 88.73 % |
Q2 2013 | 75.14 % | 66.49 % | 88.49 % |
Q3 2013 | 74.36 % | 66.99 % | 90.09 % |
Q4 2013 | 77.39 % | 65.45 % | 84.58 % |
Q1 2014 | 74.84 % | 62.32 % | 83.27 % |
Q2 2014 | 72.92 % | 63.69 % | 87.34 % |
Q3 2014 | 72.00 % | 64.52 % | 89.60 % |
Q4 2014 | 76.96 % | 61.73 % | 80.22 % |
Q1 2015 | 77.47 % | 62.30 % | 80.42 % |
Q2 2015 | 76.70 % | 67.24 % | 87.67 % |
Q3 2015 | 77.82 % | 67.25 % | 86.43 % |
Q4 2015 | 77.21 % | 67.37 % | 87.25 % |
Q1 2016 | 77.07 % | 67.92 % | 88.12 % |
Q2 2016 | 71.58 % | 66.85 % | 93.39 % |
Q3 2016 | 75.24 % | 68.43 % | 90.94 % |
Q4 2016 | 77.89 % | 63.64 % | 81.70 % |
Q1 2017 | 77.54 % | 63.17 % | 81.46 % |
Q2 2017 | 79.82 % | 63.01 % | 78.94 % |
Q3 2017 | 77.08 % | 63.93 % | 82.94 % |
Q4 2017 | 78.24 % | 63.20 % | 80.78 % |
Q1 2018 | 77.14 % | 67.32 % | 87.28 % |
Q2 2018 | 77.64 % | 64.99 % | 83.71 % |
Q3 2018 | 77.48 % | 65.33 % | 84.33 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2008 | 73.72 % | 64.25 % | 87.15 % |
2009 | 75.67 % | 64.95 % | 85.84 % |
2010 | 75.91 % | 65.72 % | 86.58 % |
2011 | 78.28 % | 65.72 % | 83.96 % |
2012 | 73.25 % | 65.15 % | 88.94 % |
2013 | 77.39 % | 65.45 % | 84.58 % |
2014 | 76.96 % | 61.73 % | 80.22 % |
2015 | 77.21 % | 67.37 % | 87.25 % |
2016 | 77.89 % | 63.64 % | 81.70 % |
2017 | 78.24 % | 63.20 % | 80.78 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2009 | 1,205.36 | 2.33 | 2.33 | - | 12.41 |
Q2 2009 | 1,205.36 | 2.27 | 2.27 | - | 12.30 |
Q3 2009 | 1,205.36 | 2.26 | 2.26 | - | 13.03 |
Q4 2009 | 1,205.36 | 2.05 | 2.05 | - | 13.05 |
Q1 2010 | 1,205.36 | 2.03 | 2.03 | - | 13.08 |
Q2 2010 | 1,205.36 | 2.08 | 2.08 | - | 14.02 |
Q3 2010 | 1,205.36 | 2.00 | 2.00 | - | 14.74 |
Q4 2010 | 1,205.36 | 2.32 | 2.32 | - | 14.94 |
Q1 2011 | 1,205.36 | 2.33 | 2.33 | - | 14.76 |
Q2 2011 | 1,205.36 | 2.34 | 2.34 | - | 15.33 |
Q3 2011 | 1,205.36 | 2.45 | 2.45 | - | 16.01 |
Q4 2011 | 1,205.36 | 2.42 | 2.42 | - | 16.31 |
Q1 2012 | 1,205.36 | 2.47 | 2.47 | - | 17.08 |
Q2 2012 | 1,205.36 | 2.46 | 2.46 | - | 17.71 |
Q3 2012 | 1,205.36 | 2.38 | 2.38 | - | 18.41 |
Q4 2012 | 1,205.36 | 2.50 | 2.50 | - | 18.82 |
Q1 2013 | 1,205.36 | 2.41 | 2.41 | - | 19.38 |
Q2 2013 | 1,205.36 | 2.42 | 2.42 | - | 19.08 |
Q3 2013 | 1,205.36 | 2.44 | 2.44 | - | 19.31 |
Q4 2013 | 1,205.36 | 2.00 | 2.00 | - | 19.26 |
Q1 2014 | 1,205.36 | 2.14 | 2.14 | - | 20.03 |
Q2 2014 | 1,205.36 | 2.24 | 2.24 | - | 20.92 |
Q3 2014 | 1,205.36 | 2.44 | 2.44 | - | 20.94 |
Q4 2014 | 1,205.36 | 2.92 | 2.92 | 2.92 | 21.96 |
Q1 2015 | 1,205.36 | 3.08 | 3.08 | 3.08 | 23.28 |
Q2 2015 | 1,205.36 | 3.19 | 3.19 | 3.19 | 23.19 |
Q3 2015 | 1,205.36 | 3.27 | 3.27 | 3.27 | 23.53 |
Q4 2015 | 1,205.36 | 3.35 | 3.35 | 3.35 | 22.80 |
Q1 2016 | 1,205.36 | 3.37 | 3.37 | 3.37 | 24.10 |
Q2 2016 | 1,205.36 | 3.40 | 3.40 | 3.40 | 23.76 |
Q3 2016 | 1,205.36 | 3.39 | 3.39 | 3.39 | 23.61 |
Q4 2016 | 1,205.36 | 2.91 | 2.91 | 2.91 | 24.64 |
Q1 2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 25.53 |
Q2 2017 | 1,205.36 | 2.90 | 2.90 | 2.91 | 26.24 |
Q3 2017 | 1,205.36 | 2.89 | 2.89 | 2.90 | 26.18 |
Q4 2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 26.27 |
Q1 2018 | 1,205.36 | 2.89 | 2.80 | 2.95 | 26.29 |
Q2 2018 | 1,205.36 | 2.75 | 2.67 | 2.81 | 26.67 |
Q3 2018 | 1,205.36 | 2.70 | 2.62 | 2.77 | 26.45 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2008 | 1,205.36 | 2.33 | 2.33 | - | 11.65 |
2009 | 1,205.36 | 2.05 | 2.05 | - | 13.05 |
2010 | 1,205.36 | 2.32 | 2.32 | - | 14.94 |
2011 | 1,205.36 | 2.42 | 2.42 | - | 16.31 |
2012 | 1,205.36 | 2.50 | 2.50 | - | 18.82 |
2013 | 1,205.36 | 2.00 | 2.00 | - | 19.26 |
2014 | 1,205.36 | 2.92 | 2.92 | 2.92 | 21.96 |
2015 | 1,205.36 | 3.35 | 3.35 | 3.35 | 22.80 |
2016 | 1,205.36 | 2.91 | 2.91 | 2.91 | 24.64 |
2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 26.27 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2009 | 11.10 | 11.10 | 2.09 |
Q2 2009 | 10.67 | 10.67 | 1.97 |
Q3 2009 | 11.97 | 11.97 | 2.07 |
Q4 2009 | 11.91 | 11.91 | 1.87 |
Q1 2010 | 13.91 | 13.91 | 2.16 |
Q2 2010 | 12.45 | 12.45 | 1.85 |
Q3 2010 | 14.28 | 14.28 | 1.94 |
Q4 2010 | 11.54 | 11.54 | 1.80 |
Q1 2011 | 12.43 | 12.43 | 1.96 |
Q2 2011 | 11.36 | 11.36 | 1.73 |
Q3 2011 | 9.48 | 9.48 | 1.45 |
Q4 2011 | 10.46 | 10.46 | 1.55 |
Q1 2012 | 12.03 | 12.03 | 1.74 |
Q2 2012 | 10.18 | 10.18 | 1.41 |
Q3 2012 | 9.80 | 9.80 | 1.27 |
Q4 2012 | 8.82 | 8.82 | 1.17 |
Q1 2013 | 9.48 | 9.48 | 1.18 |
Q2 2013 | 10.05 | 10.05 | 1.27 |
Q3 2013 | 10.52 | 10.52 | 1.33 |
Q4 2013 | 13.12 | 13.12 | 1.36 |
Q1 2014 | 14.21 | 14.21 | 1.52 |
Q2 2014 | 13.62 | 13.62 | 1.46 |
Q3 2014 | 15.70 | 15.70 | 1.83 |
Q4 2014 | 10.73 | 10.73 | 1.43 |
Q1 2015 | 10.84 | 10.84 | 1.44 |
Q2 2015 | 10.08 | 10.08 | 1.39 |
Q3 2015 | 9.17 | 9.17 | 1.27 |
Q4 2015 | 8.36 | 8.36 | 1.23 |
Q1 2016 | 7.50 | 7.50 | 1.05 |
Q2 2016 | 6.60 | 6.60 | 0.94 |
Q3 2016 | 6.21 | 6.21 | 0.89 |
Q4 2016 | 8.94 | 8.94 | 1.06 |
Q1 2017 | 8.81 | 8.81 | 1.01 |
Q2 2017 | 10.63 | 10.63 | 1.18 |
Q3 2017 | 10.42 | 10.42 | 1.15 |
Q4 2017 | 9.73 | 9.73 | 1.09 |
Q1 2018 | 9.95 | 10.24 | 1.12 |
Q2 2018 | 12.06 | 12.43 | 1.27 |
Q3 2018 | 12.04 | 12.41 | 1.26 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2008 | 9.05 | 9.05 | 1.81 |
2009 | 11.91 | 11.91 | 1.87 |
2010 | 11.54 | 11.54 | 1.80 |
2011 | 10.46 | 10.46 | 1.55 |
2012 | 8.82 | 8.82 | 1.17 |
2013 | 13.12 | 13.12 | 1.36 |
2014 | 10.73 | 10.73 | 1.43 |
2015 | 8.36 | 8.36 | 1.23 |
2016 | 8.94 | 8.94 | 1.06 |
2017 | 9.73 | 9.73 | 1.09 |
Business Segments (Million)
Q3 2018
Revenue by Business Segment (Latest) 2018 Q3
2018
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage |
---|---|---|---|---|
Q1 2009 | 320.74 | 489.90 | 226.82 | 40.77 |
Q2 2009 | 340.57 | 487.33 | 206.22 | 62.22 |
Q3 2009 | 331.68 | 502.37 | 188.58 | 34.54 |
Q4 2009 | 317.41 | 501.17 | 206.70 | 37.92 |
Q1 2010 | 331.34 | 480.68 | 229.08 | 30.96 |
Q2 2010 | 347.52 | 527.15 | 243.00 | 36.93 |
Q3 2010 | 330.04 | 517.53 | 212.67 | 24.21 |
Q4 2010 | 340.61 | 511.65 | 206.29 | 25.57 |
Q1 2011 | 367.46 | 530.56 | 217.35 | 34.90 |
Q2 2011 | 381.72 | 543.18 | 170.88 | 66.89 |
Q3 2011 | 402.17 | 566.50 | 157.05 | 38.38 |
Q4 2011 | 405.85 | 514.09 | 126.89 | 60.91 |
Q1 2012 | 358.44 | 567.86 | 197.30 | 96.61 |
Q2 2012 | 363.63 | 590.66 | 233.87 | 94.64 |
Q3 2012 | 349.45 | 572.22 | 205.98 | 92.59 |
Q4 2012 | 343.54 | 606.64 | 283.57 | 52.55 |
Q1 2013 | 356.29 | 629.23 | 149.70 | 69.83 |
Q2 2013 | 365.86 | 637.15 | 201.95 | 77.68 |
Q3 2013 | 363.05 | 637.84 | 220.42 | 62.75 |
Q4 2013 | 365.16 | 614.76 | 234.13 | 66.73 |
Q1 2014 | 359.17 | 641.86 | 317.26 | 82.88 |
Q2 2014 | 363.90 | 677.81 | 323.07 | 113.54 |
Q3 2014 | 358.79 | 710.77 | 327.64 | 89.46 |
Q4 2014 | 337.63 | 710.37 | 295.37 | 76.51 |
Q1 2015 | 356.05 | 751.84 | 394.64 | 87.58 |
Q2 2015 | 384.66 | 783.42 | 310.86 | 99.80 |
Q3 2015 | 387.40 | 789.72 | 337.51 | 73.65 |
Q4 2015 | 378.07 | 733.50 | 362.98 | 59.83 |
Q1 2016 | 388.71 | 788.11 | 404.21 | 63.89 |
Q2 2016 | 376.51 | 778.41 | 372.61 | 85.35 |
Q3 2016 | 369.75 | 787.13 | 373.80 | 56.95 |
Q4 2016 | 356.09 | 749.20 | 380.12 | 68.87 |
Q1 2017 | 381.68 | 808.87 | 443.31 | 62.71 |
Q2 2017 | 393.76 | 744.34 | 431.18 | 61.12 |
Q3 2017 | 403.67 | 719.52 | 440.01 | 66.36 |
Q4 2017 | 373.70 | 727.85 | 444.55 | 73.59 |
Q1 2018 | 407.50 | 758.45 | 519.07 | 59.45 |
Q2 2018 | 407.35 | 751.38 | 424.40 | 82.01 |
Q3 2018 | 462.47 | 780.06 | 392.81 | 61.04 |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage |
---|---|---|---|---|
2008 | 1,250.02 | 1,605.15 | 1,293.89 | 242.59 |
2009 | 1,310.39 | 1,980.77 | 828.30 | 175.44 |
2010 | 1,349.51 | 2,037.01 | 891.04 | 117.67 |
2011 | 1,557.20 | 2,154.33 | 672.17 | 201.08 |
2012 | 1,415.05 | 2,337.38 | 920.71 | 336.40 |
2013 | 1,450.36 | 2,518.98 | 806.20 | 276.99 |
2014 | 1,419.49 | 2,740.81 | 1,263.34 | 362.39 |
2015 | 1,506.18 | 3,058.47 | 1,405.99 | 320.86 |
2016 | 1,491.06 | 3,102.85 | 1,530.73 | 275.06 |
2017 | 1,552.81 | 3,000.58 | 1,759.04 | 263.78 |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q3 2018 (e) | Q3 2018 (a) | Change |
---|---|---|---|
Average | 1,011.50 | 943.44 | (6.7 %) |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q3 2018 (e) | Q3 2018 (a) | Change |
---|---|---|---|
OSOOL AND BAKHEET | 950.00 | 943.44 | (0.7) % |
Sico | 965.00 | 943.44 | (2.2) % |
Riyad Capital | 987.00 | 943.44 | (4.4) % |
SNB Capital | 1,144.00 | 943.44 | (17.5) % |
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