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![video link button](/Content/en/images/attachement-icon.jpg)
Electronic Payment Machine
The point-of-sale (POS) transactions rose by 23% to SAR 38.85 billion in July, from SAR 31.51 billion in the same month last year, data issued by the Saudi Central Bank (SAMA) showed.
Data showed that a total of 448.8 million transactions were processed through 859,300 points-of-sale in the month.
POS transactions represent what is spent by consumers using their ATM cards and credit cards in shopping malls, retail stores, pharmacies, etc.
POS Transactions (SAR bln) |
|||
Month |
2020 |
2021 |
Variation |
January |
28.53 |
37.27 |
+31% |
February |
25.93 |
31.05 |
+20% |
March |
24.79 |
40.84 |
+65% |
April |
16.18 |
39.17 |
+142% |
May |
23.45 |
40.27 |
+72% |
June |
37.02 |
38.70 |
+5% |
July |
31.51 |
38.85 |
+23% |
August |
31.15 |
-- |
-- |
September |
33.21 |
-- |
-- |
October |
33.64 |
-- |
-- |
November |
34.26 |
-- |
-- |
December |
37.62 |
-- |
-- |
![](https://argaamplus.s3.amazonaws.com/54320588-530d-4566-a3e1-77f1dcd7d258.png)
Cash withdrawals declined by 16% to SAR 48.2 billion in July, from SAR 57.7 billion last year.
The withdrawals were processed through 16,880 ATMs and through 131.1 million transactions.
ATM Withdrawals (SAR bln) |
|||
Month |
2020 |
2021 |
Variation |
January |
62.94 |
51.97 |
(17%) |
February |
56.39 |
45.01 |
(20%) |
March |
56.90 |
54.66 |
(4%) |
April |
40.55 |
51.35 |
+27% |
May |
44.49 |
49.52 |
+11% |
June |
49.38 |
46.74 |
(5%) |
July |
57.66 |
48.24 |
(16%) |
August |
48.06 |
-- |
-- |
September |
53.03 |
-- |
-- |
October |
52.89 |
-- |
-- |
November |
51.53 |
-- |
-- |
December |
55.06 |
-- |
-- |
![](https://argaamplus.s3.amazonaws.com/8d930849-de54-4970-87d5-d15580ea005d.png)
The following table illustrates the number of points-of-sale since the beginning of 2020:
Number of ATMs |
||
Month |
ATMs |
Monthly Variation |
January 2020 |
18888 |
+6 |
February |
18890 |
+2 |
March |
18876 |
(14) |
April |
18855 |
(21) |
May |
18836 |
(19) |
June |
18559 |
(277) |
July |
18427 |
(132) |
August |
18498 |
+71 |
September |
18456 |
(42) |
October |
18410 |
(46) |
November |
18346 |
(64) |
December |
18299 |
(47) |
January 2021 |
17376 |
(923) |
February |
17276 |
(100) |
March |
17277 |
+1 |
April |
17090 |
(187) |
May |
17071 |
(19) |
June* |
16896 |
(175) |
July |
16884 |
(12) |
*Updated data
Consumer spending in the Kingdom retreated by 2% to about SAR 87.1 billion in July, from SAR 89.2 billion during the same period last year.
Consumer Spending (SAR bln) |
|||
Month |
2020 |
2021 |
Variation |
January |
91.47 |
89.24 |
(2%) |
February |
82.33 |
76.06 |
(8%) |
March |
81.69 |
95.50 |
+17% |
April |
56.73 |
90.52 |
+60% |
May |
67.94 |
89.79 |
+32% |
June |
86.40 |
85.44 |
(1%) |
July |
89.17 |
87.09 |
(2%) |
August |
79.21 |
-- |
-- |
September |
86.24 |
-- |
-- |
October |
86.53 |
-- |
-- |
November |
85.79 |
-- |
-- |
December |
92.68 |
-- |
-- |
![](http://argaamplus.s3.amazonaws.com/b7f85b84-7c9d-4a85-aa46-819f27421888.png)
For more data, visit Argaam Tools
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