Mandatory health insurance for domestic workers enters force today

The Saudi Council of Health Insurance (CHI) and the Insurance Authority (IA) began today, July 1, implementing the decision to mandate insurance for domestic workers registered with an employer employing more than four individuals.

The general requirements for applying benefits and coverage limits under the policy include submitting a medical disclosure form, obtaining approval from the health insurance company, and insuring all affiliated workers, the Saudi Press Agency reported.

Eman Alturaiki, CHI’s official spokesperson, stated that the domestic worker insurance policy covers primary care, public health, and emergencies. It includes hospital admissions without co-payment, emergency clinic treatment with unlimited visits, vaccinations, and examinations.

This decision is part of efforts by CHI and IA to ensure all beneficiaries receive comprehensive care and prevention. It also aims to empower stakeholders to achieve justice, transparency, excellence, and superior performance.

It also seeks to achieve comprehensive healthcare, ensure the sustainability of health coverage, incentivize industry-specific insurers and service providers to offer new products, and increase job opportunities in all medical and non-medical specialties at insurance companies and healthcare providers.