Financial Results : Bank Albilad’s H1 net profit rises 15%

Bank Albilad’s H1 net profit rises 15%

24/07/2018 Argaam Exclusive

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Bank Albilad posted a net profit of SAR 532 million in the first half of 2018, a 14.6 percent year-on-year (YoY) increase, bolstered by a 16 percent rise in operating income along with higher investment and financing income. 

 

Improved dividend income, other income, gains on non-trading investments, and net exchange income also backed the H1 profit.



Financials (M)

Item 6m 2017 6m 2018 Change‬
Net Income from investments and financial activities 823.24 1,009.64 22.6 %
Operating Income 1,412.29 1,633.65 15.7 %
Total Provisions (127.07) (230.36) (81.3 %)
Net Income 468.14 512.01 9.4 %
Average Shares 1,250.00 1,250.00 -
EPS (Riyals) 0.37 0.41 9.4 %

The second-quarter net profit also jumped 16 percent YoY to SAR 276 million, due to a rise in operating and investment income as well as gains from investments.

 

When compared to Q1 2018, Albilad’s net earnings grew by 7.7 percent.



Current Quarter Comparison (M)

Compared With The
Item Q2 2017 Q2 2018 Change‬
Net Income from investments and financial activities 431.50 521.40 20.8 %
Operating Income 721.51 842.68 16.8 %
Debt Provisions (76.67) (135.25) (76.4 %)
Net Income 238.76 265.90 11.4 %
Average Shares 1,250.00 1,250.00 -
EPS (Riyals) 0.19 0.21 11.4 %

Balance Sheet (B)

Item 6m 2017 6m 2018 Change‬
Assets 59.73 68.41 14.5 %
Customer Deposits 44.97 52.18 16.0 %
Financing Investments 40.66 47.34 16.4 %


Financial results (Million)

Period Net Income from investments and financial activities Change Operating Income Change Debt Provisions Change
Q1 2009 140.46 (4.4 %) 216.80 (2.9 %) (23.46) -
Q2 2009 138.42 (6.1 %) 238.54 3.0 % (24.53) -
Q3 2009 144.77 7.2 % 229.75 5.5 % (50.53) -
Q4 2009 124.46 (16.4 %) 223.96 10.8 % (203.84) (929.4 %)
Q1 2010 148.48 5.7 % 286.09 32.0 % (43.34) (84.7 %)
Q2 2010 152.17 9.9 % 262.11 9.9 % (61.86) (152.2 %)
Q3 2010 162.88 12.5 % 272.67 18.7 % (90.64) (79.4 %)
Q4 2010 161.22 29.5 % 278.27 24.2 % (46.47) 77.2 %
Q1 2011 164.93 11.1 % 308.44 7.8 % (51.02) (17.7 %)
Q2 2011 178.45 17.3 % 337.98 28.9 % (50.26) 18.7 %
Q3 2011 176.74 8.5 % 334.56 22.7 % (50.93) 43.8 %
Q4 2011 182.87 13.4 % 392.53 41.1 % (100.04) (115.3 %)
Q1 2012 193.90 17.6 % 419.81 36.1 % (65.74) (28.9 %)
Q2 2012 205.62 15.2 % 444.52 31.5 % (57.84) (15.1 %)
Q3 2012 214.61 21.4 % 434.32 29.8 % (86.36) (69.6 %)
Q4 2012 225.38 23.2 % 438.74 11.8 % (65.28) 34.7 %
Q1 2013 221.95 14.5 % 449.81 7.1 % (64.65) 1.7 %
Q2 2013 227.73 10.8 % 481.49 8.3 % (44.01) 23.9 %
Q3 2013 246.85 15.0 % 486.78 12.1 % (40.07) 53.6 %
Q4 2013 250.10 11.0 % 499.15 13.8 % (26.55) 59.3 %
Q1 2014 227.06 2.3 % 477.51 6.2 % (4.65) 92.8 %
Q2 2014 258.97 13.7 % 533.99 10.9 % (24.41) 44.5 %
Q3 2014 264.41 7.1 % 550.55 13.1 % 9.14 122.8 %
Q4 2014 268.75 7.5 % 535.01 7.2 % 27.44 203.3 %
Q1 2015 271.92 19.8 % 555.18 16.3 % (16.12) (246.6 %)
Q2 2015 286.56 10.7 % 584.92 9.5 % (29.13) (19.3 %)
Q3 2015 293.70 11.1 % 566.39 2.9 % (25.73) (381.7 %)
Q4 2015 310.22 15.4 % 588.13 9.9 % (7.72) (128.1 %)
Q1 2016 333.75 22.7 % 626.99 12.9 % (56.41) (250.0 %)
Q2 2016 348.66 21.7 % 641.50 9.7 % (53.93) (85.1 %)
Q3 2016 361.74 23.2 % 638.56 12.7 % (37.68) (46.4 %)
Q4 2016 363.76 17.3 % 680.38 15.7 % (43.20) (459.8 %)
Q1 2017 391.74 17.4 % 690.77 10.2 % (50.41) 10.6 %
Q2 2017 431.50 23.8 % 721.51 12.5 % (76.67) (42.2 %)
Q3 2017 448.83 24.1 % 762.94 19.5 % (115.98) (207.8 %)
Q4 2017 466.93 28.4 % 784.35 15.3 % (135.57) (213.8 %)
Q1 2018 488.24 24.6 % 790.97 14.5 % (95.11) (88.7 %)
Q2 2018 521.40 20.8 % 842.68 16.8 % (135.25) (76.4 %)


Profit Performance (Million)

Period Net Income Change EPS(Riyal) Extraordinary Income/Expense Net Profit Before Unusual Items EPS Before XO Items
Q1 2009 22.35 (56.0 %) 0.02 - 22.35 0.02
Q2 2009 26.85 (52.9 %) 0.02 - 26.85 0.02
Q3 2009 1.90 (95.7 %) 0.00 - 1.90 0.00
Q4 2009 (299.49) (993.3 %) (0.24) - (299.49) (0.24)
Q1 2010 52.58 135.3 % 0.04 - 52.58 0.04
Q2 2010 32.84 22.3 % 0.03 - 32.84 0.03
Q3 2010 2.37 24.4 % 0.00 - 2.37 0.00
Q4 2010 4.54 101.5 % 0.00 - 4.54 0.00
Q1 2011 55.46 5.5 % 0.04 - 55.46 0.04
Q2 2011 81.67 148.7 % 0.07 - 81.67 0.07
Q3 2011 85.47 3514.0 % 0.07 - 85.47 0.07
Q4 2011 107.03 2258.5 % 0.09 - 107.03 0.09
Q1 2012 511.52 822.4 % 0.41 373.17 138.35 0.11
Q2 2012 153.45 87.9 % 0.12 - 153.45 0.12
Q3 2012 120.15 40.6 % 0.10 - 120.15 0.10
Q4 2012 156.69 46.4 % 0.13 - 156.69 0.13
Q1 2013 142.50 (72.1 %) 0.11 - 142.50 0.11
Q2 2013 175.87 14.6 % 0.14 - 175.87 0.14
Q3 2013 197.08 64.0 % 0.16 - 197.08 0.16
Q4 2013 213.71 36.4 % 0.17 - 213.71 0.17
Q1 2014 173.71 21.9 % 0.14 - 173.71 0.14
Q2 2014 204.32 16.2 % 0.16 - 204.32 0.16
Q3 2014 237.06 20.3 % 0.19 - 237.06 0.19
Q4 2014 248.94 16.5 % 0.20 - 248.94 0.20
Q1 2015 174.14 0.2 % 0.14 - 174.14 0.14
Q2 2015 206.46 1.0 % 0.17 - 206.46 0.17
Q3 2015 203.44 (14.2 %) 0.16 - 203.44 0.16
Q4 2015 204.38 (17.9 %) 0.16 - 204.38 0.16
Q1 2016 174.52 0.2 % 0.14 - 174.52 0.14
Q2 2016 183.87 (10.9 %) 0.15 - 183.87 0.15
Q3 2016 227.81 12.0 % 0.18 - 227.81 0.18
Q4 2016 221.52 8.4 % 0.18 - 221.52 0.18
Q1 2017 229.38 31.4 % 0.18 - 229.38 0.18
Q2 2017 238.76 29.8 % 0.19 - 238.76 0.19
Q3 2017 248.05 8.9 % 0.20 - 248.05 0.20
Q4 2017 225.86 2.0 % 0.18 - 225.86 0.18
Q1 2018 246.11 7.3 % 0.20 - 246.11 0.20
Q2 2018 265.90 11.4 % 0.21 - 265.90 0.21

Profitability

Period Return On Average Assets Return on Average Equity Net Profit/Investment Income & Other Financing Operations
Q1 2009 0.57 % 3.02 % 14.92 %
Q2 2009 0.42 % 2.05 % 10.60 %
Q3 2009 0.15 % 0.72 % 3.81 %
Q4 2009 (1.48 %) (7.99 %) (43.41 %)
Q1 2010 (1.21 %) (6.92 %) (38.25 %)
Q2 2010 (1.20 %) (6.66 %) (36.40 %)
Q3 2010 (1.17 %) (6.62 %) (35.13 %)
Q4 2010 0.48 % 3.02 % 14.29 %
Q1 2011 0.47 % 3.06 % 14.28 %
Q2 2011 0.70 % 4.57 % 20.72 %
Q3 2011 1.08 % 7.10 % 31.98 %
Q4 2011 1.35 % 10.11 % 45.28 %
Q1 2012 3.12 % 22.13 % 104.23 %
Q2 2012 3.33 % 23.43 % 110.00 %
Q3 2012 3.41 % 23.74 % 109.21 %
Q4 2012 3.28 % 24.19 % 109.44 %
Q1 2013 1.91 % 13.52 % 64.38 %
Q2 2013 1.91 % 13.56 % 65.20 %
Q3 2013 2.13 % 14.78 % 70.96 %
Q4 2013 2.21 % 15.40 % 74.81 %
Q1 2014 2.16 % 15.50 % 77.30 %
Q2 2014 2.12 % 15.53 % 77.24 %
Q3 2014 2.13 % 15.67 % 79.16 %
Q4 2014 2.12 % 15.72 % 80.55 %
Q1 2015 2.03 % 15.21 % 77.12 %
Q2 2015 1.92 % 14.99 % 75.48 %
Q3 2015 1.78 % 13.97 % 70.53 %
Q4 2015 1.63 % 12.78 % 63.64 %
Q1 2016 1.57 % 12.52 % 58.43 %
Q2 2016 1.48 % 11.97 % 51.62 %
Q3 2016 1.50 % 12.02 % 48.25 %
Q4 2016 1.54 % 11.92 % 45.62 %
Q1 2017 1.55 % 12.46 % 46.47 %
Q2 2017 1.61 % 13.11 % 47.26 %
Q3 2017 1.59 % 12.93 % 46.38 %
Q4 2017 1.61 % 12.82 % 44.50 %
Q1 2018 1.56 % 12.74 % 42.90 %
Q2 2018 1.54 % 13.15 % 41.61 %

Balance Sheet (B)

Period Assets Change Customer Deposits Change Financing Investments Change
Q1 2009 17.06 (0.1 %) 12.91 (2.4 %) 9.09 (31.2 %)
Q2 2009 16.41 7.0 % 12.71 11.6 % 10.28 (14.0 %)
Q3 2009 17.02 10.9 % 12.14 15.2 % 10.56 (12.3 %)
Q4 2009 17.41 8.5 % 13.72 25.1 % 11.01 33.1 %
Q1 2010 18.98 11.2 % 14.32 10.9 % 11.19 23.1 %
Q2 2010 18.92 15.3 % 15.00 18.0 % 11.81 14.9 %
Q3 2010 19.18 12.7 % 14.81 22.0 % 11.66 10.3 %
Q4 2010 21.12 21.3 % 16.93 23.4 % 12.29 11.6 %
Q1 2011 21.89 15.3 % 17.51 22.3 % 12.62 12.7 %
Q2 2011 22.46 18.7 % 17.30 15.3 % 13.01 10.2 %
Q3 2011 22.78 18.8 % 17.96 21.3 % 13.02 11.7 %
Q4 2011 27.73 31.3 % 23.04 36.1 % 13.78 12.1 %
Q1 2012 28.54 30.4 % 22.91 30.8 % 15.06 19.4 %
Q2 2012 29.06 29.4 % 23.61 36.5 % 16.21 24.6 %
Q3 2012 29.53 29.6 % 23.55 31.1 % 17.21 32.2 %
Q4 2012 29.78 7.4 % 23.74 3.1 % 18.26 32.5 %
Q1 2013 31.33 9.8 % 25.28 10.4 % 18.69 24.1 %
Q2 2013 33.35 14.8 % 26.82 13.6 % 20.31 25.3 %
Q3 2013 33.58 13.7 % 26.33 11.8 % 21.21 23.3 %
Q4 2013 36.32 22.0 % 29.11 22.6 % 23.42 28.3 %
Q1 2014 39.01 24.5 % 31.39 24.2 % 24.28 29.9 %
Q2 2014 40.98 22.9 % 33.35 24.3 % 26.76 31.7 %
Q3 2014 44.06 31.2 % 36.80 39.8 % 27.52 29.7 %
Q4 2014 45.23 24.5 % 36.72 26.2 % 28.36 21.1 %
Q1 2015 46.31 18.7 % 37.86 20.6 % 29.09 19.8 %
Q2 2015 49.14 19.9 % 38.30 14.8 % 31.68 18.4 %
Q3 2015 49.50 12.3 % 40.72 10.6 % 32.29 17.3 %
Q4 2015 51.22 13.2 % 42.18 14.9 % 34.25 20.8 %
Q1 2016 54.30 17.2 % 43.93 16.0 % 37.33 28.3 %
Q2 2016 54.33 10.5 % 42.12 10.0 % 36.93 16.6 %
Q3 2016 55.65 12.4 % 41.24 1.3 % 36.25 12.3 %
Q4 2016 53.75 4.9 % 40.23 (4.6 %) 36.18 5.6 %
Q1 2017 57.29 5.5 % 43.54 (0.9 %) 38.70 3.7 %
Q2 2017 59.73 9.9 % 44.97 6.8 % 40.66 10.1 %
Q3 2017 62.53 12.4 % 46.40 12.5 % 41.81 15.4 %
Q4 2017 63.21 17.6 % 47.78 18.8 % 43.45 20.1 %
Q1 2018 65.78 14.8 % 50.77 16.6 % 45.62 17.9 %
Q2 2018 68.41 14.5 % 52.18 16.0 % 47.34 16.4 %

Ratios

Period Customer Deposits Per Total Assets Financing Investments/Customer Deposits Financing Investments/Total Assets
Q1 2009 75.67 % 70.38 % 53.26 %
Q2 2009 77.48 % 80.87 % 62.66 %
Q3 2009 71.31 % 87.06 % 62.08 %
Q4 2009 78.80 % 80.27 % 63.26 %
Q1 2010 75.44 % 78.16 % 58.96 %
Q2 2010 79.31 % 78.74 % 62.45 %
Q3 2010 77.24 % 78.70 % 60.79 %
Q4 2010 80.19 % 72.58 % 58.20 %
Q1 2011 80.02 % 72.03 % 57.64 %
Q2 2011 77.04 % 75.21 % 57.94 %
Q3 2011 78.83 % 72.48 % 57.13 %
Q4 2011 83.09 % 59.81 % 49.70 %
Q1 2012 80.27 % 65.75 % 52.78 %
Q2 2012 81.26 % 68.65 % 55.78 %
Q3 2012 79.74 % 73.08 % 58.28 %
Q4 2012 79.73 % 76.89 % 61.31 %
Q1 2013 80.70 % 73.92 % 59.65 %
Q2 2013 80.44 % 75.72 % 60.91 %
Q3 2013 78.40 % 80.57 % 63.17 %
Q4 2013 80.14 % 80.44 % 64.46 %
Q1 2014 80.47 % 77.34 % 62.23 %
Q2 2014 81.40 % 80.22 % 65.29 %
Q3 2014 83.53 % 74.78 % 62.46 %
Q4 2014 81.19 % 77.21 % 62.69 %
Q1 2015 81.74 % 76.84 % 62.81 %
Q2 2015 77.94 % 82.72 % 64.47 %
Q3 2015 82.26 % 79.30 % 65.24 %
Q4 2015 82.35 % 81.21 % 66.88 %
Q1 2016 80.90 % 84.98 % 68.75 %
Q2 2016 77.53 % 87.68 % 67.98 %
Q3 2016 74.12 % 87.88 % 65.14 %
Q4 2016 74.86 % 89.92 % 67.31 %
Q1 2017 76.00 % 88.89 % 67.55 %
Q2 2017 75.29 % 90.42 % 68.08 %
Q3 2017 74.20 % 90.12 % 66.87 %
Q4 2017 75.60 % 90.93 % 68.74 %
Q1 2018 77.19 % 89.84 % 69.35 %
Q2 2018 76.28 % 90.73 % 69.20 %


Per Share Data (Riyal)

Compared With The
Period Shares Outstanding (M) EPS (Riyal) Adjusted EPS (Riyal) EPS Diluted (Riyal) Book Value (BV)
Q1 2009 1,250.00 0.08 0.08 - 2.60
Q2 2009 1,250.00 0.05 0.05 - 2.63
Q3 2009 1,250.00 0.02 0.02 - 2.64
Q4 2009 1,250.00 (0.20) (0.20) - 2.40
Q1 2010 1,250.00 (0.17) (0.17) - 2.45
Q2 2010 1,250.00 (0.17) (0.17) - 2.46
Q3 2010 1,250.00 (0.17) (0.17) - 2.47
Q4 2010 1,250.00 0.07 0.07 - 2.48
Q1 2011 1,250.00 0.08 0.08 - 2.52
Q2 2011 1,250.00 0.12 0.12 - 2.58
Q3 2011 1,250.00 0.18 0.18 - 2.64
Q4 2011 1,250.00 0.26 0.26 - 2.73
Q1 2012 1,250.00 0.63 0.33 - 3.16
Q2 2012 1,250.00 0.69 0.39 - 3.27
Q3 2012 1,250.00 0.71 0.42 - 3.37
Q4 2012 1,250.00 0.75 0.45 - 3.50
Q1 2013 1,250.00 0.46 0.46 - 3.62
Q2 2013 1,250.00 0.48 0.48 - 3.75
Q3 2013 1,250.00 0.54 0.54 - 3.91
Q4 2013 1,250.00 0.58 0.58 - 4.08
Q1 2014 1,250.00 0.61 0.61 - 4.23
Q2 2014 1,250.00 0.63 0.63 - 4.38
Q3 2014 1,250.00 0.66 0.66 - 4.55
Q4 2014 1,250.00 0.69 0.69 - 4.71
Q1 2015 1,250.00 0.69 0.69 - 4.86
Q2 2015 1,250.00 0.69 0.69 - 4.87
Q3 2015 1,250.00 0.67 0.67 - 4.98
Q4 2015 1,250.00 0.63 0.63 - 5.15
Q1 2016 1,250.00 0.63 0.63 - 5.22
Q2 2016 1,250.00 0.61 0.61 - 5.37
Q3 2016 1,250.00 0.63 0.63 - 5.54
Q4 2016 1,250.00 0.65 0.65 - 5.69
Q1 2017 1,250.00 0.69 0.69 - 5.86
Q2 2017 1,250.00 0.73 0.73 - 5.83
Q3 2017 1,250.00 0.75 0.75 - 6.06
Q4 2017 1,250.00 0.75 0.75 - 6.07
Q1 2018 1,250.00 0.77 0.77 - 6.18
Q2 2018 1,250.00 0.79 0.79 - 6.17

Multiple Ratios (End of Period Price)

Compared With The
Period P/E Adjusted P/E Price/book
Q1 2009 More than 100 More than 100 2.41
Q2 2009 More than 100 More than 100 2.37
Q3 2009 More than 100 More than 100 2.03
Q4 2009 NEG NEG 2.10
Q1 2010 NEG NEG 2.09
Q2 2010 NEG NEG 2.01
Q3 2010 NEG NEG 1.97
Q4 2010 More than 100 More than 100 1.90
Q1 2011 More than 100 More than 100 1.87
Q2 2011 40.24 40.24 1.79
Q3 2011 24.26 24.26 1.67
Q4 2011 18.13 18.13 1.75
Q1 2012 10.91 20.78 2.17
Q2 2012 9.37 16.59 1.96
Q3 2012 9.51 16.35 2.01
Q4 2012 9.04 14.97 1.95
Q1 2013 17.48 17.48 2.21
Q2 2013 17.08 17.08 2.17
Q3 2013 18.87 18.87 2.60
Q4 2013 19.21 19.21 2.75
Q1 2014 22.42 22.42 3.23
Q2 2014 22.67 22.67 3.27
Q3 2014 26.68 26.68 3.89
Q4 2014 20.66 20.66 3.03
Q1 2015 21.26 21.26 3.02
Q2 2015 22.08 22.08 3.14
Q3 2015 14.73 14.73 1.97
Q4 2015 15.62 15.62 1.91
Q1 2016 14.70 14.70 1.78
Q2 2016 14.21 14.21 1.62
Q3 2016 11.49 11.49 1.31
Q4 2016 15.31 15.31 1.74
Q1 2017 12.78 12.78 1.50
Q2 2017 12.45 12.45 1.57
Q3 2017 12.35 12.35 1.53
Q4 2017 13.05 13.05 1.62
Q1 2018 14.27 14.27 1.77
Q2 2018 14.27 14.27 1.82

Business Segments (Million)

Compared With The
Period Retail Corporate and Institutional Banking Global markets and Treasury Investment Banking and Brokerage Others Remittances ( Enjaz Centers)
Q1 2009 52.51 92.95 4.87 12.38 3.66 50.44
Q2 2009 67.07 96.00 13.30 14.60 (1.31) 48.89
Q3 2009 21.00 77.26 87.28 3.26 (0.03) 40.97
Q4 2009 95.63 65.29 43.32 5.21 14.51 -
Q1 2010 133.14 103.02 31.24 8.35 10.35 -
Q2 2010 128.03 90.01 32.80 10.29 0.98 -
Q3 2010 159.09 74.17 29.24 6.79 3.37 -
Q4 2010 151.01 86.08 34.01 7.53 (0.36) -
Q1 2011 179.47 88.48 20.50 9.52 10.47 -
Q2 2011 192.55 99.42 22.41 14.95 8.65 -
Q3 2011 204.28 93.78 24.26 7.78 4.45 -
Q4 2011 219.47 126.47 26.02 10.69 9.88 -
Q1 2012 241.11 118.81 30.91 18.52 10.46 -
Q2 2012 261.73 119.22 32.57 18.17 12.83 -
Q3 2012 254.41 124.91 30.06 14.59 10.35 -
Q4 2012 243.68 136.57 31.71 11.83 14.95 -
Q1 2013 257.22 135.34 27.66 14.33 15.26 -
Q2 2013 264.54 134.89 28.33 23.60 30.13 -
Q3 2013 269.28 152.66 30.52 13.20 21.11 -
Q4 2013 269.04 154.16 32.37 15.55 28.03 -
Q1 2014 274.17 129.83 34.19 17.18 22.14 -
Q2 2014 283.90 162.80 33.34 21.15 32.81 -
Q3 2014 286.30 168.17 33.43 23.51 39.13 -
Q4 2014 291.45 175.40 37.14 17.37 13.65 -
Q1 2015 297.14 174.28 40.34 20.20 23.22 -
Q2 2015 320.04 179.49 40.35 19.74 25.31 -
Q3 2015 309.89 184.09 43.80 14.69 13.92 -
Q4 2015 320.79 195.70 37.65 19.96 14.03 -
Q1 2016 325.02 199.98 57.52 19.95 24.53 -
Q2 2016 325.63 196.32 65.10 17.66 36.80 -
Q3 2016 322.86 194.82 62.14 20.17 38.57 -
Q4 2016 320.78 204.70 67.19 35.17 52.54 -
Q1 2017 373.21 208.07 46.09 23.84 39.56 -
Q2 2017 389.03 231.87 50.14 23.39 27.15 -
Q3 2017 403.93 239.47 58.53 31.11 29.99 -
Q4 2017 407.18 254.39 92.68 27.28 2.67 -
Q1 2018 444.39 220.57 98.48 27.54 - -
Q2 2018 501.84 237.48 76.77 26.59 - -

Analysts Estimates (Million)

Item Q2 2018 (e) Q2 2018 (a) Change‬
Average 270.58 265.90 (1.7 %)

Estimates vs Actual (Million)

Item Q2 2018 (e) Q2 2018 (a) Change
OSOOL AND BAKHEET 264.20 265.90 0.6 %
Riyad Capital 270.00 265.90 (1.5) %
AlJazira Capital 270.10 265.90 (1.6) %
SNB Capital 278.00 265.90 (4.4) %

Current
Market Cap (M) 44,562.50
Shares Outstanding ((M)) 1,250.00
EPS ( Riyal) (TTM) 2.10
EPS Diluted ( Riyal) (TTM) 2.11
Book Value (BV) ( Riyal) 12.91
Par Value ( Riyal) 10.00
Adjusted P/E (Last12) 16.99
P/E (TTM) 16.99
Price/book 2.76
Return on Average Assets (%) (TTM) 1.8
Return on Average Equity (%) (TTM) 17.1

Share Price

35.65
(0.30) (0.83 %)

Bank Albilad (ALBILAD)


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