Arab National Bank (ANB) posted a net profit of SAR 1.67 billion for H1 2019, a rise of 18.5 percent year-on-year (YoY) on higher total operating income, net special commission income, and higher profit share from associates.
Item | 6m 2018 | 6m 2019 | Change |
---|---|---|---|
Net Special Commission Income | 2,465.79 | 2,802.31 | 13.6 % |
Operating Income | 3,179.41 | 3,367.10 | 5.9 % |
Total Provisions | (349.23) | (335.58) | 3.9 % |
Net Income | 1,411.60 | 1,673.22 | 18.5 % |
Average Shares | 2,000.00 | 2,000.00 | - |
Earnings Per Share before unusual items (Riyals) | 0.71 | 0.84 | 18.5 % |
EPS (Riyals) | 0.71 | 0.84 | 18.5 % |
The second quarter net profit jumped 19.7 percent YoY to SAR 894.2 million backed by a rise in total operating income, net special commission income, dividend income and higher profit share from associates.
When compared to the previous quarter, Q2 net profit rose 14.8 percent mainly due to higher total operating income, net special commission income, fee and commission income, unrealized gain on FVTPL financial instruments and dividend income.
Item | Q2 2018 | Q2 2019 | Change |
---|---|---|---|
Net Special Commission Income | 1,271.67 | 1,437.47 | 13.0 % |
Operating Income | 1,646.25 | 1,733.94 | 5.3 % |
Debt Provisions | (174.37) | (187.58) | (7.6 %) |
Net Income | 747.22 | 894.24 | 19.7 % |
Average Shares | 2,000.00 | 2,000.00 | - |
Earnings Per Share before unusual items (Riyals) | 0.37 | 0.45 | 19.7 % |
EPS (Riyals) | 0.37 | 0.45 | 19.7 % |
Item | Q1 2019 | Q2 2019 | Change |
---|---|---|---|
Net Special Commission Income | 1,364.84 | 1,437.47 | 5.3 % |
Operating Income | 1,633.15 | 1,733.94 | 6.2 % |
Debt Provisions | (147.99) | (187.58) | (26.8 %) |
Net Income | 778.97 | 894.24 | 14.8 % |
Average Shares | 2,000.00 | 2,000.00 | - |
Earnings Per Share before unusual items (Riyals) | 0.39 | 0.45 | 14.8 % |
EPS (Riyals) | 0.39 | 0.45 | 14.8 % |
EPS Diluted (Riyal) | 0.39 | 0.45 | 14.8 % |
Item | 6m 2018 | 6m 2019 | Change |
---|---|---|---|
Assets | 167.85 | 170.90 | 1.8 % |
Customer Deposits | 129.24 | 131.91 | 2.1 % |
Loan | 117.49 | 119.75 | 1.9 % |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2010 | 803.04 | (12.0 %) | 1,124.70 | (2.8 %) | (96.86) | (77.0 %) |
Q2 2010 | 775.33 | (13.3 %) | 1,114.87 | (8.0 %) | (79.43) | (7.5 %) |
Q3 2010 | 779.25 | (7.0 %) | 1,129.50 | 5.8 % | (377.27) | (637.0 %) |
Q4 2010 | 799.93 | (1.5 %) | 1,134.71 | 7.3 % | (410.86) | (18.5 %) |
2010 | 3,157.55 | (8.6 %) | 4,503.78 | 0.2 % | (964.41) | (83.1 %) |
Q1 2011 | 794.08 | (1.1 %) | 1,114.05 | (0.9 %) | (68.03) | 29.8 % |
Q2 2011 | 805.34 | 3.9 % | 1,158.21 | 3.9 % | (55.00) | 30.8 % |
Q3 2011 | 782.29 | 0.4 % | 1,146.07 | 1.5 % | (198.60) | 47.4 % |
Q4 2011 | 799.26 | (0.1 %) | 1,123.14 | (1.0 %) | (296.27) | 27.9 % |
2011 | 3,180.97 | 0.7 % | 4,541.46 | 0.8 % | (617.90) | 35.9 % |
Q1 2012 | 772.74 | (2.7 %) | 1,195.69 | 7.3 % | (89.92) | (32.2 %) |
Q2 2012 | 842.79 | 4.7 % | 1,255.06 | 8.4 % | (83.84) | (52.4 %) |
Q3 2012 | 845.75 | 8.1 % | 1,187.74 | 3.6 % | (151.81) | 23.6 % |
Q4 2012 | 799.15 | 0.0 % | 1,118.34 | (0.4 %) | (196.23) | 33.8 % |
2012 | 3,260.43 | 2.5 % | 4,756.82 | 4.7 % | (521.80) | 15.6 % |
Q1 2013 | 775.21 | 0.3 % | 1,268.29 | 6.1 % | (106.27) | (18.2 %) |
Q2 2013 | 836.90 | (0.7 %) | 1,263.39 | 0.7 % | (65.54) | 21.8 % |
Q3 2013 | 876.81 | 3.7 % | 1,264.79 | 6.5 % | (182.50) | (20.2 %) |
Q4 2013 | 885.98 | 10.9 % | 1,313.08 | 17.4 % | (272.68) | (39.0 %) |
2013 | 3,374.90 | 3.5 % | 5,109.55 | 7.4 % | (626.99) | (20.2 %) |
Q1 2014 | 857.18 | 10.6 % | 1,308.77 | 3.2 % | (106.05) | 0.2 % |
Q2 2014 | 904.11 | 8.0 % | 1,385.51 | 9.7 % | (106.55) | (62.6 %) |
Q3 2014 | 919.16 | 4.8 % | 1,365.49 | 8.0 % | (121.91) | 33.2 % |
Q4 2014 | 942.18 | 6.3 % | 1,447.80 | 10.3 % | (216.37) | 20.7 % |
2014 | 3,622.62 | 7.3 % | 5,507.58 | 7.8 % | (550.88) | 12.1 % |
Q1 2015 | 979.64 | 14.3 % | 1,503.23 | 14.9 % | (137.09) | (29.3 %) |
Q2 2015 | 969.88 | 7.3 % | 1,502.33 | 8.4 % | (135.75) | (27.4 %) |
Q3 2015 | 994.54 | 8.2 % | 1,470.28 | 7.7 % | (130.61) | (7.1 %) |
Q4 2015 | 900.78 | (4.4 %) | 1,305.70 | (9.8 %) | (172.05) | 20.5 % |
2015 | 3,844.84 | 6.1 % | 5,781.13 | 5.0 % | (575.50) | (4.5 %) |
Q1 2016 | 961.68 | (1.8 %) | 1,447.29 | (3.7 %) | (124.78) | 9.0 % |
Q2 2016 | 1,086.22 | 12.0 % | 1,517.60 | 1.0 % | (140.53) | (3.5 %) |
Q3 2016 | 1,066.96 | 7.3 % | 1,493.97 | 1.6 % | (195.83) | (49.9 %) |
Q4 2016 | 1,030.63 | 14.4 % | 1,395.27 | 6.9 % | (265.00) | (54.0 %) |
2016 | 4,145.49 | 7.8 % | 5,854.14 | 1.3 % | (726.14) | (26.2 %) |
Q1 2017 | 1,068.92 | 11.2 % | 1,480.58 | 2.3 % | (176.90) | (41.8 %) |
Q2 2017 | 1,215.37 | 11.9 % | 1,635.96 | 7.8 % | (266.68) | (89.8 %) |
Q3 2017 | 1,183.94 | 11.0 % | 1,676.75 | 12.2 % | (327.63) | (67.3 %) |
Q4 2017 | 1,196.53 | 16.1 % | 1,584.65 | 13.6 % | (377.58) | (42.5 %) |
2017 | 4,664.75 | 12.5 % | 6,377.94 | 8.9 % | (1,148.79) | (58.2 %) |
Q1 2018 | 1,194.12 | 11.7 % | 1,533.16 | 3.6 % | (174.86) | 1.2 % |
Q2 2018 | 1,271.67 | 4.6 % | 1,646.25 | 0.6 % | (174.37) | 34.6 % |
Q3 2018 | 1,322.57 | 11.7 % | 1,683.93 | 0.4 % | (241.82) | 26.2 % |
Q4 2018 | 1,363.08 | 13.9 % | 1,671.49 | 5.5 % | (407.28) | (7.9 %) |
2018 | 5,151.44 | 10.4 % | 6,534.82 | 2.5 % | (998.32) | 13.1 % |
Q1 2019 | 1,364.84 | 14.3 % | 1,633.15 | 6.5 % | (147.99) | 15.4 % |
Q2 2019 | 1,437.47 | 13.0 % | 1,733.94 | 5.3 % | (187.58) | (7.6 %) |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2009 | 3,456.28 | 3.1 % | 4,493.46 | 8.7 % | (526.58) | (773.5 %) |
2010 | 3,157.55 | (8.6 %) | 4,503.78 | 0.2 % | (964.41) | (83.1 %) |
2011 | 3,180.97 | 0.7 % | 4,541.46 | 0.8 % | (617.90) | 35.9 % |
2012 | 3,260.43 | 2.5 % | 4,756.82 | 4.7 % | (521.80) | 15.6 % |
2013 | 3,374.90 | 3.5 % | 5,109.55 | 7.4 % | (626.99) | (20.2 %) |
2014 | 3,622.62 | 7.3 % | 5,507.58 | 7.8 % | (550.88) | 12.1 % |
2015 | 3,844.84 | 6.1 % | 5,781.13 | 5.0 % | (575.50) | (4.5 %) |
2016 | 4,145.49 | 7.8 % | 5,854.14 | 1.3 % | (726.14) | (26.2 %) |
2017 | 4,664.75 | 12.5 % | 6,377.94 | 8.9 % | (1,148.79) | (58.2 %) |
2018 | 5,151.44 | 10.4 % | 6,534.82 | 2.5 % | (998.32) | 13.1 % |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | Earnings Per Share before unusual items |
---|---|---|---|---|---|---|
Q1 2010 | 633.68 | (8.8 %) | 0.32 | - | 633.68 | 0.32 |
Q2 2010 | 629.45 | (15.6 %) | 0.31 | - | 629.45 | 0.31 |
Q3 2010 | 346.50 | (45.3 %) | 0.17 | - | 346.50 | 0.17 |
Q4 2010 | 301.46 | 1.9 % | 0.15 | - | 301.46 | 0.15 |
2010 | 1,911.09 | (19.4 %) | 0.96 | - | 1,911.09 | 0.96 |
Q1 2011 | 587.40 | (7.3 %) | 0.29 | - | 587.40 | 0.29 |
Q2 2011 | 696.68 | 10.7 % | 0.35 | - | 696.68 | 0.35 |
Q3 2011 | 519.18 | 49.8 % | 0.26 | - | 519.18 | 0.26 |
Q4 2011 | 367.87 | 22.0 % | 0.18 | - | 367.87 | 0.18 |
2011 | 2,171.12 | 13.6 % | 1.09 | - | 2,171.12 | 1.09 |
Q1 2012 | 655.51 | 11.6 % | 0.33 | - | 655.51 | 0.33 |
Q2 2012 | 717.98 | 3.1 % | 0.36 | - | 717.98 | 0.36 |
Q3 2012 | 572.70 | 10.3 % | 0.29 | - | 572.70 | 0.29 |
Q4 2012 | 424.98 | 15.5 % | 0.21 | - | 424.98 | 0.21 |
2012 | 2,371.18 | 9.2 % | 1.19 | - | 2,371.18 | 1.19 |
Q1 2013 | 678.70 | 3.5 % | 0.34 | - | 678.70 | 0.34 |
Q2 2013 | 717.98 | 0.0 % | 0.36 | - | 717.98 | 0.36 |
Q3 2013 | 589.20 | 2.9 % | 0.29 | - | 589.20 | 0.29 |
Q4 2013 | 536.63 | 26.3 % | 0.27 | - | 536.63 | 0.27 |
2013 | 2,522.50 | 6.4 % | 1.26 | - | 2,522.50 | 1.26 |
Q1 2014 | 712.86 | 5.0 % | 0.36 | - | 712.86 | 0.36 |
Q2 2014 | 785.44 | 9.4 % | 0.39 | - | 785.44 | 0.39 |
Q3 2014 | 747.93 | 26.9 % | 0.37 | - | 747.93 | 0.37 |
Q4 2014 | 628.82 | 17.2 % | 0.31 | - | 628.82 | 0.31 |
2014 | 2,875.05 | 14.0 % | 1.44 | - | 2,875.05 | 1.44 |
Q1 2015 | 770.55 | 8.1 % | 0.39 | - | 770.55 | 0.39 |
Q2 2015 | 835.31 | 6.3 % | 0.42 | - | 835.31 | 0.42 |
Q3 2015 | 764.20 | 2.2 % | 0.38 | - | 764.20 | 0.38 |
Q4 2015 | 594.35 | (5.5 %) | 0.30 | - | 594.35 | 0.30 |
2015 | 2,964.42 | 3.1 % | 1.48 | - | 2,964.42 | 1.48 |
Q1 2016 | 749.19 | (2.8 %) | 0.37 | - | 749.19 | 0.37 |
Q2 2016 | 817.98 | (2.1 %) | 0.41 | - | 817.98 | 0.41 |
Q3 2016 | 721.67 | (5.6 %) | 0.36 | - | 721.67 | 0.36 |
Q4 2016 | 565.06 | (4.9 %) | 0.28 | - | 565.06 | 0.28 |
2016 | 2,853.90 | (3.7 %) | 1.43 | - | 2,853.90 | 1.43 |
Q1 2017 | 768.05 | 2.5 % | 0.38 | - | 768.05 | 0.38 |
Q2 2017 | 849.04 | 3.8 % | 0.42 | - | 849.04 | 0.42 |
Q3 2017 | 775.46 | 7.5 % | 0.39 | - | 775.46 | 0.39 |
Q4 2017 | 634.43 | 12.3 % | 0.32 | - | 634.43 | 0.32 |
2017 | 3,026.97 | 6.1 % | 1.51 | - | 3,026.97 | 1.51 |
Q1 2018 | 664.38 | (13.5 %) | 0.33 | - | 664.38 | 0.33 |
Q2 2018 | 747.22 | (12.0 %) | 0.37 | - | 747.22 | 0.37 |
Q3 2018 | 731.11 | (5.7 %) | 0.37 | - | 731.11 | 0.37 |
Q4 2018 | 1,826.30 | 187.9 % | 0.91 | 1,113.26 | 713.04 | 0.36 |
2018 | 3,969.01 | 31.1 % | 1.98 | 1,113.26 | 2,855.75 | 1.43 |
Q1 2019 | 778.97 | 17.2 % | 0.39 | - | 778.97 | 0.39 |
Q2 2019 | 894.24 | 19.7 % | 0.45 | - | 894.24 | 0.45 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | Earnings Per Share before unusual items |
---|---|---|---|---|---|---|
2009 | 2,370.01 | (4.7 %) | 1.19 | - | 2,370.01 | 1.19 |
2010 | 1,911.09 | (19.4 %) | 0.96 | - | 1,911.09 | 0.96 |
2011 | 2,171.12 | 13.6 % | 1.09 | - | 2,171.12 | 1.09 |
2012 | 2,371.18 | 9.2 % | 1.19 | - | 2,371.18 | 1.19 |
2013 | 2,522.50 | 6.4 % | 1.26 | - | 2,522.50 | 1.26 |
2014 | 2,875.05 | 14.0 % | 1.44 | - | 2,875.05 | 1.44 |
2015 | 2,964.42 | 3.1 % | 1.48 | - | 2,964.42 | 1.48 |
2016 | 2,853.90 | (3.7 %) | 1.43 | - | 2,853.90 | 1.43 |
2017 | 3,026.97 | 6.1 % | 1.51 | - | 3,026.97 | 1.51 |
2018 | 3,969.01 | 31.1 % | 1.98 | 1,113.26 | 2,855.75 | 1.43 |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2010 | 2.08 % | 17.11 % | 75.03 % |
Q2 2010 | 1.98 % | 15.46 % | 73.98 % |
Q3 2010 | 1.79 % | 12.83 % | 71.60 % |
Q4 2010 | 1.69 % | 12.89 % | 70.11 % |
2010 | 1.69 % | 12.89 % | 70.11 % |
Q1 2011 | 1.62 % | 12.59 % | 70.08 % |
Q2 2011 | 1.80 % | 12.35 % | 70.07 % |
Q3 2011 | 1.93 % | 13.03 % | 69.88 % |
Q4 2011 | 1.86 % | 13.61 % | 70.04 % |
2011 | 1.86 % | 13.61 % | 70.04 % |
Q1 2012 | 1.82 % | 14.10 % | 68.34 % |
Q2 2012 | 1.97 % | 13.57 % | 67.74 % |
Q3 2012 | 1.91 % | 13.48 % | 68.48 % |
Q4 2012 | 1.87 % | 13.77 % | 68.54 % |
2012 | 1.87 % | 13.77 % | 68.54 % |
Q1 2013 | 1.85 % | 13.97 % | 67.56 % |
Q2 2013 | 1.87 % | 13.52 % | 67.32 % |
Q3 2013 | 1.83 % | 13.13 % | 66.90 % |
Q4 2013 | 1.84 % | 13.68 % | 66.05 % |
2013 | 1.84 % | 13.68 % | 66.05 % |
Q1 2014 | 1.80 % | 13.75 % | 67.12 % |
Q2 2014 | 1.88 % | 13.63 % | 66.84 % |
Q3 2014 | 1.93 % | 14.00 % | 66.38 % |
Q4 2014 | 1.90 % | 14.49 % | 65.78 % |
2014 | 1.90 % | 14.49 % | 65.78 % |
Q1 2015 | 1.86 % | 14.50 % | 65.68 % |
Q2 2015 | 1.93 % | 14.32 % | 65.49 % |
Q3 2015 | 1.91 % | 14.05 % | 65.61 % |
Q4 2015 | 1.77 % | 13.95 % | 66.50 % |
2015 | 1.77 % | 13.95 % | 66.51 % |
Q1 2016 | 1.78 % | 13.77 % | 66.84 % |
Q2 2016 | 1.76 % | 13.49 % | 68.69 % |
Q3 2016 | 1.74 % | 13.01 % | 69.66 % |
Q4 2016 | 1.68 % | 12.65 % | 70.81 % |
2016 | 1.68 % | 12.65 % | 70.81 % |
Q1 2017 | 1.71 % | 12.73 % | 72.23 % |
Q2 2017 | 1.72 % | 12.74 % | 72.96 % |
Q3 2017 | 1.79 % | 12.72 % | 72.70 % |
Q4 2017 | 1.77 % | 12.72 % | 73.14 % |
2017 | 1.77 % | 12.72 % | 73.14 % |
Q1 2018 | 1.74 % | 12.24 % | 74.49 % |
Q2 2018 | 1.67 % | 11.68 % | 75.24 % |
Q3 2018 | 1.66 % | 11.37 % | 77.31 % |
Q4 2018 | 2.27 % | 15.60 % | 78.83 % |
2018 | 2.27 % | 15.60 % | 78.83 % |
Q1 2019 | 2.42 % | 16.02 % | 80.22 % |
Q2 2019 | 2.50 % | 16.24 % | 81.64 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2009 | 2.05 % | 17.53 % | 76.92 % |
2010 | 1.69 % | 12.89 % | 70.11 % |
2011 | 1.86 % | 13.61 % | 70.04 % |
2012 | 1.87 % | 13.77 % | 68.54 % |
2013 | 1.84 % | 13.68 % | 66.05 % |
2014 | 1.90 % | 14.49 % | 65.78 % |
2015 | 1.77 % | 13.95 % | 66.51 % |
2016 | 1.68 % | 12.65 % | 70.81 % |
2017 | 1.77 % | 12.72 % | 73.14 % |
2018 | 2.27 % | 15.60 % | 78.83 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2010 | 110.06 | (2.1 %) | 77.65 | (8.1 %) | 65.44 | (10.1 %) |
Q2 2010 | 106.21 | (7.7 %) | 78.35 | (8.1 %) | 64.79 | (9.0 %) |
Q3 2010 | 101.37 | (9.4 %) | 77.38 | (3.9 %) | 65.28 | (5.1 %) |
Q4 2010 | 116.03 | 5.2 % | 84.20 | 1.8 % | 66.20 | (0.9 %) |
Q1 2011 | 120.49 | 9.5 % | 88.48 | 13.9 % | 67.32 | 2.9 % |
Q2 2011 | 109.04 | 2.7 % | 84.52 | 7.9 % | 69.09 | 6.6 % |
Q3 2011 | 116.67 | 15.1 % | 85.77 | 10.8 % | 71.69 | 9.8 % |
Q4 2011 | 117.57 | 1.3 % | 87.86 | 4.3 % | 72.84 | 10.0 % |
Q1 2012 | 125.42 | 4.1 % | 90.69 | 2.5 % | 75.57 | 12.3 % |
Q2 2012 | 120.39 | 10.4 % | 94.82 | 12.2 % | 80.74 | 16.9 % |
Q3 2012 | 125.35 | 7.4 % | 98.27 | 14.6 % | 83.65 | 16.7 % |
Q4 2012 | 136.64 | 16.2 % | 107.56 | 22.4 % | 86.33 | 18.5 % |
Q1 2013 | 133.67 | 6.6 % | 109.09 | 20.3 % | 85.97 | 13.8 % |
Q2 2013 | 136.12 | 13.1 % | 103.02 | 8.7 % | 85.54 | 5.9 % |
Q3 2013 | 137.89 | 10.0 % | 105.21 | 7.1 % | 86.11 | 2.9 % |
Q4 2013 | 137.94 | 0.9 % | 106.37 | (1.1 %) | 88.46 | 2.5 % |
Q1 2014 | 150.50 | 12.6 % | 117.54 | 7.7 % | 87.42 | 1.7 % |
Q2 2014 | 142.67 | 4.8 % | 109.19 | 6.0 % | 91.74 | 7.2 % |
Q3 2014 | 149.94 | 8.7 % | 114.69 | 9.0 % | 96.04 | 11.5 % |
Q4 2014 | 164.67 | 19.4 % | 129.63 | 21.9 % | 103.72 | 17.3 % |
Q1 2015 | 164.79 | 9.5 % | 131.23 | 11.6 % | 108.85 | 24.5 % |
Q2 2015 | 166.43 | 16.7 % | 132.42 | 21.3 % | 111.49 | 21.5 % |
Q3 2015 | 164.86 | 10.0 % | 132.60 | 15.6 % | 113.28 | 17.9 % |
Q4 2015 | 170.42 | 3.5 % | 135.76 | 4.7 % | 115.66 | 11.5 % |
Q1 2016 | 166.59 | 1.1 % | 132.03 | 0.6 % | 116.04 | 6.6 % |
Q2 2016 | 166.58 | 0.1 % | 129.16 | (2.5 %) | 117.88 | 5.7 % |
Q3 2016 | 167.26 | 1.5 % | 128.24 | (3.3 %) | 115.62 | 2.1 % |
Q4 2016 | 170.01 | (0.2 %) | 135.91 | 0.1 % | 115.51 | (0.1 %) |
Q1 2017 | 168.43 | 1.1 % | 131.84 | (0.1 %) | 116.04 | 0.0 % |
Q2 2017 | 171.03 | 2.7 % | 130.75 | 1.2 % | 114.88 | (2.5 %) |
Q3 2017 | 163.64 | (2.2 %) | 128.55 | 0.2 % | 115.93 | 0.3 % |
Q4 2017 | 171.70 | 1.0 % | 136.05 | 0.1 % | 114.54 | (0.8 %) |
Q1 2018 | 168.40 | 0.0 % | 130.03 | (1.4 %) | 113.06 | (2.6 %) |
Q2 2018 | 167.85 | (1.9 %) | 129.24 | (1.2 %) | 117.49 | 2.3 % |
Q3 2018 | 170.03 | 3.9 % | 130.97 | 1.9 % | 120.49 | 3.9 % |
Q4 2018 | 178.35 | 3.9 % | 142.06 | 4.4 % | 121.04 | 5.7 % |
Q1 2019 | 168.68 | 0.2 % | 130.31 | 0.2 % | 120.19 | 6.3 % |
Q2 2019 | 170.90 | 1.8 % | 131.91 | 2.1 % | 119.75 | 1.9 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2010 | 110.06 | (2.1 %) | 77.65 | (8.1 %) | 65.44 | (10.1 %) |
6m 2010 | 106.21 | (7.7 %) | 78.35 | (8.1 %) | 64.79 | (9.0 %) |
9m 2010 | 101.37 | (9.4 %) | 77.38 | (3.9 %) | 65.28 | (5.1 %) |
12m 2010 | 116.03 | 5.2 % | 84.20 | 1.8 % | 66.20 | (0.9 %) |
3m 2011 | 120.49 | 9.5 % | 88.48 | 13.9 % | 67.32 | 2.9 % |
6m 2011 | 109.04 | 2.7 % | 84.52 | 7.9 % | 69.09 | 6.6 % |
9m 2011 | 116.67 | 15.1 % | 85.77 | 10.8 % | 71.69 | 9.8 % |
12m 2011 | 117.57 | 1.3 % | 87.86 | 4.3 % | 72.84 | 10.0 % |
3m 2012 | 125.42 | 4.1 % | 90.69 | 2.5 % | 75.57 | 12.3 % |
6m 2012 | 120.39 | 10.4 % | 94.82 | 12.2 % | 80.74 | 16.9 % |
9m 2012 | 125.35 | 7.4 % | 98.27 | 14.6 % | 83.65 | 16.7 % |
12m 2012 | 136.64 | 16.2 % | 107.56 | 22.4 % | 86.33 | 18.5 % |
3m 2013 | 133.67 | 6.6 % | 109.09 | 20.3 % | 85.97 | 13.8 % |
6m 2013 | 136.12 | 13.1 % | 103.02 | 8.7 % | 85.54 | 5.9 % |
9m 2013 | 137.89 | 10.0 % | 105.21 | 7.1 % | 86.11 | 2.9 % |
12m 2013 | 137.94 | 0.9 % | 106.37 | (1.1 %) | 88.46 | 2.5 % |
3m 2014 | 150.50 | 12.6 % | 117.54 | 7.7 % | 87.42 | 1.7 % |
6m 2014 | 142.67 | 4.8 % | 109.19 | 6.0 % | 91.74 | 7.2 % |
9m 2014 | 149.94 | 8.7 % | 114.69 | 9.0 % | 96.04 | 11.5 % |
12m 2014 | 164.67 | 19.4 % | 129.63 | 21.9 % | 103.72 | 17.3 % |
3m 2015 | 164.79 | 9.5 % | 131.23 | 11.6 % | 108.85 | 24.5 % |
6m 2015 | 166.43 | 16.7 % | 132.42 | 21.3 % | 111.49 | 21.5 % |
9m 2015 | 164.86 | 10.0 % | 132.60 | 15.6 % | 113.28 | 17.9 % |
12m 2015 | 170.42 | 3.5 % | 135.76 | 4.7 % | 115.66 | 11.5 % |
3m 2016 | 166.59 | 1.1 % | 132.03 | 0.6 % | 116.04 | 6.6 % |
6m 2016 | 166.58 | 0.1 % | 129.16 | (2.5 %) | 117.88 | 5.7 % |
9m 2016 | 167.26 | 1.5 % | 128.24 | (3.3 %) | 115.62 | 2.1 % |
12m 2016 | 170.01 | (0.2 %) | 135.91 | 0.1 % | 115.51 | (0.1 %) |
3m 2017 | 168.43 | 1.1 % | 131.84 | (0.1 %) | 116.04 | 0.0 % |
6m 2017 | 171.03 | 2.7 % | 130.75 | 1.2 % | 114.88 | (2.5 %) |
9m 2017 | 163.64 | (2.2 %) | 128.55 | 0.2 % | 115.93 | 0.3 % |
12m 2017 | 171.70 | 1.0 % | 136.05 | 0.1 % | 114.54 | (0.8 %) |
3m 2018 | 168.40 | 0.0 % | 130.03 | (1.4 %) | 113.06 | (2.6 %) |
6m 2018 | 167.85 | (1.9 %) | 129.24 | (1.2 %) | 117.49 | 2.3 % |
9m 2018 | 170.03 | 3.9 % | 130.97 | 1.9 % | 120.49 | 3.9 % |
12m 2018 | 178.35 | 3.9 % | 142.06 | 4.4 % | 121.04 | 5.7 % |
3m 2019 | 168.68 | 0.2 % | 130.31 | 0.2 % | 120.19 | 6.3 % |
6m 2019 | 170.90 | 1.8 % | 131.91 | 2.1 % | 119.75 | 1.9 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2009 | 110.30 | (9.1 %) | 82.68 | (10.9 %) | 66.81 | (10.5 %) |
2010 | 116.03 | 5.2 % | 84.20 | 1.8 % | 66.20 | (0.9 %) |
2011 | 117.57 | 1.3 % | 87.86 | 4.3 % | 72.84 | 10.0 % |
2012 | 136.64 | 16.2 % | 107.56 | 22.4 % | 86.33 | 18.5 % |
2013 | 137.94 | 0.9 % | 106.37 | (1.1 %) | 88.46 | 2.5 % |
2014 | 164.67 | 19.4 % | 129.63 | 21.9 % | 103.72 | 17.3 % |
2015 | 170.42 | 3.5 % | 135.76 | 4.7 % | 115.66 | 11.5 % |
2016 | 170.01 | (0.2 %) | 135.91 | 0.1 % | 115.51 | (0.1 %) |
2017 | 171.70 | 1.0 % | 136.05 | 0.1 % | 114.54 | (0.8 %) |
2018 | 178.35 | 3.9 % | 142.06 | 4.4 % | 121.04 | 5.7 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2010 | 70.56 % | 59.46 % | 84.28 % |
Q2 2010 | 73.77 % | 61.00 % | 82.69 % |
Q3 2010 | 76.33 % | 64.40 % | 84.37 % |
Q4 2010 | 72.56 % | 57.05 % | 78.63 % |
Q1 2011 | 73.44 % | 55.87 % | 76.08 % |
Q2 2011 | 77.51 % | 63.36 % | 81.74 % |
Q3 2011 | 73.52 % | 61.45 % | 83.59 % |
Q4 2011 | 74.73 % | 61.96 % | 82.91 % |
Q1 2012 | 72.31 % | 60.26 % | 83.33 % |
Q2 2012 | 78.76 % | 67.06 % | 85.15 % |
Q3 2012 | 78.40 % | 66.74 % | 85.12 % |
Q4 2012 | 78.72 % | 63.18 % | 80.26 % |
Q1 2013 | 81.61 % | 64.31 % | 78.81 % |
Q2 2013 | 75.68 % | 62.84 % | 83.03 % |
Q3 2013 | 76.30 % | 62.45 % | 81.85 % |
Q4 2013 | 77.12 % | 64.13 % | 83.16 % |
Q1 2014 | 78.10 % | 58.08 % | 74.37 % |
Q2 2014 | 76.53 % | 64.30 % | 84.02 % |
Q3 2014 | 76.49 % | 64.06 % | 83.74 % |
Q4 2014 | 78.72 % | 62.99 % | 80.01 % |
Q1 2015 | 79.63 % | 66.06 % | 82.95 % |
Q2 2015 | 79.57 % | 66.99 % | 84.20 % |
Q3 2015 | 80.43 % | 68.71 % | 85.43 % |
Q4 2015 | 79.66 % | 67.86 % | 85.19 % |
Q1 2016 | 79.25 % | 69.66 % | 87.89 % |
Q2 2016 | 77.54 % | 70.76 % | 91.26 % |
Q3 2016 | 76.67 % | 69.13 % | 90.17 % |
Q4 2016 | 79.94 % | 67.94 % | 84.99 % |
Q1 2017 | 78.27 % | 68.90 % | 88.02 % |
Q2 2017 | 76.45 % | 67.17 % | 87.87 % |
Q3 2017 | 78.55 % | 70.84 % | 90.19 % |
Q4 2017 | 79.24 % | 66.71 % | 84.19 % |
Q1 2018 | 77.21 % | 67.14 % | 86.95 % |
Q2 2018 | 77.00 % | 70.00 % | 90.91 % |
Q3 2018 | 77.03 % | 70.86 % | 92.00 % |
Q4 2018 | 79.65 % | 67.86 % | 85.20 % |
Q1 2019 | 77.25 % | 71.25 % | 92.23 % |
Q2 2019 | 77.19 % | 70.07 % | 90.78 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2009 | 74.96 % | 60.57 % | 80.81 % |
2010 | 72.56 % | 57.05 % | 78.63 % |
2011 | 74.73 % | 61.96 % | 82.91 % |
2012 | 78.72 % | 63.18 % | 80.26 % |
2013 | 77.12 % | 64.13 % | 83.16 % |
2014 | 78.72 % | 62.99 % | 80.01 % |
2015 | 79.66 % | 67.86 % | 85.19 % |
2016 | 79.94 % | 67.94 % | 84.99 % |
2017 | 79.24 % | 66.71 % | 84.19 % |
2018 | 79.65 % | 67.86 % | 85.20 % |
Period | Shares Outstanding (M) | EPS (Riyal) | Earnings Per Share before unusual items (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2010 | 2,000.00 | 1.15 | 1.15 | - | 7.24 |
Q2 2010 | 2,000.00 | 1.10 | 1.10 | - | 7.58 |
Q3 2010 | 2,000.00 | 0.95 | 0.95 | - | 7.87 |
Q4 2010 | 2,000.00 | 0.96 | 0.96 | - | 7.65 |
Q1 2011 | 2,000.00 | 0.93 | 0.93 | - | 7.57 |
Q2 2011 | 2,000.00 | 0.97 | 0.97 | - | 8.07 |
Q3 2011 | 2,000.00 | 1.05 | 1.05 | - | 8.28 |
Q4 2011 | 2,000.00 | 1.09 | 1.09 | - | 8.31 |
Q1 2012 | 2,000.00 | 1.12 | 1.12 | - | 8.31 |
Q2 2012 | 2,000.00 | 1.13 | 1.13 | - | 8.59 |
Q3 2012 | 2,000.00 | 1.16 | 1.16 | - | 8.88 |
Q4 2012 | 2,000.00 | 1.19 | 1.19 | - | 8.90 |
Q1 2013 | 2,000.00 | 1.20 | 1.20 | - | 8.83 |
Q2 2013 | 2,000.00 | 1.20 | 1.20 | - | 9.11 |
Q3 2013 | 2,000.00 | 1.21 | 1.21 | - | 9.48 |
Q4 2013 | 2,000.00 | 1.26 | 1.26 | - | 9.54 |
Q1 2014 | 2,000.00 | 1.28 | 1.28 | - | 9.77 |
Q2 2014 | 2,000.00 | 1.31 | 1.31 | - | 10.14 |
Q3 2014 | 2,000.00 | 1.39 | 1.39 | - | 10.41 |
Q4 2014 | 2,000.00 | 1.44 | 1.44 | - | 10.30 |
Q1 2015 | 2,000.00 | 1.47 | 1.47 | - | 10.46 |
Q2 2015 | 2,000.00 | 1.49 | 1.49 | - | 10.69 |
Q3 2015 | 2,000.00 | 1.50 | 1.50 | - | 10.93 |
Q4 2015 | 2,000.00 | 1.48 | 1.48 | - | 10.95 |
Q1 2016 | 2,000.00 | 1.47 | 1.47 | - | 10.90 |
Q2 2016 | 2,000.00 | 1.46 | 1.46 | - | 10.99 |
Q3 2016 | 2,000.00 | 1.44 | 1.44 | - | 11.22 |
Q4 2016 | 2,000.00 | 1.43 | 1.43 | - | 11.62 |
Q1 2017 | 2,000.00 | 1.44 | 1.44 | - | 11.66 |
Q2 2017 | 2,000.00 | 1.45 | 1.45 | - | 11.80 |
Q3 2017 | 2,000.00 | 1.48 | 1.48 | - | 12.02 |
Q4 2017 | 2,000.00 | 1.51 | 1.51 | - | 12.18 |
Q1 2018 | 2,000.00 | 1.46 | 1.46 | - | 12.23 |
Q2 2018 | 2,000.00 | 1.41 | 1.41 | - | 12.36 |
Q3 2018 | 2,000.00 | 1.39 | 1.39 | - | 12.39 |
Q4 2018 | 2,000.00 | 1.98 | 1.43 | - | 13.26 |
Q1 2019 | 2,000.00 | 2.04 | 1.49 | - | 13.25 |
Q2 2019 | 2,000.00 | 2.12 | 1.56 | - | 13.70 |
Period | Shares Outstanding (M) | EPS (Riyal) | Earnings Per Share before unusual items (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2009 | 2,000.00 | 1.19 | 1.19 | - | 7.18 |
2010 | 2,000.00 | 0.96 | 0.96 | - | 7.65 |
2011 | 2,000.00 | 1.09 | 1.09 | - | 8.31 |
2012 | 2,000.00 | 1.19 | 1.19 | - | 8.90 |
2013 | 2,000.00 | 1.26 | 1.26 | - | 9.54 |
2014 | 2,000.00 | 1.44 | 1.44 | - | 10.30 |
2015 | 2,000.00 | 1.48 | 1.48 | - | 10.95 |
2016 | 2,000.00 | 1.43 | 1.43 | - | 11.62 |
2017 | 2,000.00 | 1.51 | 1.51 | - | 12.18 |
2018 | 2,000.00 | 1.98 | 1.43 | - | 13.26 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2010 | 12.85 | 12.85 | 2.05 |
Q2 2010 | 11.92 | 11.92 | 1.72 |
Q3 2010 | 14.16 | 14.16 | 1.71 |
Q4 2010 | 12.80 | 12.80 | 1.60 |
Q1 2011 | 15.86 | 15.86 | 1.95 |
Q2 2011 | 12.94 | 12.94 | 1.55 |
Q3 2011 | 11.23 | 11.23 | 1.43 |
Q4 2011 | 10.77 | 10.77 | 1.41 |
Q1 2012 | 12.79 | 12.79 | 1.72 |
Q2 2012 | 9.78 | 9.78 | 1.29 |
Q3 2012 | 9.77 | 9.77 | 1.27 |
Q4 2012 | 9.47 | 9.47 | 1.26 |
Q1 2013 | 9.47 | 9.47 | 1.29 |
Q2 2013 | 10.86 | 10.86 | 1.43 |
Q3 2013 | 10.72 | 10.72 | 1.36 |
Q4 2013 | 10.38 | 10.38 | 1.37 |
Q1 2014 | 11.73 | 11.73 | 1.54 |
Q2 2014 | 10.47 | 10.47 | 1.36 |
Q3 2014 | 12.21 | 12.21 | 1.63 |
Q4 2014 | 10.60 | 10.60 | 1.48 |
Q1 2015 | 10.97 | 10.97 | 1.54 |
Q2 2015 | 11.07 | 11.07 | 1.54 |
Q3 2015 | 9.06 | 9.06 | 1.24 |
Q4 2015 | 7.94 | 7.94 | 1.08 |
Q1 2016 | 6.57 | 6.57 | 0.89 |
Q2 2016 | 6.61 | 6.61 | 0.88 |
Q3 2016 | 5.38 | 5.38 | 0.69 |
Q4 2016 | 7.74 | 7.74 | 0.95 |
Q1 2017 | 6.92 | 6.92 | 0.85 |
Q2 2017 | 7.71 | 7.71 | 0.95 |
Q3 2017 | 8.13 | 8.13 | 1.00 |
Q4 2017 | 8.16 | 8.16 | 1.01 |
Q1 2018 | 10.01 | 10.01 | 1.20 |
Q2 2018 | 11.34 | 11.34 | 1.29 |
Q3 2018 | 11.89 | 11.89 | 1.33 |
Q4 2018 | 8.04 | 11.17 | 1.20 |
Q1 2019 | 9.08 | 12.49 | 1.40 |
Q2 2019 | 9.18 | 12.46 | 1.42 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2009 | 11.61 | 11.61 | 1.91 |
2010 | 12.80 | 12.80 | 1.60 |
2011 | 10.77 | 10.77 | 1.41 |
2012 | 9.47 | 9.47 | 1.26 |
2013 | 10.38 | 10.38 | 1.37 |
2014 | 10.60 | 10.60 | 1.48 |
2015 | 7.94 | 7.94 | 1.08 |
2016 | 7.74 | 7.74 | 0.95 |
2017 | 8.16 | 8.16 | 1.01 |
2018 | 8.04 | 11.17 | 1.20 |
Q2 2019
2019
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
Q1 2010 | 526.50 | 305.46 | 125.20 | 20.22 | 147.32 |
Q2 2010 | 542.18 | 310.32 | 130.39 | 31.36 | 100.63 |
Q3 2010 | 519.05 | 297.56 | 184.23 | 18.70 | 109.96 |
Q4 2010 | 582.63 | 339.64 | 97.87 | 24.80 | 89.76 |
Q1 2011 | 542.94 | 353.61 | 87.72 | 31.53 | 98.25 |
Q2 2011 | 544.10 | 350.06 | 120.51 | 43.02 | 100.53 |
Q3 2011 | 554.56 | 374.86 | 96.06 | 22.44 | 98.15 |
Q4 2011 | 552.47 | 350.77 | 112.92 | 30.05 | 76.93 |
Q1 2012 | 547.54 | 329.65 | 237.29 | 48.44 | 32.78 |
Q2 2012 | 555.96 | 444.51 | 202.41 | 37.80 | 14.38 |
Q3 2012 | 509.80 | 364.10 | 249.29 | 30.80 | 33.75 |
Q4 2012 | 532.18 | 369.68 | 185.00 | 22.76 | 8.72 |
Q1 2013 | 523.63 | 427.43 | 228.21 | 38.76 | 50.26 |
Q2 2013 | 534.81 | 450.71 | 206.27 | 26.70 | 44.89 |
Q3 2013 | 525.95 | 443.62 | 245.12 | 23.96 | 26.13 |
Q4 2013 | 509.06 | 459.47 | 293.01 | 23.01 | 28.53 |
Q1 2014 | 530.00 | 494.40 | 228.30 | 30.29 | 25.77 |
Q2 2014 | 572.57 | 487.50 | 241.95 | 36.78 | 46.72 |
Q3 2014 | 518.30 | 538.93 | 209.30 | 32.05 | 66.92 |
Q4 2014 | 557.14 | 584.24 | 204.62 | 36.03 | 65.77 |
Q1 2015 | 604.48 | 582.76 | 217.31 | 32.57 | 66.11 |
Q2 2015 | 618.24 | 562.31 | 222.91 | 43.47 | 55.41 |
Q3 2015 | 574.99 | 588.74 | 212.73 | 24.16 | 69.25 |
Q4 2015 | 492.59 | 501.26 | 200.27 | 40.69 | 70.89 |
Q1 2016 | 576.61 | 486.44 | 240.27 | 34.88 | 109.09 |
Q2 2016 | 604.07 | 545.00 | 277.04 | 35.39 | 56.11 |
Q3 2016 | 649.47 | 555.45 | 283.15 | 30.10 | (24.20) |
Q4 2016 | 501.36 | 421.55 | 232.26 | 72.18 | 167.92 |
Q1 2017 | 586.10 | 574.33 | 246.87 | 38.21 | 35.07 |
Q2 2017 | 615.57 | 638.56 | 264.29 | 44.64 | 72.91 |
Q3 2017 | 576.27 | 615.68 | 381.47 | 40.92 | 62.41 |
Q4 2017 | 611.91 | 615.33 | 244.65 | 43.90 | 68.86 |
Q1 2018 | 567.34 | 617.26 | 225.52 | 44.33 | 78.71 |
Q2 2018 | 582.69 | 589.89 | 308.47 | 60.70 | 104.50 |
Q3 2018 | 614.40 | 595.99 | 329.77 | 43.99 | 99.78 |
Q4 2018 | 692.39 | 667.69 | 212.00 | 59.36 | 40.05 |
Q1 2019 | 618.63 | 629.79 | 272.89 | 22.09 | 89.75 |
Q2 2019 | 703.72 | 638.40 | 299.62 | 27.29 | 64.92 |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
2009 | 2,120.83 | 1,235.27 | 606.48 | 122.55 | 408.33 |
2010 | 2,170.36 | 1,252.97 | 537.70 | 95.08 | 447.67 |
2011 | 2,194.07 | 1,429.30 | 417.21 | 127.04 | 373.85 |
2012 | 2,145.47 | 1,507.93 | 873.98 | 139.80 | 89.63 |
2013 | 2,093.44 | 1,781.24 | 972.62 | 112.43 | 149.82 |
2014 | 2,178.01 | 2,105.07 | 884.17 | 135.15 | 205.18 |
2015 | 2,290.30 | 2,235.07 | 853.22 | 140.89 | 261.66 |
2016 | 2,331.50 | 2,008.45 | 1,032.72 | 172.55 | 308.92 |
2017 | 2,389.85 | 2,443.90 | 1,137.28 | 167.67 | 239.25 |
2018 | 2,456.82 | 2,470.83 | 1,075.77 | 208.38 | 323.03 |
Item | Q2 2019 (e) | Q2 2019 (net income) | Change | Q2 2019 (before unusual items) | Change |
---|---|---|---|---|---|
Average | 937.50 | 894.24 | (4.6 %) | 894.24 | (4.6 %) |
Item | Q2 2019 (e) | Q2 2019 (net income) | Change | Q2 2019 (before unusual items) | Change |
---|---|---|---|---|---|
OSOOL AND BAKHEET | 925.00 | 894.24 | (3.3) % | 894.24 | (3.3) % |
Riyad Capital | 950.00 | 894.24 | (5.9) % | 894.24 | (5.9) % |
Current | |
Market Cap (M Riyal) | 43,960.00 |
Shares Outstanding ((M)) | 2,000.00 |
EPS ( Riyal) (TTM) | 2.52 |
EPS Diluted ( Riyal) (TTM) | 2.51 |
Book Value (BV) ( Riyal) | 20.92 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 8.53 |
P/E (TTM) | 8.73 |
Price/book | 1.05 |
Return on Average Assets (%) (TTM) | 2.0 |
Return on Average Equity (%) (TTM) | 13.0 |
Be the first to comment
Argaam Investment Company has updated the Privacy Policy of its services and digital platforms. Know more about our Privacy Policy here.
Argaam uses cookies to personalize content, to provide social media features and analyze traffic, that we might also share with third parties. You consent to our cookies if you use this website
Comments Analysis: