Financial Results : Riyad Bank net profit rises 13% to SAR 2.865 bln in H1 2021

Riyad Bank net profit rises 13% to SAR 2.865 bln in H1 2021

01/08/2021 Argaam Exclusive

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Riyad Bank reported a net profit of SAR 2.865 billion in the first half of 2021, up 13% from SAR 2.539 billion in the prior-year period.

 

The strong performance was driven by higher total operating income and lower total operating expenses. Total operating income increased 3.7% year-on-year (YoY) due to an increase in net special commission income, gains on disposal of non-trading investments, as well as net fee and commission income.

 

Total operating expenses decreased by 7.2% YoY, mainly due to lower impairment charges for credit losses and other financial assets.



Financials (M)

Item 6m 2020 6m 2021 Change‬
Net Special Commission Income 4,105.07 4,241.83 3.3 %
Operating Income 5,594.43 5,801.92 3.7 %
Total Provisions (873.39) (478.72) 45.2 %
Net Income 2,539.48 2,865.22 12.8 %
Average Shares 3,000.00 3,000.00 -
Earnings Per Share before unusual items (Riyals) 0.85 0.96 12.8 %
EPS (Riyals) 0.85 0.96 12.8 %
EPS Diluted (Riyals) 0.85 0.96 12.9 %


Current Quarter Comparison (M)

Compared With The
Item Q2 2020 Q2 2021 Change‬
Net Special Commission Income 2,115.75 2,146.02 1.4 %
Operating Income 2,708.95 2,978.09 9.9 %
Debt Provisions (569.99) (229.32) 59.8 %
Net Income 1,063.05 1,511.60 42.2 %
Average Shares 3,000.00 3,000.00 -
Earnings Per Share before unusual items (Riyals) 0.35 0.50 42.2 %
EPS (Riyals) 0.35 0.50 42.2 %
EPS Diluted (Riyal) 0.35 0.50 42.9 %

In Q2 2021, net profit after Zakat and tax climbed 42% YoY to SAR 1.512 billion, compared to SAR 1.06 billion a year earlier, backed by a 9.9% rise YoY in total operating income and a 16.4% YoY drop in total operating expenses.

 

On a sequential basis, net profit grew by 11.7% from SAR 1.35 billion.

Balance Sheet (B)

Item 6m 2020 6m 2021 Change‬
Assets 295.08 317.27 7.5 %
Customer Deposits 199.99 202.45 1.2 %
Loan 187.65 204.74 9.1 %


Financial results (Million)

Period Net Special Commission Income Change Operating Income Change Debt Provisions Change
Q1 2012 1,068.47 8.6 % 1,643.89 7.7 % (152.87) 4.6 %
Q2 2012 1,095.22 2.7 % 1,804.29 14.9 % (386.55) (342.0 %)
Q3 2012 1,117.21 5.0 % 1,667.72 6.1 % (327.28) (116.8 %)
Q4 2012 1,100.58 1.6 % 1,670.38 4.0 % (312.95) (19.0 %)
Q1 2013 1,089.59 2.0 % 1,724.64 4.9 % (191.13) (25.0 %)
Q2 2013 1,166.34 6.5 % 1,815.48 0.6 % (197.21) 49.0 %
Q3 2013 1,214.55 8.7 % 1,738.69 4.3 % (139.62) 57.3 %
Q4 2013 1,226.52 11.4 % 1,795.22 7.5 % (99.46) 68.2 %
Q1 2014 1,229.64 12.9 % 1,932.04 12.0 % (203.77) (6.6 %)
Q2 2014 1,256.38 7.7 % 2,094.96 15.4 % (262.98) (33.3 %)
Q3 2014 1,315.71 8.3 % 1,990.25 14.5 % (217.40) (55.7 %)
Q4 2014 1,328.51 8.3 % 1,994.52 11.1 % (215.92) (117.1 %)
Q1 2015 1,281.74 4.2 % 2,047.81 6.0 % (127.80) 37.3 %
Q2 2015 1,293.48 3.0 % 1,901.43 (9.2 %) (315.33) (19.9 %)
Q3 2015 1,261.05 (4.2 %) 1,862.11 (6.4 %) (358.11) (64.7 %)
Q4 2015 1,343.51 1.1 % 1,888.02 (5.3 %) (229.49) (6.3 %)
Q1 2016 1,267.32 (1.1 %) 1,786.17 (12.8 %) (104.82) 18.0 %
Q2 2016 1,360.12 5.2 % 2,026.99 6.6 % (85.11) 73.0 %
Q3 2016 1,320.55 4.7 % 1,854.88 (0.4 %) (335.22) 6.4 %
Q4 2016 1,353.05 0.7 % 1,833.24 (2.9 %) (761.26) (231.7 %)
Q1 2017 1,425.31 12.5 % 2,007.29 12.4 % (217.11) (107.1 %)
Q2 2017 1,473.21 8.3 % 1,983.91 (2.1 %) (371.45) (336.4 %)
Q3 2017 1,538.68 16.5 % 2,076.13 11.9 % (288.12) 14.0 %
Q4 2017 1,497.87 10.7 % 2,057.89 12.3 % (350.80) 53.9 %
Q1 2018 1,523.19 6.9 % 2,129.55 6.1 % (196.44) 9.5 %
Q2 2018 1,629.57 10.6 % 2,173.53 9.6 % (328.81) 11.5 %
Q3 2018 1,717.41 11.6 % 2,280.89 9.9 % (243.09) 15.6 %
Q4 2018 1,758.30 17.4 % 2,383.44 15.8 % (170.37) 51.4 %
Q1 2019 1,808.72 18.7 % 2,580.14 21.2 % (162.37) 17.3 %
Q2 2019 1,962.95 20.5 % 2,669.57 22.8 % (283.05) 13.9 %
Q3 2019 2,034.23 18.4 % 2,762.69 21.1 % (189.84) 21.9 %
Q4 2019 2,031.12 15.5 % 2,704.66 13.5 % (334.93) (96.6 %)
Q1 2020 1,989.32 10.0 % 2,885.48 11.8 % (303.40) (86.9 %)
Q2 2020 2,115.75 7.8 % 2,708.95 1.5 % (569.99) (101.4 %)
Q3 2020 2,072.67 1.9 % 2,820.99 2.1 % (466.07) (145.5 %)
Q4 2020 2,035.87 0.2 % 2,789.71 3.1 % (647.62) (93.4 %)
Q1 2021 2,095.80 5.4 % 2,823.83 (2.1 %) (249.40) 17.8 %
Q2 2021 2,146.02 1.4 % 2,978.09 9.9 % (229.32) 59.8 %


Profit Performance (Million)

Period Net Income Change EPS(Riyal) Extraordinary Income/Expense Net Profit Before Unusual Items Earnings Per Share before unusual items
Q1 2012 901.48 21.6 % 0.30 - 901.48 0.30
Q2 2012 914.40 9.4 % 0.30 - 914.40 0.30
Q3 2012 840.03 5.8 % 0.28 - 840.03 0.28
Q4 2012 810.13 4.2 % 0.27 - 810.13 0.27
Q1 2013 950.98 5.5 % 0.32 - 950.98 0.32
Q2 2013 967.91 5.9 % 0.32 - 967.91 0.32
Q3 2013 997.93 18.8 % 0.33 - 997.93 0.33
Q4 2013 1,030.29 27.2 % 0.34 - 1,030.29 0.34
Q1 2014 1,079.45 13.5 % 0.36 - 1,079.45 0.36
Q2 2014 1,136.26 17.4 % 0.38 - 1,136.26 0.38
Q3 2014 1,076.29 7.9 % 0.36 - 1,076.29 0.36
Q4 2014 1,060.41 2.9 % 0.35 - 1,060.41 0.35
Q1 2015 1,171.60 8.5 % 0.39 - 1,171.60 0.39
Q2 2015 1,128.23 (0.7 %) 0.38 266.60 861.63 0.29
Q3 2015 898.55 (16.5 %) 0.30 - 898.55 0.30
Q4 2015 851.10 (19.7 %) 0.28 - 851.10 0.28
Q1 2016 1,173.72 0.2 % 0.39 201.00 972.72 0.32
Q2 2016 1,145.98 1.6 % 0.38 - 1,145.98 0.38
Q3 2016 729.43 (18.8 %) 0.24 - 729.43 0.24
Q4 2016 293.37 (65.5 %) 0.10 - 293.37 0.10
Q1 2017 1,047.36 (10.8 %) 0.35 - 1,047.36 0.35
Q2 2017 847.92 (26.0 %) 0.28 - 847.92 0.28
Q3 2017 1,076.85 47.6 % 0.36 - 1,076.85 0.36
Q4 2017 973.88 232.0 % 0.32 - 973.88 0.32
Q1 2018 916.83 (12.5 %) 0.31 - 916.83 0.31
Q2 2018 842.49 (0.6 %) 0.28 - 842.49 0.28
Q3 2018 945.01 (12.2 %) 0.32 - 945.01 0.32
Q4 2018 387.75 (60.2 %) 0.13 (744.00) 1,131.75 0.38
Q1 2019 1,484.79 61.9 % 0.49 - 1,484.79 0.49
Q2 2019 1,499.75 78.0 % 0.50 - 1,499.75 0.50
Q3 2019 1,506.35 59.4 % 0.50 - 1,506.35 0.50
Q4 2019 1,111.18 186.6 % 0.37 - 1,111.18 0.37
Q1 2020 1,476.43 (0.6 %) 0.49 - 1,476.43 0.49
Q2 2020 1,063.05 (29.1 %) 0.35 - 1,063.05 0.35
Q3 2020 1,295.98 (14.0 %) 0.43 - 1,295.98 0.43
Q4 2020 879.54 (20.8 %) 0.29 - 879.54 0.29
2020 4,715.00 (15.8 %) 1.57 - 4,715.00 1.57
Q1 2021 1,353.62 (8.3 %) 0.45 - 1,353.62 0.45
Q2 2021 1,511.60 42.2 % 0.50 - 1,511.60 0.50

Profitability

Period Return On Average Assets Return on Average Equity Net Interest Income/Total Operating Income
Q1 2012 1.82 % 11.18 % 66.97 %
Q2 2012 1.89 % 11.16 % 65.03 %
Q3 2012 1.92 % 11.34 % 64.91 %
Q4 2012 1.87 % 11.16 % 64.56 %
Q1 2013 1.90 % 11.31 % 64.11 %
Q2 2013 1.92 % 11.40 % 65.04 %
Q3 2013 1.97 % 11.72 % 65.78 %
Q4 2013 2.00 % 11.99 % 66.40 %
Q1 2014 2.05 % 12.43 % 66.43 %
Q2 2014 2.09 % 12.97 % 65.17 %
Q3 2014 2.06 % 12.82 % 64.36 %
Q4 2014 2.07 % 12.54 % 64.03 %
Q1 2015 2.08 % 12.61 % 63.76 %
Q2 2015 2.03 % 12.61 % 65.79 %
Q3 2015 1.96 % 12.06 % 66.17 %
Q4 2015 1.85 % 11.24 % 67.28 %
Q1 2016 1.83 % 10.95 % 69.45 %
Q2 2016 1.81 % 11.00 % 69.18 %
Q3 2016 1.77 % 10.71 % 70.03 %
Q4 2016 1.52 % 9.09 % 70.67 %
Q1 2017 1.45 % 8.67 % 70.69 %
Q2 2017 1.31 % 7.88 % 72.56 %
Q3 2017 1.48 % 8.74 % 73.29 %
Q4 2017 1.82 % 10.44 % 73.05 %
Q1 2018 1.77 % 10.43 % 73.15 %
Q2 2018 1.75 % 10.36 % 73.36 %
Q3 2018 1.66 % 9.89 % 73.69 %
Q4 2018 1.39 % 8.20 % 73.92 %
Q1 2019 1.62 % 9.92 % 73.41 %
Q2 2019 1.87 % 11.31 % 73.10 %
Q3 2019 2.05 % 12.84 % 72.76 %
Q4 2019 2.26 % 14.49 % 73.13 %
Q1 2020 2.15 % 14.83 % 72.74 %
Q2 2020 1.91 % 12.86 % 73.86 %
Q3 2020 1.77 % 12.08 % 73.82 %
Q4 2020 1.64 % 11.10 % 73.30 %
Q1 2021 1.56 % 11.20 % 74.66 %
Q2 2021 1.65 % 11.81 % 73.17 %

Balance Sheet (B)

Period Assets Change Customer Deposits Change Loan Change
Q1 2012 183.39 1.5 % 139.54 4.8 % 113.69 4.0 %
Q2 2012 180.64 1.7 % 137.06 3.5 % 115.09 4.1 %
Q3 2012 177.10 (1.8 %) 134.93 2.0 % 115.29 2.8 %
Q4 2012 190.18 5.1 % 146.21 4.6 % 117.47 4.0 %
Q1 2013 186.45 1.7 % 143.96 3.2 % 120.92 6.4 %
Q2 2013 191.63 6.1 % 147.88 7.9 % 126.19 9.6 %
Q3 2013 201.80 13.9 % 154.19 14.3 % 129.90 12.7 %
Q4 2013 205.25 7.9 % 153.20 4.8 % 131.19 11.7 %
Q1 2014 211.41 13.4 % 159.95 11.1 % 136.77 13.1 %
Q2 2014 213.99 11.7 % 160.10 8.3 % 140.77 11.6 %
Q3 2014 217.07 7.6 % 161.64 4.8 % 140.70 8.3 %
Q4 2014 214.59 4.6 % 164.08 7.1 % 133.49 1.8 %
Q1 2015 216.53 2.4 % 165.02 3.2 % 138.04 0.9 %
Q2 2015 222.48 4.0 % 167.07 4.4 % 137.10 (2.6 %)
Q3 2015 216.98 0.0 % 161.12 (0.3 %) 138.46 (1.6 %)
Q4 2015 223.32 4.1 % 167.85 2.3 % 145.07 8.7 %
Q1 2016 227.00 4.8 % 165.76 0.4 % 152.56 10.5 %
Q2 2016 227.78 2.4 % 164.04 (1.8 %) 154.67 12.8 %
Q3 2016 223.47 3.0 % 160.82 (0.2 %) 152.63 10.2 %
Q4 2016 217.62 (2.6 %) 156.68 (6.7 %) 142.91 (1.5 %)
Q1 2017 216.32 (4.7 %) 154.19 (7.0 %) 140.92 (7.6 %)
Q2 2017 218.99 (3.9 %) 156.98 (4.3 %) 141.18 (8.7 %)
Q3 2017 218.22 (2.3 %) 156.05 (3.0 %) 142.07 (6.9 %)
Q4 2017 216.28 (0.6 %) 154.37 (1.5 %) 138.84 (2.8 %)
Q1 2018 213.67 (1.2 %) 151.92 (1.5 %) 141.22 0.2 %
Q2 2018 215.48 (1.6 %) 153.42 (2.3 %) 144.31 2.2 %
Q3 2018 225.97 3.5 % 159.24 2.0 % 145.76 2.6 %
Q4 2018 229.90 6.3 % 169.82 10.0 % 151.02 8.8 %
Q1 2019 239.52 12.1 % 173.49 14.2 % 158.24 12.1 %
Q2 2019 246.12 14.2 % 176.51 15.1 % 161.32 11.8 %
Q3 2019 250.57 10.9 % 177.67 11.6 % 166.28 14.1 %
Q4 2019 265.79 15.6 % 194.52 14.5 % 173.98 15.2 %
Q1 2020 279.70 16.8 % 192.90 11.2 % 182.78 15.5 %
Q2 2020 295.08 19.9 % 199.99 13.3 % 187.65 16.3 %
Q3 2020 308.56 23.1 % 201.29 13.3 % 190.82 14.8 %
Q4 2020 310.09 16.7 % 203.04 4.4 % 191.35 10.0 %
Q1 2021 308.04 10.1 % 198.60 3.0 % 196.44 7.5 %
Q2 2021 317.27 7.5 % 202.45 1.2 % 204.74 9.1 %

Ratios

Period Customer Deposits Per Total Assets Loans and advances/Total assets Loans and advances/Customers Deposits
Q1 2012 76.09 % 62.00 % 81.48 %
Q2 2012 75.87 % 63.71 % 83.97 %
Q3 2012 76.19 % 65.10 % 85.44 %
Q4 2012 76.88 % 61.77 % 80.34 %
Q1 2013 77.21 % 64.85 % 83.99 %
Q2 2013 77.17 % 65.85 % 85.33 %
Q3 2013 76.41 % 64.37 % 84.25 %
Q4 2013 74.64 % 63.92 % 85.63 %
Q1 2014 75.66 % 64.70 % 85.51 %
Q2 2014 74.82 % 65.78 % 87.93 %
Q3 2014 74.47 % 64.82 % 87.05 %
Q4 2014 76.46 % 62.21 % 81.36 %
Q1 2015 76.21 % 63.75 % 83.65 %
Q2 2015 75.10 % 61.62 % 82.06 %
Q3 2015 74.26 % 63.82 % 85.94 %
Q4 2015 75.16 % 64.96 % 86.42 %
Q1 2016 73.02 % 67.21 % 92.04 %
Q2 2016 72.02 % 67.90 % 94.28 %
Q3 2016 71.96 % 68.30 % 94.91 %
Q4 2016 72.00 % 65.67 % 91.21 %
Q1 2017 71.28 % 65.14 % 91.39 %
Q2 2017 71.68 % 64.47 % 89.94 %
Q3 2017 71.51 % 65.10 % 91.04 %
Q4 2017 71.37 % 64.19 % 89.94 %
Q1 2018 71.10 % 66.09 % 92.96 %
Q2 2018 71.20 % 66.97 % 94.06 %
Q3 2018 70.47 % 64.51 % 91.53 %
Q4 2018 73.87 % 65.69 % 88.93 %
Q1 2019 72.43 % 66.07 % 91.21 %
Q2 2019 71.72 % 65.55 % 91.40 %
Q3 2019 70.91 % 66.36 % 93.59 %
Q4 2019 73.19 % 65.46 % 89.44 %
Q1 2020 68.97 % 65.35 % 94.75 %
Q2 2020 67.77 % 63.59 % 93.83 %
Q3 2020 65.24 % 61.84 % 94.80 %
Q4 2020 65.48 % 61.71 % 94.24 %
Q1 2021 64.47 % 63.77 % 98.91 %
Q2 2021 63.81 % 64.53 % 101.13 %


Per Share Data (Riyal)

Compared With The
Period Shares Outstanding (M) EPS (Riyal) Earnings Per Share before unusual items (Riyal) EPS Diluted (Riyal) Book Value (BV)
Q1 2012 3,000.00 1.10 1.10 - 10.11
Q2 2012 3,000.00 1.13 1.13 - 10.32
Q3 2012 3,000.00 1.14 1.14 - 10.35
Q4 2012 3,000.00 1.16 1.16 - 10.65
Q1 2013 3,000.00 1.17 1.17 - 10.61
Q2 2013 3,000.00 1.19 1.19 - 10.54
Q3 2013 3,000.00 1.24 1.24 - 10.85
Q4 2013 3,000.00 1.32 1.32 - 11.29
Q1 2014 3,000.00 1.36 1.36 - 11.25
Q2 2014 3,000.00 1.41 1.41 - 11.27
Q3 2014 3,000.00 1.44 1.44 - 11.62
Q4 2014 3,000.00 1.45 1.45 1.45 11.85
Q1 2015 3,000.00 1.48 1.48 1.48 12.25
Q2 2015 3,000.00 1.48 1.39 1.48 12.19
Q3 2015 3,000.00 1.42 1.33 1.42 11.92
Q4 2015 3,000.00 1.35 1.26 1.35 12.18
Q1 2016 3,000.00 1.35 1.19 1.35 12.42
Q2 2016 3,000.00 1.36 1.29 1.35 12.47
Q3 2016 3,000.00 1.30 1.23 1.29 12.35
Q4 2016 3,000.00 1.11 1.05 1.10 12.32
Q1 2017 3,000.00 1.07 1.07 1.06 12.32
Q2 2017 3,000.00 0.97 0.97 0.96 12.21
Q3 2017 3,000.00 1.09 1.09 1.08 12.56
Q4 2017 3,000.00 1.32 1.32 1.32 12.87
Q1 2018 3,000.00 1.27 1.27 1.35 12.06
Q2 2018 3,000.00 1.27 1.27 1.35 12.31
Q3 2018 3,000.00 1.23 1.23 1.31 12.25
Q4 2018 3,000.00 1.03 1.28 1.11 12.26
Q1 2019 3,000.00 1.22 1.47 1.22 12.55
Q2 2019 3,000.00 1.44 1.69 1.44 13.14
Q3 2019 3,000.00 1.63 1.87 1.62 13.08
Q4 2019 3,000.00 1.87 1.87 1.86 13.52
Q1 2020 3,000.00 1.86 1.86 1.86 12.60
Q2 2020 3,000.00 1.72 1.72 1.71 13.60
Q3 2020 3,000.00 1.65 1.65 1.64 14.22
Q4 2020 3,000.00 1.57 1.57 1.56 14.79
Q1 2021 3,000.00 1.53 1.53 1.52 14.74
Q2 2021 3,000.00 1.68 1.68 1.67 14.85

Multiple Ratios (End of Period Price)

Compared With The
Period P/E Adjusted P/E Price/book
Q1 2012 11.69 11.69 1.28
Q2 2012 10.18 10.18 1.11
Q3 2012 9.92 9.92 1.10
Q4 2012 9.95 9.95 1.08
Q1 2013 9.77 9.77 1.08
Q2 2013 10.46 10.46 1.18
Q3 2013 10.59 10.59 1.21
Q4 2013 11.10 11.10 1.29
Q1 2014 12.84 12.84 1.55
Q2 2014 12.69 12.69 1.59
Q3 2014 14.65 14.65 1.82
Q4 2014 11.72 11.72 1.43
Q1 2015 11.36 11.36 1.37
Q2 2015 11.26 11.98 1.37
Q3 2015 9.87 10.53 1.18
Q4 2015 9.20 9.85 1.02
Q1 2016 8.33 9.42 0.91
Q2 2016 8.10 8.52 0.88
Q3 2016 7.76 8.18 0.81
Q4 2016 10.50 11.17 0.94
Q1 2017 9.94 9.94 0.86
Q2 2017 11.40 11.40 0.90
Q3 2017 10.88 10.88 0.94
Q4 2017 9.47 9.47 0.97
Q1 2018 10.27 10.27 1.15
Q2 2018 12.04 12.04 1.32
Q3 2018 12.69 12.69 1.36
Q4 2018 17.86 14.39 1.62
Q1 2019 19.75 16.42 1.92
Q2 2019 18.72 15.96 2.05
Q3 2019 15.06 13.07 1.87
Q4 2019 12.90 12.90 1.77
Q1 2020 8.04 8.04 1.19
Q2 2020 9.86 9.86 1.24
Q3 2020 11.37 11.37 1.31
Q4 2020 12.95 12.95 1.37
Q1 2021 14.76 14.76 1.52
Q2 2021 15.87 15.87 1.78

Business Segments (Million)

Compared With The
Period Corporate and Institutional Banking Retail Treasury and Investment Investment Banking and Brokerage Others
Q1 2012 679.04 509.01 230.75 109.10 115.98
Q2 2012 762.63 531.61 415.54 91.62 2.90
Q3 2012 775.24 448.93 263.35 78.57 101.61
Q4 2012 726.82 517.09 240.89 74.23 111.34
Q1 2013 742.94 526.07 318.13 86.74 50.77
Q2 2013 832.84 629.02 258.35 88.54 6.73
Q3 2013 791.26 604.78 255.57 84.63 2.45
Q4 2013 845.08 613.48 209.64 92.89 34.14
Q1 2014 923.48 587.96 269.14 92.29 59.18
Q2 2014 889.64 681.85 334.94 113.23 75.32
Q3 2014 858.09 615.03 349.86 102.37 64.91
Q4 2014 950.36 617.23 242.76 100.75 83.42
Q1 2015 939.86 652.58 326.35 92.89 36.12
Q2 2015 886.75 658.54 251.82 103.87 267.05
Q3 2015 783.54 635.58 374.95 73.52 (5.48)
Q4 2015 758.45 785.92 177.09 92.85 73.72
Q1 2016 784.82 646.82 173.87 71.64 310.02
Q2 2016 689.06 645.57 418.92 81.80 191.64
Q3 2016 678.28 541.65 360.81 60.72 213.42
Q4 2016 711.12 487.81 281.76 68.43 284.12
Q1 2017 841.43 651.85 446.76 67.25 -
Q2 2017 888.49 648.55 366.37 80.51 -
Q3 2017 895.84 679.78 423.44 77.07 -
Q4 2017 845.40 694.78 439.93 77.78 -
Q1 2018 820.77 714.54 505.55 88.69 -
Q2 2018 837.53 720.71 529.62 85.68 -
Q3 2018 857.56 741.72 587.16 94.44 -
Q4 2018 1,036.97 1,020.89 214.08 111.49 -
Q1 2019 1,048.27 785.09 641.41 105.38 -
Q2 2019 1,128.27 964.07 440.48 136.75 -
Q3 2019 1,086.78 984.87 551.55 139.49 -
Q4 2019 975.68 985.51 536.51 206.96 -
Q1 2020 1,081.78 964.01 696.86 142.84 -
Q2 2020 1,052.17 870.68 615.42 170.68 -
Q3 2020 1,160.71 958.91 509.11 192.27 -
Q4 2020 1,006.93 950.85 570.81 261.01 -
Q1 2021 1,104.71 922.74 588.82 207.56 -
Q2 2021 1,144.65 979.06 635.58 218.80 -

Analysts Estimates (Million)

Item Q2 2021 (e) Q2 2021 (net income) Change‬ Q2 2021 (before unusual items) Change‬
Average 1,340.25 1,511.60 12.78 % 1,511.60 12.78 %

Estimates vs Actual (Million)

Item Q2 2021 (e) Q2 2021 (net income) Change Q2 2021 (before unusual items) Change‬
OSOOL AND BAKHEET 1,383.50 1,511.60 9.3 % 1,511.60 9.3 %
FAB Securities 1,297.00 1,511.60 16.5 % 1,511.60 16.5 %


Financial Ratios
Current
Market Cap (M Riyal) 92,250.00
Shares Outstanding ((M)) 3,000.00
EPS ( Riyal) (TTM) 3.25
EPS Diluted ( Riyal) (TTM) 3.14
Book Value (BV) ( Riyal) 20.38
Par Value ( Riyal) 10.00
Adjusted P/E (Last12) 9.48
P/E (TTM) 9.48
Price/book 1.51
Return on Average Assets (%) (TTM) 2.2
Return on Average Equity (%) (TTM) 17.0
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Share Price

Riyad Bank
30.75
0.00 0.00 %

Riyad Bank (RIBL)

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Comments 5

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malmeshari

منذ 4 سنه

أرباح تشغيلية رائعة جدا. والموجودات راح تزيد مع امتلاك الأرض والقادم أفضل.

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13
1282

أبو حمد المسعري

منذ 4 سنه

السهم ارتفع سعريا من 17 الي 32 تقريبا الضعف في اقل من 5 شهور !!

 

3
2
776

vip22

منذ 4 سنه

شركة محترمة 

4
0
95

صالح1

منذ 4 سنه

مع ارتفاع الأصول نتيجة تملك الأرض وهذه الأرباح الرائعه فالطريق مهيأ لقمة جديده وخاصه اذا أعلنت الشركه الأثر المالي للأراضي وارتفاع القيمة الدفتريه 

بالتوفيق لملاك الشركه وفالكم البيرق. 

5
19
435

رَوْنَق

منذ 4 سنه

أتمنى أن " تتخلص" شركة الجوف الزراعية من قرض الصندوق الصناعي في أقرب وقت

 

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