Al Bilad bank, the smallest Saudi bank in terms of assets, reported SAR 378m net profit at the end of the first half of 2014, compared to SAR 318.4m in the same period last year, as shown in the following table:
Item | 6m 2013 | 6m 2014 | Change |
---|---|---|---|
Net Income from investments and financial activities | 449.68 | 486.03 | 8.1 % |
Operating Income | 931.30 | 1,011.49 | 8.6 % |
Total Provisions | (108.66) | (29.06) | 73.3 % |
Net Income | 318.38 | 378.04 | 18.7 % |
Average Shares | 1,250.00 | 1,250.00 | - |
EPS (Riyals) | 0.25 | 0.30 | 18.7 % |
Item | Q2 2013 | Q2 2014 | Change |
---|---|---|---|
Net Income from investments and financial activities | 227.73 | 258.97 | 13.7 % |
Operating Income | 481.49 | 533.99 | 10.9 % |
Debt Provisions | (44.01) | (24.41) | 44.5 % |
Net Income | 175.87 | 204.32 | 16.2 % |
Average Shares | 1,250.00 | 1,250.00 | - |
EPS (Riyals) | 0.14 | 0.16 | 16.2 % |
Item | Q1 2014 | Q2 2014 | Change |
---|---|---|---|
Net Income from investments and financial activities | 227.06 | 258.97 | 14.1 % |
Operating Income | 477.51 | 533.99 | 11.8 % |
Debt Provisions | (4.65) | (24.41) | (424.9 %) |
Net Income | 173.71 | 204.32 | 17.6 % |
Average Shares | 1,250.00 | 1,250.00 | - |
EPS (Riyals) | 0.14 | 0.16 | 17.6 % |
Item | 6m 2013 | 6m 2014 | Change |
---|---|---|---|
Assets | 33.35 | 40.98 | 22.9 % |
Customer Deposits | 26.82 | 33.35 | 24.3 % |
Financing Investments | 20.31 | 26.76 | 31.8 % |
Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2005 | - | - | - | - | - | - |
Q2 2005 | - | - | - | - | - | - |
Q3 2005 | - | - | - | - | - | - |
Q4 2005 | - | - | - | - | - | - |
2005 | 109.25 | - | 163.49 | - | - | - |
Q1 2006 | 72.88 | - | 206.16 | - | - | - |
Q2 2006 | 99.61 | - | 162.61 | - | - | - |
Q3 2006 | 92.80 | - | 142.10 | - | - | - |
Q4 2006 | 93.67 | - | 144.03 | - | - | - |
2006 | 358.95 | 228.6 % | 654.90 | 300.6 % | - | - |
Q1 2007 | 109.79 | 50.7 % | 171.23 | (16.9 %) | - | - |
Q2 2007 | 129.41 | 29.9 % | 202.50 | 24.5 % | - | - |
Q3 2007 | 146.30 | 57.7 % | 197.41 | 38.9 % | - | - |
Q4 2007 | 148.93 | 59.0 % | 207.42 | 44.0 % | - | - |
2007 | 534.44 | 48.9 % | 778.57 | 18.9 % | - | - |
Q1 2008 | 146.86 | 33.8 % | 223.19 | 30.3 % | - | - |
Q2 2008 | 147.42 | 13.9 % | 231.49 | 14.3 % | - | - |
Q3 2008 | 135.09 | (7.7 %) | 217.86 | 10.4 % | - | - |
Q4 2008 | 148.89 | 0.0 % | 202.04 | (2.6 %) | (19.80) | - |
2008 | 578.27 | 8.2 % | 874.58 | 12.3 % | (19.80) | - |
Q1 2009 | 140.46 | (4.4 %) | 216.80 | (2.9 %) | (23.46) | - |
Q2 2009 | 138.42 | (6.1 %) | 238.54 | 3.0 % | (24.53) | - |
Q3 2009 | 144.77 | 7.2 % | 229.75 | 5.5 % | (50.53) | - |
Q4 2009 | 124.46 | (16.4 %) | 223.96 | 10.8 % | (203.84) | (929.4 %) |
2009 | 548.11 | (5.2 %) | 909.06 | 3.9 % | (302.36) | (1,426.8 %) |
Q1 2010 | 148.48 | 5.7 % | 286.09 | 32.0 % | (43.34) | (84.7 %) |
Q2 2010 | 152.17 | 9.9 % | 262.11 | 9.9 % | (61.86) | (152.2 %) |
Q3 2010 | 162.88 | 12.5 % | 272.67 | 18.7 % | (90.64) | (79.4 %) |
Q4 2010 | 161.22 | 29.5 % | 278.27 | 24.2 % | (46.47) | 77.2 % |
2010 | 624.75 | 14.0 % | 1,099.13 | 20.9 % | (242.30) | 19.9 % |
Q1 2011 | 164.93 | 11.1 % | 308.44 | 7.8 % | (51.02) | (17.7 %) |
Q2 2011 | 178.45 | 17.3 % | 337.98 | 28.9 % | (50.26) | 18.7 % |
Q3 2011 | 176.74 | 8.5 % | 334.56 | 22.7 % | (50.93) | 43.8 % |
Q4 2011 | 182.87 | 13.4 % | 392.53 | 41.1 % | (100.04) | (115.3 %) |
2011 | 702.99 | 12.5 % | 1,373.51 | 25.0 % | (252.24) | (4.1 %) |
Q1 2012 | 193.90 | 17.6 % | 419.81 | 36.1 % | (65.74) | (28.9 %) |
Q2 2012 | 205.62 | 15.2 % | 444.52 | 31.5 % | (57.84) | (15.1 %) |
Q3 2012 | 214.61 | 21.4 % | 434.32 | 29.8 % | (86.36) | (69.6 %) |
Q4 2012 | 225.38 | 23.2 % | 438.74 | 11.8 % | (65.28) | 34.7 % |
2012 | 839.51 | 19.4 % | 1,737.38 | 26.5 % | (275.22) | (9.1 %) |
Q1 2013 | 221.95 | 14.5 % | 449.81 | 7.1 % | (64.65) | 1.7 % |
Q2 2013 | 227.73 | 10.8 % | 481.49 | 8.3 % | (44.01) | 23.9 % |
Q3 2013 | 246.85 | 15.0 % | 486.78 | 12.1 % | (40.07) | 53.6 % |
Q4 2013 | 250.10 | 11.0 % | 499.15 | 13.8 % | (26.55) | 59.3 % |
2013 | 946.62 | 12.8 % | 1,917.23 | 10.4 % | (175.29) | 36.3 % |
Q1 2014 | 227.06 | 2.3 % | 477.51 | 6.2 % | (4.65) | 92.8 % |
Q2 2014 | 258.97 | 13.7 % | 533.99 | 10.9 % | (24.41) | 44.5 % |
Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2004 | - | - | - | - | - | - |
2005 | 109.25 | - | 163.49 | - | - | - |
2006 | 358.95 | 228.6 % | 654.90 | 300.6 % | - | - |
2007 | 534.44 | 48.9 % | 778.57 | 18.9 % | - | - |
2008 | 578.27 | 8.2 % | 874.58 | 12.3 % | (19.80) | - |
2009 | 548.11 | (5.2 %) | 909.06 | 3.9 % | (302.36) | (1,426.8 %) |
2010 | 624.75 | 14.0 % | 1,099.13 | 20.9 % | (242.30) | 19.9 % |
2011 | 702.99 | 12.5 % | 1,373.51 | 25.0 % | (252.24) | (4.1 %) |
2012 | 839.51 | 19.4 % | 1,737.38 | 26.5 % | (275.22) | (9.1 %) |
2013 | 946.62 | 12.8 % | 1,917.23 | 10.4 % | (175.29) | 36.3 % |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2005 | - | - | - | - | - | - |
Q2 2005 | - | - | - | - | - | - |
Q3 2005 | - | - | - | - | - | - |
Q4 2005 | - | - | - | - | - | - |
2005 | (98.09) | - | (0.08) | - | (98.09) | (0.08) |
Q1 2006 | 102.88 | - | 0.08 | - | 102.88 | 0.08 |
Q2 2006 | 44.25 | - | 0.04 | - | 44.25 | 0.04 |
Q3 2006 | 30.72 | - | 0.02 | - | 30.72 | 0.02 |
Q4 2006 | 0.27 | - | 0.00 | - | 0.27 | 0.00 |
2006 | 178.12 | 281.6 % | 0.14 | - | 178.12 | 0.14 |
Q1 2007 | 25.69 | (75.0 %) | 0.02 | - | 25.69 | 0.02 |
Q2 2007 | 34.71 | (21.5 %) | 0.03 | - | 34.71 | 0.03 |
Q3 2007 | 39.11 | 27.3 % | 0.03 | - | 39.11 | 0.03 |
Q4 2007 | (27.06) | (10273.7 %) | (0.02) | - | (27.06) | (0.02) |
2007 | 72.46 | (59.3 %) | 0.06 | - | 72.46 | 0.06 |
Q1 2008 | 50.83 | 97.8 % | 0.04 | - | 50.83 | 0.04 |
Q2 2008 | 57.00 | 64.2 % | 0.05 | - | 57.00 | 0.05 |
Q3 2008 | 44.64 | 14.1 % | 0.04 | - | 44.64 | 0.04 |
Q4 2008 | (27.39) | (1.2 %) | (0.02) | - | (27.39) | (0.02) |
2008 | 125.07 | 72.6 % | 0.10 | - | 125.07 | 0.10 |
Q1 2009 | 22.35 | (56.0 %) | 0.02 | - | 22.35 | 0.02 |
Q2 2009 | 26.85 | (52.9 %) | 0.02 | - | 26.85 | 0.02 |
Q3 2009 | 1.90 | (95.7 %) | 0.00 | - | 1.90 | 0.00 |
Q4 2009 | (299.49) | (993.3 %) | (0.24) | - | (299.49) | (0.24) |
2009 | (248.39) | (298.6 %) | (0.20) | - | (248.39) | (0.20) |
Q1 2010 | 52.58 | 135.3 % | 0.04 | - | 52.58 | 0.04 |
Q2 2010 | 32.84 | 22.3 % | 0.03 | - | 32.84 | 0.03 |
Q3 2010 | 2.37 | 24.4 % | 0.00 | - | 2.37 | 0.00 |
Q4 2010 | 4.54 | 101.5 % | 0.00 | - | 4.54 | 0.00 |
2010 | 92.32 | 137.2 % | 0.07 | - | 92.32 | 0.07 |
Q1 2011 | 55.46 | 5.5 % | 0.04 | - | 55.46 | 0.04 |
Q2 2011 | 81.67 | 148.7 % | 0.07 | - | 81.67 | 0.07 |
Q3 2011 | 85.47 | 3514.0 % | 0.07 | - | 85.47 | 0.07 |
Q4 2011 | 107.03 | 2258.5 % | 0.09 | - | 107.03 | 0.09 |
2011 | 329.63 | 257.0 % | 0.26 | - | 329.63 | 0.26 |
Q1 2012 | 511.52 | 822.4 % | 0.41 | 373.17 | 138.35 | 0.11 |
Q2 2012 | 153.45 | 87.9 % | 0.12 | - | 153.45 | 0.12 |
Q3 2012 | 120.15 | 40.6 % | 0.10 | - | 120.15 | 0.10 |
Q4 2012 | 156.69 | 46.4 % | 0.13 | - | 156.69 | 0.13 |
2012 | 941.80 | 185.7 % | 0.75 | 373.17 | 568.64 | 0.45 |
Q1 2013 | 142.50 | (72.1 %) | 0.11 | - | 142.50 | 0.11 |
Q2 2013 | 175.87 | 14.6 % | 0.14 | - | 175.87 | 0.14 |
Q3 2013 | 197.08 | 64.0 % | 0.16 | - | 197.08 | 0.16 |
Q4 2013 | 213.71 | 36.4 % | 0.17 | - | 213.71 | 0.17 |
2013 | 729.17 | (22.6 %) | 0.58 | - | 729.17 | 0.58 |
Q1 2014 | 173.71 | 21.9 % | 0.14 | - | 173.71 | 0.14 |
Q2 2014 | 204.32 | 16.2 % | 0.16 | - | 204.32 | 0.16 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2004 | - | - | - | - | - | - |
2005 | (98.09) | - | (0.08) | - | (98.09) | (0.08) |
2006 | 178.12 | 281.6 % | 0.14 | - | 178.12 | 0.14 |
2007 | 72.46 | (59.3 %) | 0.06 | - | 72.46 | 0.06 |
2008 | 125.07 | 72.6 % | 0.10 | - | 125.07 | 0.10 |
2009 | (248.39) | (298.6 %) | (0.20) | - | (248.39) | (0.20) |
2010 | 92.32 | 137.2 % | 0.07 | - | 92.32 | 0.07 |
2011 | 329.63 | 257.0 % | 0.26 | - | 329.63 | 0.26 |
2012 | 941.80 | 185.7 % | 0.75 | 373.17 | 568.64 | 0.45 |
2013 | 729.17 | (22.6 %) | 0.58 | - | 729.17 | 0.58 |
Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
---|---|---|---|
Q1 2005 | - | - | - |
Q2 2005 | - | - | - |
Q3 2005 | - | - | - |
Q4 2005 | - | - | - |
2005 | - | - | (89.79 %) |
Q1 2006 | - | - | - |
Q2 2006 | - | - | - |
Q3 2006 | - | - | - |
Q4 2006 | - | - | 47.67 % |
2006 | 1.95 % | 6.01 % | 47.67 % |
Q1 2007 | 1.13 % | 3.34 % | 22.93 % |
Q2 2007 | 0.78 % | 2.99 % | 18.07 % |
Q3 2007 | 0.82 % | 3.22 % | 16.20 % |
Q4 2007 | 0.52 % | 2.36 % | 10.14 % |
2007 | 0.52 % | 2.36 % | 10.14 % |
Q1 2008 | 0.69 % | 3.15 % | 12.99 % |
Q2 2008 | 0.78 % | 3.81 % | 15.98 % |
Q3 2008 | 0.81 % | 3.94 % | 17.93 % |
Q4 2008 | 0.77 % | 3.96 % | 18.69 % |
2008 | 0.77 % | 3.96 % | 18.69 % |
Q1 2009 | 0.57 % | 3.02 % | 14.92 % |
Q2 2009 | 0.42 % | 2.05 % | 10.60 % |
Q3 2009 | 0.15 % | 0.72 % | 3.81 % |
Q4 2009 | (1.48 %) | (7.99 %) | (43.41 %) |
2009 | (1.48 %) | (7.99 %) | (43.41 %) |
Q1 2010 | (1.21 %) | (6.92 %) | (38.25 %) |
Q2 2010 | (1.20 %) | (6.66 %) | (36.40 %) |
Q3 2010 | (1.17 %) | (6.62 %) | (35.13 %) |
Q4 2010 | 0.48 % | 3.02 % | 14.29 % |
2010 | 0.48 % | 3.02 % | 14.29 % |
Q1 2011 | 0.47 % | 3.06 % | 14.28 % |
Q2 2011 | 0.70 % | 4.57 % | 20.72 % |
Q3 2011 | 1.08 % | 7.10 % | 31.98 % |
Q4 2011 | 1.35 % | 10.11 % | 45.28 % |
2011 | 1.35 % | 10.11 % | 45.28 % |
Q1 2012 | 3.12 % | 22.13 % | 104.23 % |
Q2 2012 | 3.33 % | 23.43 % | 110.00 % |
Q3 2012 | 3.41 % | 23.74 % | 109.21 % |
Q4 2012 | 3.28 % | 24.19 % | 109.44 % |
2012 | 3.28 % | 24.19 % | 109.44 % |
Q1 2013 | 1.91 % | 13.52 % | 64.38 % |
Q2 2013 | 1.91 % | 13.56 % | 65.20 % |
Q3 2013 | 2.13 % | 14.78 % | 70.96 % |
Q4 2013 | 2.21 % | 15.40 % | 74.81 % |
2013 | 2.21 % | 15.40 % | 74.81 % |
Q1 2014 | 2.16 % | 15.50 % | 77.30 % |
Q2 2014 | 2.12 % | 15.53 % | 77.24 % |
Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
---|---|---|---|
2004 | - | - | - |
2005 | - | - | (89.79 %) |
2006 | 1.95 % | 6.01 % | 47.67 % |
2007 | 0.52 % | 2.36 % | 10.14 % |
2008 | 0.77 % | 3.96 % | 18.69 % |
2009 | (1.48 %) | (7.99 %) | (43.41 %) |
2010 | 0.48 % | 3.02 % | 14.29 % |
2011 | 1.35 % | 10.11 % | 45.28 % |
2012 | 3.28 % | 24.19 % | 109.44 % |
2013 | 2.21 % | 15.40 % | 74.81 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
Q1 2005 | - | - | - | - | - | - |
Q2 2005 | - | - | - | - | - | - |
Q3 2005 | - | - | - | - | - | - |
Q4 2005 | - | - | - | - | - | - |
Q1 2006 | 6.52 | - | 3.07 | - | 5.55 | - |
Q2 2006 | 8.16 | - | 4.88 | - | 7.03 | - |
Q3 2006 | 8.60 | - | 5.17 | - | 7.43 | - |
Q4 2006 | 11.28 | - | 7.86 | - | 9.64 | - |
Q1 2007 | 11.30 | 73.3 % | 7.98 | 160.0 % | 9.74 | 75.5 % |
Q2 2007 | 15.35 | 88.1 % | 9.81 | 101.2 % | 13.45 | 91.4 % |
Q3 2007 | 15.78 | 83.4 % | 11.87 | 129.8 % | 13.69 | 84.2 % |
Q4 2007 | 16.64 | 47.5 % | 12.69 | 61.5 % | 6.19 | (35.8 %) |
Q1 2008 | 17.09 | 51.2 % | 13.22 | 65.7 % | 13.20 | 35.5 % |
Q2 2008 | 15.33 | (0.1 %) | 11.39 | 16.1 % | 11.96 | (11.1 %) |
Q3 2008 | 15.34 | (2.8 %) | 10.54 | (11.2 %) | 12.04 | (12.0 %) |
Q4 2008 | 16.05 | (3.5 %) | 10.97 | (13.5 %) | 8.28 | 33.7 % |
Q1 2009 | 17.06 | (0.1 %) | 12.91 | (2.4 %) | 9.09 | (31.2 %) |
Q2 2009 | 16.41 | 7.0 % | 12.71 | 11.6 % | 10.28 | (14.0 %) |
Q3 2009 | 17.02 | 10.9 % | 12.14 | 15.2 % | 10.56 | (12.3 %) |
Q4 2009 | 17.41 | 8.5 % | 13.72 | 25.1 % | 11.01 | 33.1 % |
Q1 2010 | 18.98 | 11.2 % | 14.32 | 10.9 % | 11.19 | 23.1 % |
Q2 2010 | 18.92 | 15.3 % | 15.00 | 18.0 % | 11.81 | 14.9 % |
Q3 2010 | 19.18 | 12.7 % | 14.81 | 22.0 % | 11.66 | 10.3 % |
Q4 2010 | 21.12 | 21.3 % | 16.93 | 23.4 % | 12.29 | 11.6 % |
Q1 2011 | 21.89 | 15.3 % | 17.51 | 22.3 % | 12.62 | 12.7 % |
Q2 2011 | 22.46 | 18.7 % | 17.30 | 15.3 % | 13.01 | 10.2 % |
Q3 2011 | 22.78 | 18.8 % | 17.96 | 21.3 % | 13.02 | 11.7 % |
Q4 2011 | 27.73 | 31.3 % | 23.04 | 36.1 % | 13.78 | 12.1 % |
Q1 2012 | 28.54 | 30.4 % | 22.91 | 30.8 % | 15.06 | 19.4 % |
Q2 2012 | 29.06 | 29.4 % | 23.61 | 36.5 % | 16.21 | 24.6 % |
Q3 2012 | 29.53 | 29.6 % | 23.55 | 31.1 % | 17.21 | 32.2 % |
Q4 2012 | 29.78 | 7.4 % | 23.74 | 3.1 % | 18.26 | 32.5 % |
Q1 2013 | 31.33 | 9.8 % | 25.28 | 10.4 % | 18.69 | 24.1 % |
Q2 2013 | 33.35 | 14.8 % | 26.82 | 13.6 % | 20.31 | 25.3 % |
Q3 2013 | 33.58 | 13.7 % | 26.33 | 11.8 % | 21.21 | 23.3 % |
Q4 2013 | 36.32 | 22.0 % | 29.11 | 22.6 % | 23.42 | 28.3 % |
Q1 2014 | 39.01 | 24.5 % | 31.39 | 24.2 % | 24.28 | 29.9 % |
Q2 2014 | 40.98 | 22.9 % | 33.35 | 24.3 % | 26.76 | 31.7 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
3m 2005 | - | - | - | - | - | - |
6m 2005 | - | - | - | - | - | - |
9m 2005 | - | - | - | - | - | - |
12m 2005 | 7.01 | - | 3.92 | - | 5.21 | - |
3m 2006 | 6.52 | - | 3.07 | - | 5.55 | - |
6m 2006 | 8.16 | - | 4.88 | - | 7.03 | - |
9m 2006 | 8.60 | - | 5.17 | - | 7.43 | - |
12m 2006 | 11.28 | 61.0 % | 7.86 | 100.7 % | 9.64 | 85.1 % |
3m 2007 | 11.30 | 73.3 % | 7.98 | 160.0 % | 9.74 | 75.5 % |
6m 2007 | 15.35 | 88.1 % | 9.81 | 101.2 % | 13.45 | 91.4 % |
9m 2007 | 15.78 | 83.4 % | 11.87 | 129.8 % | 13.69 | 84.2 % |
12m 2007 | 16.64 | 47.5 % | 12.69 | 61.5 % | 6.19 | (35.8 %) |
3m 2008 | 17.09 | 51.2 % | 13.22 | 65.7 % | 13.20 | 35.5 % |
6m 2008 | 15.33 | (0.1 %) | 11.39 | 16.1 % | 11.96 | (11.1 %) |
9m 2008 | 15.34 | (2.8 %) | 10.54 | (11.2 %) | 12.04 | (12.0 %) |
12m 2008 | 16.05 | (3.5 %) | 10.97 | (13.5 %) | 8.28 | 33.7 % |
3m 2009 | 17.06 | (0.1 %) | 12.91 | (2.4 %) | 9.09 | (31.2 %) |
6m 2009 | 16.41 | 7.0 % | 12.71 | 11.6 % | 10.28 | (14.0 %) |
9m 2009 | 17.02 | 10.9 % | 12.14 | 15.2 % | 10.56 | (12.3 %) |
12m 2009 | 17.41 | 8.5 % | 13.72 | 25.1 % | 11.01 | 33.1 % |
3m 2010 | 18.98 | 11.2 % | 14.32 | 10.9 % | 11.19 | 23.1 % |
6m 2010 | 18.92 | 15.3 % | 15.00 | 18.0 % | 11.81 | 14.9 % |
9m 2010 | 19.18 | 12.7 % | 14.81 | 22.0 % | 11.66 | 10.3 % |
12m 2010 | 21.12 | 21.3 % | 16.93 | 23.4 % | 12.29 | 11.6 % |
3m 2011 | 21.89 | 15.3 % | 17.51 | 22.3 % | 12.62 | 12.7 % |
6m 2011 | 22.46 | 18.7 % | 17.30 | 15.3 % | 13.01 | 10.2 % |
9m 2011 | 22.78 | 18.8 % | 17.96 | 21.3 % | 13.02 | 11.7 % |
12m 2011 | 27.73 | 31.3 % | 23.04 | 36.1 % | 13.78 | 12.1 % |
3m 2012 | 28.54 | 30.4 % | 22.91 | 30.8 % | 15.06 | 19.4 % |
6m 2012 | 29.06 | 29.4 % | 23.61 | 36.5 % | 16.21 | 24.6 % |
9m 2012 | 29.53 | 29.6 % | 23.55 | 31.1 % | 17.21 | 32.2 % |
12m 2012 | 29.78 | 7.4 % | 23.74 | 3.1 % | 18.26 | 32.5 % |
3m 2013 | 31.33 | 9.8 % | 25.28 | 10.4 % | 18.69 | 24.1 % |
6m 2013 | 33.35 | 14.8 % | 26.82 | 13.6 % | 20.31 | 25.3 % |
9m 2013 | 33.58 | 13.7 % | 26.33 | 11.8 % | 21.21 | 23.3 % |
12m 2013 | 36.32 | 22.0 % | 29.11 | 22.6 % | 23.42 | 28.3 % |
3m 2014 | 39.01 | 24.5 % | 31.39 | 24.2 % | 24.28 | 29.9 % |
6m 2014 | 40.98 | 22.9 % | 33.35 | 24.3 % | 26.76 | 31.7 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
2004 | - | - | - | - | - | - |
2005 | 7.01 | - | 3.92 | - | 5.21 | - |
2006 | 11.28 | 61.0 % | 7.86 | 100.7 % | 9.64 | 85.1 % |
2007 | 16.64 | 47.5 % | 12.69 | 61.5 % | 6.19 | (35.8 %) |
2008 | 16.05 | (3.5 %) | 10.97 | (13.5 %) | 8.28 | 33.7 % |
2009 | 17.41 | 8.5 % | 13.72 | 25.1 % | 11.01 | 33.1 % |
2010 | 21.12 | 21.3 % | 16.93 | 23.4 % | 12.29 | 11.6 % |
2011 | 27.73 | 31.3 % | 23.04 | 36.1 % | 13.78 | 12.1 % |
2012 | 29.78 | 7.4 % | 23.74 | 3.1 % | 18.26 | 32.5 % |
2013 | 36.32 | 22.0 % | 29.11 | 22.6 % | 23.42 | 28.3 % |
Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
---|---|---|---|
Q1 2005 | - | - | - |
Q2 2005 | - | - | - |
Q3 2005 | - | - | - |
Q4 2005 | - | - | - |
Q1 2006 | 47.06 % | 180.78 % | 85.07 % |
Q2 2006 | 59.73 % | 144.09 % | 86.07 % |
Q3 2006 | 60.03 % | 143.85 % | 86.36 % |
Q4 2006 | 69.66 % | 122.74 % | 85.49 % |
Q1 2007 | 70.60 % | 122.05 % | 86.17 % |
Q2 2007 | 63.89 % | 137.07 % | 87.58 % |
Q3 2007 | 75.24 % | 115.32 % | 86.77 % |
Q4 2007 | 76.28 % | 48.78 % | 37.21 % |
Q1 2008 | 77.39 % | 99.82 % | 77.25 % |
Q2 2008 | 74.29 % | 105.00 % | 78.00 % |
Q3 2008 | 68.69 % | 114.27 % | 78.49 % |
Q4 2008 | 68.35 % | 75.44 % | 51.56 % |
Q1 2009 | 75.67 % | 70.38 % | 53.26 % |
Q2 2009 | 77.48 % | 80.87 % | 62.66 % |
Q3 2009 | 71.31 % | 87.06 % | 62.08 % |
Q4 2009 | 78.80 % | 80.27 % | 63.26 % |
Q1 2010 | 75.44 % | 78.16 % | 58.96 % |
Q2 2010 | 79.31 % | 78.74 % | 62.45 % |
Q3 2010 | 77.24 % | 78.70 % | 60.79 % |
Q4 2010 | 80.19 % | 72.58 % | 58.20 % |
Q1 2011 | 80.02 % | 72.03 % | 57.64 % |
Q2 2011 | 77.04 % | 75.21 % | 57.94 % |
Q3 2011 | 78.83 % | 72.48 % | 57.13 % |
Q4 2011 | 83.09 % | 59.81 % | 49.70 % |
Q1 2012 | 80.27 % | 65.75 % | 52.78 % |
Q2 2012 | 81.26 % | 68.65 % | 55.78 % |
Q3 2012 | 79.74 % | 73.08 % | 58.28 % |
Q4 2012 | 79.73 % | 76.89 % | 61.31 % |
Q1 2013 | 80.70 % | 73.92 % | 59.65 % |
Q2 2013 | 80.44 % | 75.72 % | 60.91 % |
Q3 2013 | 78.40 % | 80.57 % | 63.17 % |
Q4 2013 | 80.14 % | 80.44 % | 64.46 % |
Q1 2014 | 80.47 % | 77.34 % | 62.23 % |
Q2 2014 | 81.40 % | 80.22 % | 65.29 % |
Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
---|---|---|---|
2004 | - | - | - |
2005 | 55.89 % | 133.10 % | 74.39 % |
2006 | 69.66 % | 122.74 % | 85.49 % |
2007 | 76.28 % | 48.78 % | 37.21 % |
2008 | 68.35 % | 75.44 % | 51.56 % |
2009 | 78.80 % | 80.27 % | 63.26 % |
2010 | 80.19 % | 72.58 % | 58.20 % |
2011 | 83.09 % | 59.81 % | 49.70 % |
2012 | 79.73 % | 76.89 % | 61.31 % |
2013 | 80.14 % | 80.44 % | 64.46 % |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2005 | - | - | - | - | - |
Q2 2005 | - | - | - | - | - |
Q3 2005 | - | - | - | - | - |
Q4 2005 | - | - | - | - | - |
Q1 2006 | 1,250.00 | - | - | - | 2.40 |
Q2 2006 | 1,250.00 | - | - | - | 2.43 |
Q3 2006 | 1,250.00 | - | - | - | 2.46 |
Q4 2006 | 1,250.00 | 0.14 | 0.14 | - | 2.42 |
Q1 2007 | 1,250.00 | 0.08 | 0.08 | - | 2.44 |
Q2 2007 | 1,250.00 | 0.07 | 0.07 | - | 2.47 |
Q3 2007 | 1,250.00 | 0.08 | 0.08 | - | 2.50 |
Q4 2007 | 1,250.00 | 0.06 | 0.06 | - | 2.48 |
Q1 2008 | 1,250.00 | 0.08 | 0.08 | - | 2.52 |
Q2 2008 | 1,250.00 | 0.10 | 0.10 | - | 2.57 |
Q3 2008 | 1,250.00 | 0.10 | 0.10 | - | 2.59 |
Q4 2008 | 1,250.00 | 0.10 | 0.10 | - | 2.57 |
Q1 2009 | 1,250.00 | 0.08 | 0.08 | - | 2.60 |
Q2 2009 | 1,250.00 | 0.05 | 0.05 | - | 2.63 |
Q3 2009 | 1,250.00 | 0.02 | 0.02 | - | 2.64 |
Q4 2009 | 1,250.00 | (0.20) | (0.20) | - | 2.40 |
Q1 2010 | 1,250.00 | (0.17) | (0.17) | - | 2.45 |
Q2 2010 | 1,250.00 | (0.17) | (0.17) | - | 2.46 |
Q3 2010 | 1,250.00 | (0.17) | (0.17) | - | 2.47 |
Q4 2010 | 1,250.00 | 0.07 | 0.07 | - | 2.48 |
Q1 2011 | 1,250.00 | 0.08 | 0.08 | - | 2.52 |
Q2 2011 | 1,250.00 | 0.12 | 0.12 | - | 2.58 |
Q3 2011 | 1,250.00 | 0.18 | 0.18 | - | 2.64 |
Q4 2011 | 1,250.00 | 0.26 | 0.26 | - | 2.73 |
Q1 2012 | 1,250.00 | 0.63 | 0.33 | - | 3.16 |
Q2 2012 | 1,250.00 | 0.69 | 0.39 | - | 3.27 |
Q3 2012 | 1,250.00 | 0.71 | 0.42 | - | 3.37 |
Q4 2012 | 1,250.00 | 0.75 | 0.45 | - | 3.50 |
Q1 2013 | 1,250.00 | 0.46 | 0.46 | - | 3.62 |
Q2 2013 | 1,250.00 | 0.48 | 0.48 | - | 3.75 |
Q3 2013 | 1,250.00 | 0.54 | 0.54 | - | 3.91 |
Q4 2013 | 1,250.00 | 0.58 | 0.58 | - | 4.08 |
Q1 2014 | 1,250.00 | 0.61 | 0.61 | - | 4.23 |
Q2 2014 | 1,250.00 | 0.63 | 0.63 | - | 4.38 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2004 | - | - | - | - | - |
2005 | 1,250.00 | (0.08) | (0.08) | - | 2.32 |
2006 | 1,250.00 | 0.14 | 0.14 | - | 2.42 |
2007 | 1,250.00 | 0.06 | 0.06 | - | 2.48 |
2008 | 1,250.00 | 0.10 | 0.10 | - | 2.57 |
2009 | 1,250.00 | (0.20) | (0.20) | - | 2.40 |
2010 | 1,250.00 | 0.07 | 0.07 | - | 2.48 |
2011 | 1,250.00 | 0.26 | 0.26 | - | 2.73 |
2012 | 1,250.00 | 0.75 | 0.45 | - | 3.50 |
2013 | 1,250.00 | 0.58 | 0.58 | - | 4.08 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2005 | - | - | - |
Q2 2005 | - | - | - |
Q3 2005 | - | - | - |
Q4 2005 | - | - | - |
Q1 2006 | - | - | 15.17 |
Q2 2006 | - | - | 9.92 |
Q3 2006 | - | - | 7.28 |
Q4 2006 | More than 100 | More than 100 | 3.96 |
Q1 2007 | More than 100 | More than 100 | 3.53 |
Q2 2007 | More than 100 | More than 100 | 2.78 |
Q3 2007 | More than 100 | More than 100 | 3.03 |
Q4 2007 | More than 100 | More than 100 | 3.90 |
Q1 2008 | More than 100 | More than 100 | 3.03 |
Q2 2008 | More than 100 | More than 100 | 3.69 |
Q3 2008 | More than 100 | More than 100 | 3.69 |
Q4 2008 | More than 100 | More than 100 | 2.62 |
Q1 2009 | More than 100 | More than 100 | 2.41 |
Q2 2009 | More than 100 | More than 100 | 2.37 |
Q3 2009 | More than 100 | More than 100 | 2.03 |
Q4 2009 | NEG | NEG | 2.10 |
Q1 2010 | NEG | NEG | 2.09 |
Q2 2010 | NEG | NEG | 2.01 |
Q3 2010 | NEG | NEG | 1.97 |
Q4 2010 | More than 100 | More than 100 | 1.90 |
Q1 2011 | More than 100 | More than 100 | 1.87 |
Q2 2011 | 40.24 | 40.24 | 1.79 |
Q3 2011 | 24.26 | 24.26 | 1.67 |
Q4 2011 | 18.13 | 18.13 | 1.75 |
Q1 2012 | 10.91 | 20.78 | 2.17 |
Q2 2012 | 9.37 | 16.59 | 1.96 |
Q3 2012 | 9.51 | 16.35 | 2.01 |
Q4 2012 | 9.04 | 14.97 | 1.95 |
Q1 2013 | 17.48 | 17.48 | 2.21 |
Q2 2013 | 17.08 | 17.08 | 2.17 |
Q3 2013 | 18.87 | 18.87 | 2.60 |
Q4 2013 | 19.21 | 19.21 | 2.75 |
Q1 2014 | 22.42 | 22.42 | 3.23 |
Q2 2014 | 22.67 | 22.67 | 3.27 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2004 | - | - | - |
2005 | NEG | NEG | 17.60 |
2006 | More than 100 | More than 100 | 3.96 |
2007 | More than 100 | More than 100 | 3.90 |
2008 | More than 100 | More than 100 | 2.62 |
2009 | NEG | NEG | 2.10 |
2010 | More than 100 | More than 100 | 1.90 |
2011 | 18.13 | 18.13 | 1.75 |
2012 | 9.04 | 14.97 | 1.95 |
2013 | 19.21 | 19.21 | 2.75 |
Q2 2014
2014
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others | Remittances ( Enjaz Centers) |
---|---|---|---|---|---|---|
Q1 2006 | 45.35 | 100.59 | 31.83 | - | 25.79 | 2.61 |
Q2 2006 | 43.34 | 59.64 | 25.52 | - | 26.04 | 8.07 |
Q3 2006 | 37.65 | 47.85 | 12.67 | - | 28.36 | 15.57 |
Q4 2006 | 35.69 | 33.14 | 21.61 | - | 31.64 | 21.95 |
Q1 2007 | 33.68 | 49.87 | 42.11 | - | 26.61 | 18.96 |
Q2 2007 | 39.44 | 82.05 | 21.75 | - | 29.53 | 29.74 |
Q3 2007 | 38.87 | 82.68 | 12.89 | - | 33.73 | 29.25 |
Q4 2007 | 45.91 | 92.18 | 18.44 | - | 16.84 | 34.04 |
Q1 2008 | 53.45 | 102.68 | 24.41 | - | 7.48 | 35.16 |
Q2 2008 | 47.77 | 99.93 | 26.61 | - | 20.03 | 37.14 |
Q3 2008 | 46.68 | 101.56 | 0.78 | 17.00 | 10.68 | 41.16 |
Q4 2008 | 6.48 | 108.57 | 11.69 | 12.03 | 24.00 | 39.27 |
Q1 2009 | 52.51 | 92.95 | 4.87 | 12.38 | 3.66 | 50.44 |
Q2 2009 | 67.07 | 96.00 | 13.30 | 14.60 | (1.31) | 48.89 |
Q3 2009 | 21.00 | 77.26 | 87.28 | 3.26 | (0.03) | 40.97 |
Q4 2009 | 95.63 | 65.29 | 43.32 | 5.21 | 14.51 | - |
Q1 2010 | 133.14 | 103.02 | 31.24 | 8.35 | 10.35 | - |
Q2 2010 | 128.03 | 90.01 | 32.80 | 10.29 | 0.98 | - |
Q3 2010 | 159.09 | 74.17 | 29.24 | 6.79 | 3.37 | - |
Q4 2010 | 151.01 | 86.08 | 34.01 | 7.53 | (0.36) | - |
Q1 2011 | 179.47 | 88.48 | 20.50 | 9.52 | 10.47 | - |
Q2 2011 | 192.55 | 99.42 | 22.41 | 14.95 | 8.65 | - |
Q3 2011 | 204.28 | 93.78 | 24.26 | 7.78 | 4.45 | - |
Q4 2011 | 219.47 | 126.47 | 26.02 | 10.69 | 9.88 | - |
Q1 2012 | 241.11 | 118.81 | 30.91 | 18.52 | 10.46 | - |
Q2 2012 | 261.73 | 119.22 | 32.57 | 18.17 | 12.83 | - |
Q3 2012 | 254.41 | 124.91 | 30.06 | 14.59 | 10.35 | - |
Q4 2012 | 243.68 | 136.57 | 31.71 | 11.83 | 14.95 | - |
Q1 2013 | 257.22 | 135.34 | 27.66 | 14.33 | 15.26 | - |
Q2 2013 | 264.54 | 134.89 | 28.33 | 23.60 | 30.13 | - |
Q3 2013 | 269.28 | 152.66 | 30.52 | 13.20 | 21.11 | - |
Q4 2013 | 269.04 | 154.16 | 32.37 | 15.55 | 28.03 | - |
Q1 2014 | 274.17 | 129.83 | 34.19 | 17.18 | 22.14 | - |
Q2 2014 | 283.90 | 162.80 | 33.34 | 21.15 | 32.81 | - |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others | Remittances ( Enjaz Centers) |
---|---|---|---|---|---|---|
2005 | 89.73 | - | - | - | 69.36 | 4.40 |
2006 | 162.04 | 241.22 | 91.62 | - | 111.83 | 48.19 |
2007 | 157.91 | 306.78 | 95.19 | - | 106.70 | 111.99 |
2008 | 154.39 | 412.74 | 63.50 | 29.04 | 62.19 | 152.73 |
2009 | 376.51 | 331.49 | 148.77 | 35.45 | 16.84 | - |
2010 | 571.26 | 353.28 | 127.29 | 32.96 | 14.35 | - |
2011 | 795.76 | 408.16 | 93.19 | 42.94 | 33.46 | - |
2012 | 1,000.92 | 499.50 | 125.26 | 63.12 | 48.59 | - |
2013 | 1,060.09 | 577.05 | 118.89 | 66.67 | 94.54 | - |
Current | |
Market Cap (M) | 48,500.00 |
Shares Outstanding ((M)) | 1,250.00 |
EPS ( Riyal) (TTM) | 2.03 |
EPS Diluted ( Riyal) (TTM) | 2.04 |
Book Value (BV) ( Riyal) | 12.64 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 19.12 |
P/E (TTM) | 19.12 |
Price/book | 3.07 |
Return on Average Assets (%) (TTM) | 1.8 |
Return on Average Equity (%) (TTM) | 16.9 |
Argaam Investment Company has updated the Privacy Policy of its services and digital platforms. Know more about our Privacy Policy here.
Argaam uses cookies to personalize content, to provide social media features and analyze traffic, that we might also share with third parties. You consent to our cookies if you use this website
Comments {{getCommentCount()}}
Be the first to comment
رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}
{{comment.DisplayName}}
{{comment.ElapsedTime}}